记者 俞陶然 何梁何利基金2025年度颁奖大会前天在京举行，上海有8人获奖，获奖比例占全国14.8%。其中， 丁洪、肖建如、周顺华、何祖华、吴晓光5人获科学与技术进步奖，肖长发、白志山、姜育刚3人获科学 与技术创新奖。 何梁何利基金由香港爱国金融家何善衡、梁銶琚、何添、利国伟于1994年创立，旨在促进祖国科技 事业发展，奖励取得杰出成就和重大创新的科技工作者。31年来，表彰奖励了1692位科学家、工程师和 产业领军人才，在激励自主创新、激发人才活力、弘扬科学家精神等方面发挥了重要作用，成为社会力 量设立科技奖励的成功典范。上海共有190人次获奖，比例占全国11%。在上海全部获奖人中，有138位 是两院院士，占比达72%。 复旦大学姜育刚是"80后"青年科学家，主攻多模态人工智能与具身智能方向，是国际上最早将深度 学习方法成功应用于视频数据处理的学者之一。在环境领域，华东理工大学白志山和上海工程技术大学 肖长发，以不同技术路径破解了废水资源化的行业难题：白志山专注于化工废水分离强化技术攻关，研 发出国内首套拥有自主知识产权的硫酸烷基化技术，这是推动我国汽油质量升级的关键核心技术；肖长 发从事纤维材料中空纤维膜研 ...

Core Insights - Baidu Cloud's financial technology service provider, BaiRong YunChuang, has demonstrated strong growth in the financial digitalization sector, with loan service revenue exceeding 800 million yuan in the first half of the year [1] - Despite the revenue growth, there are ongoing complaints regarding high interest rates associated with its loan services, with reported annualized rates reaching as high as 35.95% [1] - The company claims that it has not received complaints regarding interest rates reaching 36%, asserting that all loan contracts are compliant and clearly state the applicable rates [1] Financial Performance - BaiRong YunChuang reported a revenue of 2.929 billion yuan for 2024, reflecting a year-on-year growth of 9% [4] - The revenue from Model as a Service (MaaS) was 932 million yuan, up 5% year-on-year, while Business as a Service (BaaS) revenue reached 1.997 billion yuan, growing by 12% [4] - The net profit for the year was 266 million yuan, a decline of 21%, with the net profit margin decreasing from 13% to 9% [4] Regulatory Context - The National Financial Regulatory Administration has issued guidelines requiring commercial banks to clearly define service fees in cooperation agreements and ensure that the total financing costs align with legal standards [2] - The Supreme People's Court has emphasized the need to regulate high-interest loans and support borrowers in reducing excessive interest rates that exceed 24% annually [3] - BaiRong YunChuang's subsidiary, Rongshu Loan, operates under these regulatory frameworks, providing intelligent financial services [3]