Core Insights - The People's Bank of China (Tianjin Branch) reported significant growth in financial services and international payment solutions, indicating a robust financial environment in Tianjin [1][3]. Financial Performance - As of September, the total deposit balance in Tianjin reached 5.00 trillion yuan, a year-on-year increase of 7.2% [1]. - Household deposits grew by 8.3%, while non-financial enterprise deposits increased by 10.5% [1]. - The total loan balance stood at 4.82 trillion yuan, reflecting a year-on-year growth of 3.3% [2]. - Loans to enterprises and institutions increased significantly, with a notable rise in technology loans (9.2%), elderly care industry loans (123.5%), and digital industry loans (28.0%) [2]. Social Financing - The social financing scale in Tianjin saw a cumulative increase of 436.75 billion yuan from January to September, marking a historical high [2]. - Bank financing accounted for 56.2% of the social financing scale, with an increase of 245.36 billion yuan [3]. - Corporate bond net financing rose by 202.23 billion yuan, while local government bond net financing increased by 1.42 trillion yuan [3]. Payment Services - The number of foreign card-accepting merchants reached 5,334, enhancing payment services for foreign nationals [4]. - The volume of mobile payment transactions by foreign nationals reached 1.76 million, with a total amount of 222 million yuan, reflecting a year-on-year growth of 72% and 74%, respectively [4]. - The Tianjin branch plans to enhance the international payment service environment, focusing on expanding foreign card acceptance and introducing innovative payment products [4].

Core Insights - The mobile payment volume for foreign personnel in Tianjin reached 1.7638 million transactions and 22.2 million yuan in value from January to September, marking a year-on-year increase of 72% and 74% respectively [1][2] Group 1: Payment Services for Foreign Personnel - The People's Bank of China Tianjin Branch has focused on enhancing payment services for foreign personnel, aiming for a user-friendly experience by improving payment scenarios and service offerings [1] - A total of 5,334 key merchants have been added to support foreign card acceptance, achieving full coverage in major commercial areas, three-star hotels, A-level tourist attractions, and national first-class museums [1] - The number of subway stations supporting foreign card ticket purchases has increased to 80, significantly alleviating the issue of foreign personnel struggling to use cards [1] Group 2: Cash Exchange Services - Tianjin has established a multi-faceted cash exchange system comprising ATM cash withdrawal, bank branch currency exchange, and foreign exchange agencies, with 4,690 ATMs and 1,578 bank branches providing services as of the end of September [2] - Payment service demonstration zones have been set up at key arrival points like Tianjin Airport and cruise terminals, offering a one-stop service for currency exchange and foreign card cash withdrawal [2] Group 3: Future Goals - The People's Bank of China Tianjin Branch aims to enhance the foreign payment service environment, with plans to add 1,000 foreign card POS machines and 1,000 ATMs for foreign card cash withdrawal by the end of 2027 [2] - The goal is to achieve a 100% increase in mobile payment transactions by foreign personnel in Tianjin by 2027 compared to the same period [2]

Core Viewpoint - The Shanghai branch of Pudong Development Bank has been recognized for its innovative one-stop payment service aimed at enhancing the payment experience for foreign nationals entering China, particularly at Shanghai Pudong International Airport [1][3]. Group 1: Service Implementation - The bank has stationed personnel at the one-stop comprehensive service center in Terminal 1 of Shanghai Pudong International Airport since September 2024, providing 24/7 payment services for foreign nationals [1][3]. - A team of young employees, fluent in foreign languages and trained in customer service, has been established to assist foreign visitors, acting as financial advisors and problem solvers [3]. Group 2: Service Impact - Since the service center's operation, over 41,100 business consultations have been conducted, averaging more than 150 consultations per day, with 258 written commendations received from foreign nationals from over 20 countries [3]. - The team successfully supported major events such as the 2024 China International Import Expo and the 2025 Harbin Asian Winter Games, showcasing Shanghai's international image [3]. Group 3: Innovative Solutions - The bank has launched a "communication + finance" one-stop rental service in collaboration with Shanghai Mobile, providing foreign nationals with a travel card and a customized rental phone pre-installed with popular payment applications [4][5]. - This service model simplifies the payment process for foreign nationals, addressing challenges related to app installation and operation [5]. Group 4: Cash Services - Pudong Development Bank has established three service points at Shanghai Pudong and Hongqiao airports, offering foreign currency exchange in 21 currencies and a "zero wallet" exchange green channel [6]. - The bank's self-service deposit and withdrawal machines support cash withdrawals using foreign bank cards and have introduced a feature for withdrawing small denomination cash [6].