标准化监管数据报送
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强化人身险数据报送要求 持续提升数据质量
Jin Rong Shi Bao· 2025-08-08 08:01
根据2024年底金融监管总局向业内下发的《关于印发保险业监管数据标准化规范(人身保险公司 2024版)的通知》,2025年4月20日前,各人身保险公司应按照2024版规范的要求,报送2023年1月1日 至2025年3月31日期间的全量标准化监管数据。从2025年5月起,各人身保险公司应按照2024版规范的要 求,于每月20日前(如20日为节假日则顺延)向监管部门报送前一月的全量、增量及变化量数据。 近日,金融监管总局向各金融监管局、各人身保险公司、中国银保信下发《关于加强2024版人身保 险公司标准化监管数据报送工作的通知》(以下简称《通知》),旨在提升数据质量,夯实监管数据基 础。 同时,加强数据治理,各人身保险公司应严格落实数据管理主体责任,深化数据治理、丰富完善检 核规则,加强事前、事中及事后的全流程管理,不断提高数字化、信息化水平,持续提升数据质量。加 强历史数据报送,各人身保险公司应按照标准化监管数据报送要求,完整准确报送历史数据,存在历史 数据漏报错报问题的公司应尽快完成数据修正,并于2025年8月20日前重报。加强数据报送准确性、及 时性,各人身保险公司应当在每月报送时完整、准确地报送数据,避免 ...
金融监管总局向业内发文,8月20日前完成数据修正
Jin Rong Shi Bao· 2025-08-08 07:05
原标题:金融监管总局向业内发文,8月20日前完成修正! 近日,金融监管总局向各金融监管局、各人身保险公司、中国银保信下发《关于加强2024版人身保险公 司标准化监管数据报送工作的通知》(以下简称《通知》),旨在提升数据质量,夯实监管数据基础。 根据2024年年底金融监管总局向业内下发的《关于印发保险业监管数据标准化规范(人身保险公司2024 版)的通知》,2025年4月20日前,各人身保险公司应按照2024版规范的要求,报送2023年1月1日至 2025年3月31日期间的全量标准化监管数据。从2025年5月起,各人身保险公司应按照2024版规范的要 求,于每月20日前(如20日为节假日则顺延)向监管部门报送前一月的全量、增量及变化量数据。 针对上述问题,《通知》要求各人身保险公司高度重视标准化监管数据报送工作,要按照"谁管业务, 谁管数据"的原则,建立数据表责任制,明确每张数据表的责任部门及责任人,负责表中所有数据项的 数据逻辑、数据质量及数据治理等工作,从根本上保证数据与业务的一致性。 同时,加强数据治理。各人身保险公司应严格落实数据管理主体责任,深化数据治理、丰富完善检核规 则,加强事前、事中及事后的全流 ...
金融监管总局:强化人身险数据报送要求 持续提升数据质量
Jin Rong Shi Bao· 2025-08-08 07:05
Core Viewpoint - The Financial Regulatory Bureau has issued a notice to enhance the standardization of regulatory data reporting for life insurance companies, aiming to improve data quality and establish a solid regulatory data foundation [1][2][4] Data Reporting Requirements - Life insurance companies are required to submit standardized regulatory data for the period from January 1, 2023, to March 31, 2025, by April 20, 2025, according to the 2024 version of the regulatory data standards [1] - Starting from May 2025, companies must report full, incremental, and change data by the 20th of each month [1] Issues Identified - Some companies have failed to report historical data as required, leading to omissions in key information such as premiums and claims [2] - There are instances of incorrect reporting, including misattributing data from before 2023 as 2023 data [2] - Frequent corrections and resubmissions of data by some companies have negatively impacted the timeliness and accuracy of the data [2] Data Quality Concerns - Issues with data processing and accuracy have been noted, including improper data handling, missing information, and incorrect financial reporting [2][3] - Companies are urged to establish a data responsibility system to ensure data consistency with business operations [2][3] Data Governance and Management - Life insurance companies must enhance data governance and management responsibilities, ensuring comprehensive management throughout the data reporting process [3] - Companies are required to correct historical data reporting issues by August 20, 2025, and avoid frequent resubmissions [3] Regulatory Support and Oversight - The Financial Regulatory Bureau emphasizes the importance of guiding life insurance companies through various measures to ensure compliance with standardized data reporting [3][4] - The notice aims to strengthen the data management system and clarify responsibilities at each stage of data reporting [4]