服务小微企业

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口述历史·上银30年|川南信用社——上海第一家城市信用社
Zhong Guo Jin Rong Xin Xi Wang· 2025-09-19 08:26
转自:新华财经 从1986年勇闯金融改革新路成立上海首家城市信用社,到1995年99朵"玫瑰"整合为上海城市合作银行、1998年更名上海银行,再到如今屹立浦江两岸、成为 服务地方经济的重要金融力量,一代代上海银行人怀揣热忱、勇毅前行,在上海金融改革的浪潮中,写下了属于自己的时代答卷。 上世纪80年代"两小"企业 我所在的四川南路街道,有许多集体企业和个体户,他们大多是家庭妇女、失业青年和上山下乡病退回沪知青为了生活而勇敢创业。在解决生计的同时,这 些小企业也是计划经济向市场经济转轨中,连接生产与消费、保障社会正常运转的关键环节。他们不怕吃苦,敢闯敢试,但是资金短缺的难题,就像一把悬 在头顶的利剑,随时可能斩断他们的谋生之路。 岁月流转,变的是日益壮大的规模与版图,不变的是"金融让生活更美好"的使命传承。 金融有温度,是心系小微企业的雪中送炭;金融有力量,是助推地方发展的坚实臂膀;金融有情怀,是与城市同频共振的不懈坚守。 三十而砺,筑梦百年。我们邀请30载行史参与者、亲历者、见证者,共同讲述卅载深耕路,重拾共同记忆,共话初心使命。循着"金融改革之花"的绽放轨 迹,我们将以过往为序,续写"金融让生活更美好"的新篇 ...
从“乐子鸡蛋”到“水溶肥料”看农业银行如何精准服务小微企业
Zheng Quan Ri Bao Zhi Sheng· 2025-04-27 15:36
Core Viewpoint - The Agricultural Bank of China is actively enhancing financial services to support small and micro enterprises, particularly in key sectors such as private enterprises, foreign trade, and technology innovation, following a joint meeting by national financial regulatory authorities [1][5]. Group 1: Financial Support for Private Enterprises - The Agricultural Bank has restructured its credit policies and conducted extensive outreach to address financing issues faced by private enterprises, thereby supporting the development of the private economy [2]. - Fujian Lezi Food Technology Co., Ltd., a key enterprise in the agricultural sector, received a tailored financial service package from the bank, which included financing and payment solutions, leading to a swift loan approval process within eight days [2]. Group 2: Support for Foreign Trade Enterprises - The bank is prioritizing services for small foreign trade enterprises by enhancing product offerings and increasing credit support, with a focus on stabilizing foreign trade and economic growth [3]. - Ningbo Bai Niao Trading Co., Ltd. was able to secure a credit loan of 100,000 yuan based on its export performance on the Amazon platform, demonstrating the bank's responsiveness to the financing needs of foreign trade businesses [3]. Group 3: Financing Solutions for Technology Innovation Enterprises - The Agricultural Bank is collaborating with government entities to address the financing challenges faced by small technology innovation enterprises through customized solutions [4]. - Gansu Shikefeng Ecological Technology Co., Ltd., a high-tech enterprise, successfully obtained a credit loan by leveraging its technological assets and tax data, showcasing the bank's innovative approach to financing [5]. Group 4: Future Directions - The Agricultural Bank plans to continue enhancing its support for small and micro enterprises across various sectors by increasing resource allocation and improving service quality, contributing to high-quality economic development [5].