8月份的清晨，深圳湾的薄雾尚未散尽，福田CBD的玻璃幕墙已开始反射微光。前海深港现代服务 业合作区的服务器机房里，跨境理财通的数据流昼夜不息；罗湖口岸旁的便利店内，市民张先生将手掌 轻贴收银台终端，"支付成功"的提示音划破清晨的宁静；深交所交易大厅内已经开始热闹起来，过不了 多久，交易所内的大屏上数字就会不断刷新，万亿元级资金流动悄然进行——这是2025年深圳的一个普 通早晨，这些看似平常的画面背后却藏着这座城市45年来的金融创新成就。 从偏远的边陲小镇到金融创新前沿，从"摸着石头过河"的政策试点到"与国际接轨"的制度输出，深 圳金融的发展史，恰是中国金融开放从"破冰"到"深潜"的生动注脚。 2025年是深圳经济特区建立45周年。这座因改革而生的城市，从来不是金融创新的"旁观者"，而 是"造浪者"。45年来，深圳金融业始终锚定服务实体经济的宗旨，以"敢闯敢试"的精神打破壁垒，最终 走出了一条开放、创新、包容的发展路径。 "押注未来"的勇气：与创新者同行 在罗湖的大楼里，真迈生物联合创始人、董事长兼CEO颜钦给《金融时报》记者展示了企业自主研 发的基因测序仪产品。"2016年1月20日的那个深夜，实验室里突然亮 ...

Core Insights - WeChat Pay showcased its latest innovations at the 2025 China International Financial Expo, including palm payment and payment links, emphasizing the integration of hardware and software [1][3]. Group 1: Innovations in Payment Technology - WeChat Pay introduced a palm payment solution that allows users to link their personal bank cards without needing to carry a phone or bind WeChat, aimed at elderly users [1]. - The palm payment technology has been implemented in nearly 100 senior dining halls across 6 provinces and 21 cities, with funding exceeding 15 million yuan [1]. - The latest exploration of iris XR technology combines high-security iris recognition with extended reality (XR) devices for seamless identity verification and payment services [3]. Group 2: Digital Tools for Merchants - WeChat Pay launched digital tools for merchants, including "payment links" that allow merchants to create customized shopping carts easily shared in social media [5]. - The "distribution management" feature provides merchants with digital management tools to enhance the efficiency of managing sales and services by distributors [5]. - An upgraded inbound payment service has been introduced, with the number of transactions by foreign individuals in China tripling compared to the same period last year [5]. Group 3: Community Support Initiatives - WeChat Pay initiated the "Love Store" program to support businesses providing free meals, which has received positive feedback with nearly 100,000 merchants participating [5].