无人机服务农业保险理赔
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卫星遥感、无人机服务农作物受损情况快速评估 优化理赔流程提高赔付效率
Yang Shi Wang· 2025-10-15 03:27
Core Viewpoint - The Ministry of Agriculture and Rural Affairs and the National Financial Regulatory Administration are accelerating agricultural insurance claims in the Huanghuai region due to severe weather challenges affecting crop harvest and sowing [2][3]. Group 1: Agricultural Insurance Claims - The agricultural insurance claims process faces significant challenges, including difficulties in damage assessment. Authorities are prioritizing efficiency in claims processing and have established a "green channel" for rapid claims related to autumn grain [4][7]. - Agricultural insurance is a crucial policy tool for post-disaster recovery, directly impacting farmers' funding for production and national food security [7]. - In Shandong, persistent rainfall has severely impacted the harvesting, drying, and storage of autumn grain, prompting local authorities to expedite damage assessments and claims processing [7][11]. Group 2: Technological Integration - To address the challenges posed by the scattered nature of smallholder farms in the Huanghuai region, insurance companies are utilizing satellite remote sensing and drone technology to enhance damage assessment efficiency [6][11]. - The integration of technology aims to speed up the claims process and improve payout efficiency, with a focus on optimizing the claims workflow [6][11]. Group 3: Coordination and Support - Various departments, including finance, agriculture, and financial regulation, are actively monitoring the claims process and addressing challenges to ensure smooth reporting and damage assessment [13]. - It is anticipated that damage assessments will be completed by the end of October, with claims expected to be largely finalized by November [13].