（文章来源：每日经济新闻） 每经AI快讯，星宸科技（301536.SZ）10月16日在投资者互动平台表示，公司的视觉SoC可配合客户实 现各类智能支付（如扫码、扫脸、刷掌、智能眼镜看一看等）应用场景的需求。目前已有产品应用于各 类智能支付设备终端，如公司的SSC9351Q已与腾讯刷掌支付进行合作。 ...

星宸科技在互动平台表示，公司的视觉SoC可配合客户实现各类智能支付（如扫码、扫脸、刷掌、智能 眼镜看一看等）应用场景的需求。目前已有产品应用于各类智能支付设备终端，如公司的SSC9351Q已 与腾讯刷掌支付进行合作。 ...

Core Insights - The report highlights a dual trend in the global payment industry characterized by "regionalization" and "infrastructuralization" as it undergoes significant transformation [1] - It emphasizes the role of card organizations in supporting the real economy through digital transformation and ecosystem collaboration, providing future development paths and policy recommendations [1] Industry Trends - The global payment industry is experiencing a shift towards real-time payment systems and regional interconnectivity, driven by advancements in technologies such as AI, big data, cloud computing, blockchain, and biometrics [1] - New payment models like Account-to-Account (A2A) payments, Buy Now Pay Later (BNPL), and cryptocurrency wallet payments are rapidly emerging, reflecting the market's demand for efficient and diverse payment tools [2] Achievements in China - China's payment industry has developed a leading global scale, deep technological penetration, and a diverse ecosystem, with a parallel issuance model of physical and digital cards becoming mainstream [2] - Various payment methods, including card swiping, QR codes, NFC, and biometric payments, are widely adopted in high-frequency, low-value transaction scenarios such as supermarkets and transportation [2] Collaborative Efforts - Card organizations are enhancing cooperation in product innovation, scenario co-construction, and risk management, with initiatives like the upgrade of dual-standard cards from magnetic to chip cards by 2025 [3] - The report underscores the indispensable core value of card organizations in advancing payment experiences and establishing a secure, globally compatible, and open interconnected industry mechanism [3]

Group 1 - The article highlights the growing trend of "tech tourism" in China, where foreign tourists are increasingly visiting to experience advanced technologies and urban landscapes [1][2][3] - Social media platforms like TikTok have seen a surge in content related to China travel, with over 215,000 videos tagged with "chinatravel," showcasing futuristic scenes such as cashless payments and drone deliveries [2][3] - The demand for tech-related experiences, such as autonomous vehicle rides and drone food delivery, has significantly increased among overseas tourists, particularly from Europe and Singapore [3][5] Group 2 - Travel agencies like "China Highlights" have incorporated technology experiences into their itineraries, reflecting a shift in tourist preferences towards interactive and immersive experiences [6][7] - International travel companies are also entering the tech tourism market, offering guided tours to Chinese tech companies and showcasing innovations like delivery robots and high-speed trains [7] - Recent data indicates a substantial increase in foreign tourist arrivals in major Chinese cities, with Shenzhen and Shanghai experiencing growth rates of 44.7% and 53.3% respectively in the first half of 2025 [8]

Group 1 - The core viewpoint of the articles highlights the increasing trend of foreign tourists visiting China to experience its advanced technology and futuristic urban landscapes, driven by social media exposure [1][2] - The phenomenon of "tech tourism" in China is growing, with tourists specifically traveling to witness innovations such as driverless taxis and delivery robots [1] - The number of videos tagged with "chinatravel" on TikTok has surpassed 215,000, with a significant portion uploaded in the past year, showcasing China's major cities as sci-fi destinations [2] Group 2 - The relaxation of visa policies in China has contributed to a rapid increase in foreign tourist arrivals [1] - Social media content related to travel in China has seen explosive growth, further fueling interest among international audiences [1][2] - Many popular posts on social media emphasize futuristic experiences in China, such as palm payment systems and drone deliveries, appealing to overseas viewers [2]

Group 1: Shenzhen's Financial Innovation - Shenzhen has transformed from a remote town to a financial innovation leader, marking 45 years of achievements in financial development [1][2] - The city has consistently focused on serving the real economy, breaking barriers with a spirit of innovation and openness [1][2] Group 2: Support for Startups and Innovation - Shenzhen's entrepreneurial policies and early financial support have been crucial for startups like Zhenmai Biotech, which developed a competitive gene sequencing product [2][3] - The city has over 2.6 million private enterprises, with a significant portion being innovative companies supported by financial institutions [4] Group 3: Financial Services and Accessibility - Shenzhen's financial institutions provide not only capital but also strategic guidance and market insights, fostering a supportive environment for tech entrepreneurs [4] - As of June 2025, Shenzhen's loans for technology innovation reached 2.1 trillion yuan, with nearly 2 trillion yuan allocated to small and micro enterprises [4] Group 4: Evolution of Digital Banking - The establishment of WeBank in 2014 marked a significant milestone in China's digital banking landscape, focusing on serving underserved businesses [6][7] - WeBank's innovative use of technology has allowed it to achieve low operational costs and high transaction volumes, setting a precedent for the industry [7][8] Group 5: Cross-Border Financial Services - Shenzhen has evolved its cross-border financial services from rudimentary methods to advanced digital solutions, enhancing the efficiency of international transactions [9][10] - The city has implemented various financial reforms and pilot programs to facilitate cross-border loans, investments, and asset transfers [11] Group 6: Payment Innovations - The development of electronic payment systems in Shenzhen has significantly improved transaction efficiency, moving from manual processes to digital solutions [12][13] - The rise of mobile payment, particularly through platforms like WeChat Pay, has transformed consumer behavior and payment methods in the city [12][14] Group 7: Future Directions - Shenzhen's financial sector is poised for further innovation, with a focus on becoming a leader in AI-driven financial services and continuing to support emerging technologies [15]

Core Insights - WeChat Pay showcased its latest innovations at the 2025 China International Financial Expo, including palm payment and payment links, emphasizing the integration of hardware and software [1][3]. Group 1: Innovations in Payment Technology - WeChat Pay introduced a palm payment solution that allows users to link their personal bank cards without needing to carry a phone or bind WeChat, aimed at elderly users [1]. - The palm payment technology has been implemented in nearly 100 senior dining halls across 6 provinces and 21 cities, with funding exceeding 15 million yuan [1]. - The latest exploration of iris XR technology combines high-security iris recognition with extended reality (XR) devices for seamless identity verification and payment services [3]. Group 2: Digital Tools for Merchants - WeChat Pay launched digital tools for merchants, including "payment links" that allow merchants to create customized shopping carts easily shared in social media [5]. - The "distribution management" feature provides merchants with digital management tools to enhance the efficiency of managing sales and services by distributors [5]. - An upgraded inbound payment service has been introduced, with the number of transactions by foreign individuals in China tripling compared to the same period last year [5]. Group 3: Community Support Initiatives - WeChat Pay initiated the "Love Store" program to support businesses providing free meals, which has received positive feedback with nearly 100,000 merchants participating [5].