Core Insights - The article highlights the role of Postal Savings Bank in supporting agricultural development in Yunnan Province, particularly in Zhaotong City, through tailored financial services that align with local agricultural characteristics and the rural revitalization strategy [1][2][3][4][5][6] Group 1: Agricultural Development - The diverse climate and geography of the region contribute to a rich agricultural landscape, with low-altitude tropical fruits and high-altitude cool vegetables thriving [1] - In Yongshan County, the area dedicated to specialty fruit cultivation has reached 195,000 mu, with an annual output of approximately 100,000 tons and a production value exceeding 1.1 billion yuan [2] - The bank's "industry loan" products have been instrumental in addressing the financing needs of local farmers, enabling them to expand their operations and improve productivity [2][3] Group 2: Financial Support Mechanisms - Postal Savings Bank has introduced various financial products, such as "loquat loans" and "citrus loans," to support the development of specialty fruit industries [2] - The bank's proactive approach includes on-site visits and personalized financial solutions, which have effectively resolved funding challenges for farmers [2][3] - The bank has streamlined its loan approval process, reducing the time to 24 hours, thus enhancing accessibility for farmers and businesses [5][6] Group 3: Impact on Local Economy - The modernization of agricultural practices, supported by the bank's loans, has led to significant increases in crop yields, with some farmers reporting a 30% increase in production [3] - The transformation of previously idle land into productive agricultural areas has created job opportunities and increased income for local communities [5][6] - As of October 2025, the bank's inclusive finance initiatives have resulted in a balance of 960 million yuan in loans for small and micro enterprises, serving 4,528 clients [6]

（来源：饲料行业信息网） 来源：饲料行业信息网 沃野江淮，稻谷飘香。在全面推进乡村振兴的时代画卷中，产业兴旺是浓墨重彩的一笔。 近年来，邮储银行安徽省分行将服务乡村振兴相关特色产业的根系深扎于安徽这片热土，以源源不断的 金融活水，精准浇灌粮食、茶叶、中药材、特色养殖等一棵棵"产业之树"，奏响了金融助力特色产业发 展、赋能乡村全面振兴的乐章。 【战略引领】 数字背后的责任与担当 置身于"江淮粮仓"，邮储银行安徽省分行围绕"江淮粮仓建设、发展农业科技、培育农业产业"，始终致 力于以金融力量支持乡村振兴，将金融资源向农业农村特色产业和重点领域倾斜。 这份担当，并非简单的资金投放，而是建立在系统性战略布局之上。 一组沉甸甸的数据，勾勒出其坚实的足迹：截至2025年11月末，该行本年累计投放涉农贷款640亿元， 涉农贷款规模已达1490亿元。一股股涓涓金融细流，润泽着万千农户与新型经营主体。 【精准滴灌】 记者获悉，该行构建了"省级主导产业、市级优势产业、县级特色产业"的三级产业体系，绘制精细化的 产业金融地图。围绕安徽省十大千亿级绿色食品产业发展规划，他们深入县域开展产业调研，为特色农 业产业"量身定制"专属信贷服务 ...

8年来，山东省农业发展信贷担保有限责任公司（以下简称"山东农业信贷担保公司"）实现从"规模 提速"到"质量提质"的华丽转身，在齐鲁大地上书写政策性财金支农的生动实践。 回望"十四五"征程，山东农业信贷担保公司始终坚守政策性定位，持续聚焦支农惠农主责主业，发 挥财政资金"四两拨千斤"作用，为新型农业经营主体提供精准高效的信贷担保服务，破解农业融资难、 融资贵问题，逐步形成了以服务体系、产品体系、获客渠道、风控策略、数字化转型五大要素为支撑的 发展模式，最大化发挥农担政策价值，撬动金融支持乡村全面振兴取得积极成效。 截至2025年11月末，山东农业信贷担保公司累计为全省"三农"领域提供担保贷款2219亿元，扶持了 全省33万户次农业经营主体，是全国唯一累保破2000亿元的省级农担公司，多项主要经营指标稳居全国 前列。 数说 农产品单价高、储量大，资金占压成了卡住产业链喉咙的"隐形之手"，而传统银行贷款对固定资产 抵押的要求，更让缺乏合格抵押物的农业经营主体陷入融资难、融资贵的困境。 瞄准这一痛点，山东农业信贷担保公司济宁分公司立足地方特色产业，联合邮储银行等金融机构精 准破局，创新推出电子仓单质押模式，将库存大蒜 ...

■本报记者 郑长灵 在"世界橙乡"江西赣州，194万亩橙园铺展成连片绿浪，漫山遍野的脐橙挂满枝头，串联起"一果富一 方"的振兴图景。 邮储银行赣州市分行深耕这片红土地，以"精准滴灌"的方式，针对小农户、规模种植户、产业大户的差 异化需求，量身定制服务方案。从春管备耕到夏管护育，从技术升级到产销破局，这股金融活水正持续 滋养"橙乡"，让一颗颗"黄金果"真正成为百姓增收致富的"甜蜜果"。 春山新绿处 金融助农"科技赋能" 在赣州市信丰县大塘埠镇，果农李德富种植脐橙十多年，凭着过硬的技术让自家脐橙在市场站稳脚跟， 电商渠道更让"不愁卖"成了常态。但今年开春，李德富心里揣着两件"大事"：扩种40亩橙园、引进无人 机提升管护效率——这台"空中帮手"能让每亩施肥成本节省25元，一年下来就能节省数万元。可扩种所 需的种苗、新购的无人机，再加上春管急需的农药化肥，一笔笔开销让他犯了难。 正当李德富对着满园新绿盘算时，邮储银行赣州市分行"春耕服务队"踏着泥泞山路而来。该分行客户经 理刘文洁听完他的规划，当即推荐了"极速贷"产品，手把手指导他进行线上申请。指尖轻点，40万元资 金马上到账，解了他的燃眉之急。橙园里，新栽的树苗迎风 ...

截至目前，邮储银行上饶市分行已为仙山岭超50户茶农累计授信超2000万元，这一笔又一笔的金融活水 让老旧厂房升级为标准化车间，为手工制茶增添了智能化设备，将分散的小茶园整合为规模化基地，曾 经"藏在深闺"的仙山岭红茶，通过电商平台、线下经销商走向更广阔的市场。 据了解，仙山岭的红茶产业发展是铅山县茶文化的一个缩影，也是上饶市茶产业蓬勃发展的鲜活例证。 从仙山岭到整个武夷山镇，从单一的红茶种植到茶旅融合发展，邮储银行上饶市分行的金融服务从未停 歇。 该市分行负责人表示，未来将持续深化普惠金融理念，进一步优化"产业贷""极速贷""农牧贷"等产品体 系，扩大授信覆盖范围，将金融服务延伸至茶叶包装、品牌打造、乡村旅游等上下游全产业链，让更多 茶农、茶企享受到便捷、高效的金融支持，以金融力量助推茶乡振兴，让茶马古道的千年文脉在新时代 绽放更加璀璨的光彩。 （通讯员祝美玲对本文亦有贡献） ■本报记者 郑长灵 驱车前往江西省铅山县武夷山镇仙山岭，海拔千米的山间云雾氤氲，千亩茶园绿意葱茏，镌刻"茶马古 道"的青石碑静静伫立，见证着这座"闽赣茶路第一站"的千年茶韵。如今，在邮储银行上饶市分行的金 融助力下，当地茶农借助"极速贷 ...

■本报记者 王磊 邮储银行运城市分行在借助科技手段提升服务效率的同时，通过暖心举措拓展服务边界，让金融服务 从"柜台"延伸至"田间"，既解决了农户的资金需求，又拉近了与农户的距离。 针对农业生产资金需求"短、频、急"的特点，该分行打造了"线上+线下"双线服务体系。线上推广"极速 贷"，实现3分钟申请、10分钟审批的智能化放款，农户"手机点一点，资金当天到账"；线下组建专业服 务团队，常态化深入一线，走进田间地头、收储站点和加工厂房，利用移动展业设备现场办理业务。在 夏粮、秋粮收购关键时期，专门开通"绿色审批通道"，实行"优先受理、优先审批、优先放款"机制，确 保资金与农时同步。 金融服务不止于放贷，更要筑牢乡村金融安全防线。该分行在部分乡村开设"田间地头流动课堂"，为农 户讲解涉农贷款申请流程，通过真实案例揭露"假农资贷"等诈骗手段，并发放"助农金融明白纸"方便农 户随时查阅。 从粮食产业到特色种植，从线上放贷到田间宣讲，邮储银行运城市分行以精准的金融产品、高效的服务 模式、暖心的帮扶举措，持续为乡村振兴注入动力。未来，该分行将继续坚守服务"三农"初心，深化政 银合作，优化金融供给，让金融活水持续浸润运城乡村 ...

Core Viewpoint - The article highlights the successful strawberry farming in Jiuquan City, particularly in Wenshu Town, where financial support from Postal Savings Bank has enabled local farmers to expand their operations and improve their livelihoods [1] Group 1: Agricultural Development - The strawberry planting base in Wenshu Town is thriving, with farmers actively harvesting and packaging strawberries, indicating a bountiful harvest [1] - Strawberry farming has become a key agricultural pillar in the region, requiring continuous financial investment across various stages of production [1] Group 2: Financial Support - Postal Savings Bank's Jiuquan City branch has tailored its "Agricultural and Animal Husbandry Loan" to meet the urgent and frequent funding needs of strawberry farmers, offering a model that includes "interest rate discounts, simplified processes, and on-site services" [1] - The innovative financial products and optimized service processes provided by Postal Savings Bank have facilitated more farmers in the region to achieve prosperity through strawberry cultivation [1]

Group 1 - The core product discussed is the Shitou goose, known for its large size, fast growth, and delicious meat, which has significant economic value and is a key pillar of the rural economy in the Chaoshan region of Guangdong Province [1][2] - The company "Riyixiang Goose Rice Restaurant," founded in 2003, has expanded from a small shop to a well-known brand, engaging in the entire goose meat industry chain, including breeding, production, and sales [1] - Financial support from Postal Savings Bank has been crucial for local businesses, enabling them to overcome funding challenges and expand operations, such as the case of a goose farm owner who received a loan of 600,000 yuan within a week [2] Group 2 - The "Agricultural and Animal Husbandry Loan" product from Postal Savings Bank is designed for agricultural producers, offering quick approval and up to 2 million yuan in credit, which addresses various financing needs in production and capacity expansion [2] - The future strategy of Postal Savings Bank's Guangdong branch focuses on supporting key rural industries, including the Shitou goose sector, aligning with national rural revitalization initiatives [2]

Core Viewpoint - The continuous rainy weather in Xinyang, Henan Province, has severely impacted the autumn harvest and planting, prompting the People's Bank of China Xinyang Branch to implement financial support measures to ensure timely collection, drying, and planting of crops [1] Group 1: Financial Support for Harvesting - The People's Bank of China Xinyang Branch established an "Autumn Harvest Financial Service Team" to actively assess credit needs and provide a green channel for grain purchasing enterprises and large-scale farmers, ensuring a "three priorities" mechanism for loan approval [2] - The Huixin Agricultural Cooperative faced an 800,000 yuan funding gap for expanding grain purchasing but received expedited loan approval, allowing them to acquire over 300 tons of rice from local farmers [2] Group 2: Support for Drying Operations - The continuous rain has increased the risk of grain spoilage, making drying essential for preserving the harvest [3] - The People's Bank of China Xinyang Branch guided financial institutions to provide targeted loans for the construction and operation of grain drying facilities, including a 500,000 yuan loan to enhance drying capacity from 150 tons to 300 tons, benefiting 120 local farmers [3] Group 3: Financial Assistance for Planting - To ensure timely planting, the People's Bank of China Xinyang Branch promoted online financial products like "Planting e-loan" and "Agricultural Loan," enabling farmers to quickly access funds for purchasing seeds and fertilizers [4] - A farmer successfully obtained a 700,000 yuan loan through an online platform, ensuring that there were no delays in purchasing necessary agricultural inputs [4]

Core Insights - Financial institutions are increasingly focusing on rural revitalization by innovating financial products and increasing inclusive agricultural loans, with a reported balance of 13.9 trillion yuan in inclusive agricultural loans by the end of Q2 2025, an increase of 1.1 trillion yuan since the beginning of the year [1][2] Group 1: Policy and Regulatory Support - Regulatory bodies have introduced policies to guide financial resources towards rural revitalization, emphasizing the need for banks to maintain growth in agricultural loans and increase credit support for key agricultural sectors [2] - The Agricultural Development Bank plays a crucial role in supporting agricultural financing, having disbursed 410 million yuan in advance funds for summer grain purchases [2] Group 2: Financial Products and Services - Agricultural Bank has significantly increased its financial services for farmers, with specific products like "Huinong e-loan" reaching a balance of 1.79 trillion yuan and "Grain Farmer e-loan" at 1.401 trillion yuan [3] - Rural small and medium banks are innovating products like "biological live collateral loans" to address the unique needs of the agricultural sector, with 71 loans issued amounting to 47.32 million yuan [3] Group 3: Credit System Development - The rural credit system faces challenges due to data silos, with a lack of effective data collection on farmers' information, which hinders credit assessment [4] - Financial institutions are encouraged to leverage digital technologies to build open platforms for better data access and to enhance the rural credit system [4][5] Group 4: Technological Advancements - Financial technology is being utilized to improve service efficiency in rural finance, with mobile banking significantly reducing operational costs [7][8] - Agricultural Bank is accelerating its digital transformation, implementing AI applications in various scenarios to enhance customer service and operational efficiency [7][8] Group 5: Future Directions - There is a push for commercial banks to develop digital credit products tailored to rural market characteristics, aiming for online and automated processes to meet the specific needs of rural businesses [8]