入夏以来，全国多地遭遇强降雨，部分地区出现山体滑坡等地质灾害，给当地的农业生产和居民生活带 来不利影响。日前，中国保险资产管理业协会发布《2025年助力乡村振兴倡议书》提出，贯彻落实中央 农村工作会议和中央一号文件精神，以更高质量的金融服务助力行业对口帮扶地区牢牢守住不发生规模 性返贫底线，全面推进乡村振兴。 5月底，中国太保在四川举办气候保险的实践与探索研讨会，中国太保董事长傅帆表示，保险业在应对 气候风险方面肩负重要使命，中国太保将应对气候变化纳入公司顶层战略设计，丰富气候保险产品和服 务，通过先进技术提升风险管理维度和精度。未来，中国太保将持续发挥保险主业优势，加大技术创新 投入，完善风险管理体系，提升风险保障服务，推动气候保险在社会经济可持续发展上发挥更大作用。 6月上旬，人保财险云南临沧市分公司成功签出云南省首单玉米制种节气气象指数保险，为临沧市沧源 佤族自治县800亩制种玉米提供近30万元风险保障。该保险产品以农历节气为周期，覆盖芒种至处暑的 玉米制种关键期，依托气象数据自动化触发理赔。通过预设干旱、暴雨、高温等气象灾害阈值，一旦气 象站数据触发约定指数，农户无需经过查勘、定损等环节即可快速获赔， ...

Core Viewpoint - China Pacific Insurance (CPIC) emphasizes its role in climate risk management and green finance, showcasing its innovative insurance products and services to enhance disaster prevention and mitigation capabilities in response to climate change [1][2][3]. Group 1: Climate Risk Management - CPIC highlights the importance of insurance in disaster risk management, stating that its value extends beyond post-disaster compensation to include enhancing societal resilience through innovative products [1][2]. - The company has initiated various innovative catastrophe insurance products and established a comprehensive risk reduction management system to support economic and social resilience against climate change [3][4]. Group 2: Green Insurance Development - Since 2020, CPIC has strategically focused on green insurance, establishing a dedicated research department and collaborating with universities and international reinsurance companies to innovate in this area [2][4]. - In 2024, CPIC's green insurance premium income is projected to exceed 60 billion yuan, representing a 16.5% year-on-year growth and accounting for 30.4% of its overall business, securing the second-largest market share [2]. Group 3: Technological Empowerment - CPIC has developed a comprehensive risk reduction solution covering the entire process from prevention to compensation, including the "Risk Radar" platform that provides tailored weather alerts and risk reduction services to nearly 600,000 enterprises [4][5]. - The company has formed extensive partnerships with research institutions and meteorological departments to enhance its climate risk research and improve catastrophe assessment models [5]. Group 4: Support for Western Development and Belt and Road Initiative - CPIC is committed to supporting the development of the western region of China and the Belt and Road Initiative by providing comprehensive insurance coverage for infrastructure and logistics projects [6][7]. - The company has provided over 530 billion yuan in risk coverage for cross-border rail transport and has supported more than 1,300 major projects across over 160 countries and regions [6][7]. Group 5: Future Initiatives - CPIC plans to launch more innovative cross-regional insurance products to support industrial upgrades and enhance risk management for enterprises venturing abroad [7]. - The company aims to deepen its integration of technology and insurance, utilizing satellite and security technologies to monitor overseas project operations and preemptively address disaster risks [7].

转自：新华财经 新华财经上海5月28日电（记者 王淑娟）5月份，北京市曾局地突降冰雹，各险种报案超4万件，估损金额高达3亿元。湖北多地也曾遭遇强降雨天气，局地 出现特大暴雨，引发内涝、山体滑坡等次生灾害，各险企已接到报案超4000笔、报损金额超过3300万元……近年来的极端天气给保险业带来新挑战。目前， 我国不少险企积极探索气候及巨灾保险，区域特色明显，但整体仍面临需求障碍与数据鸿沟等挑战，且存在较大保障缺口。气候保险发展还差哪些火候？ 因地制宜，多地落地气候保险机制 我国气候保险体系建设起步较晚，但近年来取得了不少进展。各地气候条件并不相同，因地制宜设计产品是气候保险的一大特点。 每年夏秋季，我国东部沿海地区都会遭受台风的影响，造成物质财产损失、营业中断损失等。因此，热带气旋巨灾指数保险应运而生。2024年夏天，上海遭 遇"双台风"，保险赔付金额最大的一起财产险报案，就是热带气旋指数保险产品，被保险人为上海浦东某大型主题公园，赔付金额超过3000万元。 四川是国内较早试点巨灾保险的地区。在近期举办的"西博会"上，四川省副省长李文清出席中国太保主办的"气候保险的实践与探索研讨会"时表示，四川充 分发挥保险的重 ...