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支付现金遭拒收?人民币现金收付新规出炉 这种情况可维权
Bei Ke Cai Jing· 2025-12-22 05:49
Core Viewpoint - The People's Bank of China, along with the National Development and Reform Commission and the Financial Regulatory Administration, has issued the "Regulations on Cash Payment and Services," which will take effect on February 1, 2026, ensuring consumers' rights to use cash for payments and mandating that various entities must accommodate cash transactions [1][2]. Group 1 - Various administrative bodies, public service units, and businesses are required to respect the public's right to choose payment methods and maintain an environment conducive to cash usage [1][2]. - New business models, such as unmanned stores, must provide cash payment options to meet public demand, especially in situations where electronic payment methods fail [2][3]. - The regulations stipulate that businesses cannot refuse cash payments under any pretext, including claims of operational difficulties or loss risks [3][4]. Group 2 - Consumers can report instances of cash refusal to local branches of the People's Bank of China, which will take action against violators, including publicizing penalties for non-compliance [3][4]. - Specific cases of cash refusal have been documented, such as an insurance company and a courier service that were penalized for not accepting cash payments despite having the capability to do so [3][4].