北京商报讯（记者 李秀梅）1月6日，广东金融监管局消息，广东金融监管局、广东省委金融办等九部 门联合印发《关于支持我省保险业高质量发展助力广东在中国式现代化建设中走在前列的指导意见》 （以下简称《指导意见》）。 《指导意见》提出，支持保险机构结合县镇乡实际需求优化网点布局，推动农业保险高质量发展，鼓励 各地市因地制宜发展水产、畜禽、岭南水果、南药等地方优势特色农产品保险，持续优化森林遥感碳汇 指数保险、古树名木综合保险等保险产品。鼓励保险机构围绕"光伏+建筑"、文旅融合发展、农房风貌 提升、农产品深加工等领域创新保险产品和服务。继续实施中央财政和省级财政保费补贴资金"省对 省"结算，鼓励有条件的地市开展"市对市"结算。鼓励强化数据共享，推动加大水稻、生猪、地块等基 础信息，气象、农事管理、承保理赔等辅助信息的数据共享力度，推动农业保险精准投保理赔取得实质 性进展。 ...

Core Viewpoint - The articles highlight the importance of agricultural insurance in supporting rural revitalization and mitigating risks associated with natural disasters, emphasizing the integration of technology and innovative insurance products to enhance agricultural resilience and financial security [1][2][3]. Group 1: Technological Integration in Agricultural Insurance - The use of satellite remote sensing, drone aerial photography, and the "Yun Zhi Bao" app has created a "sky-ground integrated" agricultural data platform, significantly improving data accuracy and reducing data collection time for agricultural insurance [2]. - The "One Spray, Three Defenses" drone service by PICC in Henan has increased operational efficiency by over 50 times compared to manual spraying, covering nearly 20,000 acres to stabilize summer grain production [1][2]. Group 2: Climate Risk Management - The launch of the "Meteorology + Finance" agricultural catastrophe insurance project in Fujian represents a shift from traditional crop insurance to broader agricultural production risk management, providing real-time risk tracking services [3]. - China Pacific Insurance emphasizes the need for climate insurance as part of its strategic design, aiming to enhance risk management through technological innovation and expand climate insurance products [3]. Group 3: Innovative Insurance Products - The introduction of the first meteorological index insurance for corn seed production in Yunnan provides automatic claims triggered by weather data, addressing traditional insurance challenges such as loss assessment and lengthy claims processes [4]. - The development of specialty agricultural insurance products, supported by central financial subsidies, aims to promote the growth of local特色农产品 (specialty agricultural products) [5][6]. Group 4: Policy and Regulatory Framework - The 2024 Central Document No. 1 encourages the development of specialty agricultural insurance, with a budget of 6.8 billion yuan allocated to support over 500 types of specialty agricultural products [5]. - The implementation plan for policy-based agricultural insurance in Guangdong encourages local customization of insurance products based on regional agricultural needs [6]. Group 5: Precision in Underwriting and Claims - The recent typhoon "Butterfly" prompted insurance companies to adopt a "risk reduction + insurance claims" service model, assisting farmers in disaster prevention and recovery efforts [8]. - The joint notification by multiple government agencies aims to enhance the precision of agricultural insurance underwriting and claims processes, addressing common issues faced by farmers [9].