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人民币现金收付新规,下月起施行!
Sou Hu Cai Jing· 2026-01-23 13:11
为切实维护人民币法定货币地位,防范和整治拒收人民币现金行为,满足社会公众多样化支付服务需求,构建多元支付方式共同发展下的现金便利流通环 境, 中国人民银行会同国家发展改革委、金融监管总局制定了《人民币现金收付及服务规定》,自2026年2月1日起施行。 ▽以下是正文 《规定》制定的基本原则 坚持会副书局 以服务消费、保障民生为指导, 既支持支付方式多元化,又尊重公众 支付选择权,满足多层次支付需求。 坚持间题导向 采取人工方式收款、提供面对面服务以及线上预约、交易,线下完成服务或货物交付,具备当面收款条件的, 收费单位、经营主体应支持现金支付,保 持合理的零钱备付。 采取无人值守、机具设备等自助服务模式,以及采用"一卡通"结算、进行统一管理的园区、厂区、景区、学校等场所, 经营主体应在醒目位置标识支付 方式、现金收取转换方式及服务联系电话。采取转换手段收取现金,不得收取手续费或设置限制条件,造成转换不便。 全部交易、支付、服务均通过网络完成的, 收费单位、经营主体应提前公示支付方式,充分尊重公众的知情权和选择权。 以门 亚 -- 一 进现金流通环境建设,持续整治拒 收现金,提升全社会现金服务水 平,保障公众支付 ...
河南漯河 现金服务暖人心
Jin Rong Shi Bao· 2026-01-06 03:34
Group 1 - The core focus of the news is on the initiatives taken by the People's Bank of China in Luoyang to enhance cash services, particularly for the food industry and rural areas, ensuring efficient cash flow and accessibility for small vendors and farmers [1][2][3] Group 2 - The food industry is identified as the economic lifeline of Luoyang, with significant daily transaction volumes and a high demand for small change, prompting the establishment of a rapid cash exchange mechanism by local banks [1] - A total of 25,000 small denomination exchange services have been provided to key market vendors, addressing over 30,000 cash exchange requests through a green channel [1] Group 3 - To tackle cash service accessibility in rural areas, six banking institutions have deployed mobile service vehicles and portable devices to provide on-site cash withdrawal and deposit services, reaching over 50,000 farmers and rural merchants [2] - The establishment of a "warm-hearted special window" for the exchange of damaged currency has led to the handling of over 50 cases, recovering more than 50,000 yuan in economic losses for citizens [2] Group 4 - Anti-counterfeiting education has been integrated into community activities, with over 10,000 residents and villagers reached through six promotional events, resulting in a noticeable decrease in counterfeit currency cases among the elderly [3] - The People's Bank of China in Luoyang aims to provide cash services that are not only efficient but also warm and recognizable, supporting local economic characteristics and enhancing the livelihood of citizens [3]