根据中国人民银行上海总部发布的数据，7月末，长三角地区本外币各项贷款余额75.31万亿元，同 比增长9.0%，增速较上月末低0.2个百分点；人民币贷款余额74.45万亿元，同比增长9.3%，增速比上月 末低0.3个百分点；外币贷款余额1204亿美元，同比下降10.4%，增速比上月末高2.7个百分点。 存款方面，7月末，长三角地区本外币各项存款余额84.61万亿元，同比增长8.5%，增速较上月末高 0.5个百分点；人民币存款余额81.81万亿元，同比增长8.2%，增速较上月末高0.6个百分点；外币存款余 额3916亿美元，同比增长16.6%，增速比上月末低1.5个百分点。 7月份，长三角地区人民币存款减少2342亿元，同比少减4063亿元。其中，住户部门存款减少3701 亿元，同比多减2066亿元；非金融企业存款减少5876亿元，同比少减1609亿元；财政性存款增加1946亿 元，同比多增831亿元；非银行业金融机构存款增加4875亿元，同比多增1998亿元。外币存款减少56亿 美元，同比多减51亿美元。 7月份，长三角地区人民币贷款减少1711亿元，同比多减1859亿元。分部门看，住户部门贷款减少 1615亿 ...

Group 1: Loan Data - As of the end of July, the total balance of domestic and foreign currency loans in Shanghai reached 12.79 trillion yuan, with a year-on-year growth of 7.8%, which is 0.6 percentage points lower than the end of the previous month [1] - The balance of RMB loans was 12.21 trillion yuan, growing by 8.1% year-on-year, also 0.6 percentage points lower than the previous month [1] - Foreign currency loans amounted to 80.1 billion USD, with a year-on-year increase of 1.6%, down 0.5 percentage points from the previous month [1] Group 2: Loan Breakdown - In July, RMB loans decreased by 44.8 billion yuan, which is a reduction of 69 billion yuan year-on-year [1] - Household sector loans increased by 14.5 billion yuan, with short-term loans up by 3.1 billion yuan and medium to long-term loans up by 11.4 billion yuan [1] - Corporate loans decreased by 74.8 billion yuan, with short-term loans down by 34 billion yuan and medium to long-term loans down by 40.6 billion yuan [1] Group 3: Deposit Data - By the end of July, the total balance of domestic and foreign currency deposits in Shanghai was 23.07 trillion yuan, with a year-on-year growth of 7.4%, which is 0.1 percentage points lower than the previous month [2] - The balance of RMB deposits was 21.81 trillion yuan, growing by 7.3% year-on-year, which is 0.1 percentage points higher than the previous month [2] - Foreign currency deposits totaled 176.5 billion USD, with a year-on-year increase of 8.3%, but the growth rate decreased by 4.6 percentage points compared to the previous month [2] Group 4: Deposit Breakdown - In July, RMB deposits increased by 216.7 billion yuan, which is an increase of 42.8 billion yuan year-on-year [2] - Household deposits decreased by 70.9 billion yuan, which is a reduction of 50.1 billion yuan year-on-year [2] - Non-financial corporate deposits decreased by 72.4 billion yuan, which is a decrease of 25 billion yuan year-on-year [2]

Domestic News - The Ministry of Science and Technology and six other departments jointly issued policies to accelerate the construction of a technology finance system, proposing 15 measures to support technology innovation through various financial services [1] - As of the end of April, the broad money supply (M2) reached 325.17 trillion yuan, with a year-on-year growth of 8% [1] - The total social financing stock was 424.0 trillion yuan, showing a year-on-year increase of 8.7% [1] - In April, the sales revenue of enterprises nationwide increased by 4.3% year-on-year, reflecting the positive effects of previous policies [3] International News - The U.S. and China reached a consensus to significantly reduce bilateral tariffs, with the U.S. agreeing to cancel 91% of tariffs and suspend 24% of reciprocal tariffs, while China will also cancel 91% of counter-tariffs [2] - The Egyptian Suez Canal Authority announced a 15% discount on transit fees for large container ships starting May 15, aiming to encourage shipping companies to return to the canal [5] Market Overview - The Shanghai Composite Index rose by 0.86% to 3403.95, while the Shenzhen Component Index increased by 0.64% to 10354.22 [6] - The onshore RMB was quoted at 7.2083, down by 27 points, while the offshore RMB was at 7.1978, up by 1 point [6] - WTI crude oil prices decreased by 0.98% to $62.63, and Brent crude oil prices fell by 0.93% to $66.01 [6]