Workflow
涉外支付服务
icon
Search documents
天津金融三季度报:存贷款稳中有进,涉外支付服务提质扩面
Core Insights - The People's Bank of China (Tianjin Branch) reported significant growth in financial services and international payment solutions, indicating a robust financial environment in Tianjin [1][3]. Financial Performance - As of September, the total deposit balance in Tianjin reached 5.00 trillion yuan, a year-on-year increase of 7.2% [1]. - Household deposits grew by 8.3%, while non-financial enterprise deposits increased by 10.5% [1]. - The total loan balance stood at 4.82 trillion yuan, reflecting a year-on-year growth of 3.3% [2]. - Loans to enterprises and institutions increased significantly, with a notable rise in technology loans (9.2%), elderly care industry loans (123.5%), and digital industry loans (28.0%) [2]. Social Financing - The social financing scale in Tianjin saw a cumulative increase of 436.75 billion yuan from January to September, marking a historical high [2]. - Bank financing accounted for 56.2% of the social financing scale, with an increase of 245.36 billion yuan [3]. - Corporate bond net financing rose by 202.23 billion yuan, while local government bond net financing increased by 1.42 trillion yuan [3]. Payment Services - The number of foreign card-accepting merchants reached 5,334, enhancing payment services for foreign nationals [4]. - The volume of mobile payment transactions by foreign nationals reached 1.76 million, with a total amount of 222 million yuan, reflecting a year-on-year growth of 72% and 74%, respectively [4]. - The Tianjin branch plans to enhance the international payment service environment, focusing on expanding foreign card acceptance and introducing innovative payment products [4].