1月31日，由海南省金融发展促进会、海南自贸港金融人才之家联合主办的"第二届三次会员代表大会暨 2026金融迎春年会"在海口红燕堂酒店圆满落幕。以"金融聚合力 封关启新程""骏启新程 融耀自贸"为双 主题，总结过往成效、共商发展大计、共话新春愿景，为海南自贸港全岛封关运作后的金融高质量发展 注入强劲动能。作为金促会年度核心决策机制，会员代表大会严格遵循社会组织规范流程，高效完成各 项议程。会议听取并审议通过了《第二届理事会2025年度工作报告》《第二届监事会2025年度工作报 告》及财务收支情况，系统回顾了过去一年的亮眼成绩。会议表决通过了新会员接收与资格调整提案、 拟聘副理事长提案等重要事项，进一步优化了会员结构与领导班子配置，凝聚了行业核心力量。同时， 金促会相关负责人发布了2026年品牌项目规划。会员代表大会闭幕后，金融迎春年会在喜庆祥和的氛围 中启幕，一系列精彩文艺节目串联起使命与情怀，充分展现了海南金融人的精神风貌与文化素养，赢得 全场阵阵掌声。年会重磅环节亮点纷呈，三大核心成果发布引发广泛关注。其一，首届海南金融文学优 秀作品正式揭晓，经过多轮评审，30篇兼具思想性与文学性的作品从众多应征稿件中脱 ...

Core Viewpoint - The establishment of the Hainan Free Trade Port is progressing with the completion of financial preparations and the implementation of supportive financial policies, aiming to enhance cross-border capital flow and optimize financial services [1][2][3] Financial Policy and Institutional Framework - Since the release of the overall plan for Hainan Free Trade Port in 2020, the People's Bank of China has been improving financial policies and institutional frameworks to support the port's development [1] - The cross-border capital flow management system has been enhanced, with the introduction of the "Hainan Free Trade Port Multi-Functional Free Trade Account Management Measures" to ensure the free flow of cross-border funds [1] - By the end of October 2025, 11 banks in Hainan had launched the multi-functional free trade account, with transaction volumes exceeding 250 billion RMB, involving fund transfers with 80 countries and regions [1] Financial Services Optimization - The digital RMB pilot program is being actively promoted across Hainan, and the level of foreign payment facilitation has significantly improved [1] - The gold industry in Hainan is undergoing transformation, with the official opening of the Sanya designated warehouse by the Shanghai Gold Exchange in December 2025 [1] - Financial institutions are providing comprehensive services to support the construction of the Hainan Free Trade Port, with China Bank reporting a transaction volume of 50.3 billion RMB for EF accounts by the end of November 2025 [2] Industry Support and Credit Allocation - Construction Bank is increasing credit support for technology enterprises and strategic emerging industries, with a loan balance exceeding 2.6 billion RMB for high-tech industries by the end of November 2025 [2] - Industrial and Commercial Bank of China has directed credit resources towards Hainan's four leading industries, with loans nearing 40 billion RMB, reflecting a 36% increase since early 2022 [2] Future Development Suggestions - Financial practices in Hainan Free Trade Port are seen as a new chapter in reform and opening up, with suggestions for institutional upgrades, industry innovation, and technological advancements [3] - Recommendations include enhancing the functions of EF accounts, developing carbon finance and REITs, and expanding digital RMB applications [3] - Emphasis on balancing openness and security, innovation and compliance, as well as efficiency and fairness in financial development to set a benchmark for financial openness [3]