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邮储银行赣州市分行“邮‘粮’策”奏响颗粒归仓交响曲
Group 1 - The core viewpoint of the articles highlights the proactive role of Postal Savings Bank in supporting rural revitalization through tailored financial services for the agricultural sector [1][2][3] - The bank has organized 18 party member teams to provide comprehensive financial services, including demand assessment and personalized loan solutions for grain industry clients [2][3] - The bank's initiatives have resulted in the disbursement of over 100 million yuan in agricultural loans to nearly 600 clients this year, demonstrating its commitment to enhancing food security and supporting local farmers [3] Group 2 - The "Industry Loan" product has been particularly effective, providing timely financial support to grain storage facilities, enabling them to purchase necessary supplies for grain collection [1][2] - The bank's approach includes a full-chain understanding of agricultural financing needs, from planting to storage and processing, ensuring that financial products are well-suited to the specific requirements of farmers [2][3] - The establishment of a direct communication mechanism between bank branches and village committees has facilitated real-time updates on the needs of grain producers, allowing for more responsive financial services [3]
更名不改“姓” 改革与发展“两手抓”
Jin Rong Shi Bao· 2025-08-08 07:42
资产总额687亿元,负债总额672亿元;资本充足率11.79%,高于监管要求(10.5%)1.29个百分 点;不良贷款余额3.5亿元,不良贷款率0.9%;拨备覆盖率348%;净利润2.6亿元。上述指标来自今年5 月27日与内蒙古农村商业银行同步挂牌的内蒙古农村商业银行通辽中心支行。据了解,在此次内蒙古农 村商业银行挂牌前,通辽市所辖的农信社、农商银行没有一家高风险行社,总体经营指标良好。 那么,成为内蒙古农商银行下辖14家中心支行的一员后,其发展方向是什么?从多家小法人机构转 变为中心支行及旗县支行后,其支农支小的目标和使命是否会发生改变?近日,《金融时报》记者带着 上述问题,来到内蒙古农村商业银行通辽中心支行采访。 强化县域服务优势 改革与发展同步推进 "目前,通辽中心支行下辖9个支行、142个二级支行、59个营业所,实现属地乡镇覆盖率100%。从 业人员3337人,占通辽市金融从业人员的50%。这些都是农信社几十年积累下来的优势,也是我们继续 做好支农支小的重要基础。"内蒙古农村商业银行通辽中心支行负责人对记者说,"我们一手抓改革,一 手促发展,结合以往在旗县多年深耕的优势,确保职能定位不偏移、服务质效再 ...