Core Insights - In 2025, a total of 13,815 closed-end public products from 32 wealth management companies will mature, representing a 51.53% increase compared to 2024 [1][2] Group 1: Product Maturity Overview - The majority of maturing products are fixed income, with 13,218 products, followed by mixed products (509), equity products (62), and commodity and financial derivatives (26) [2] - Leading institutions such as Xingyin Wealth Management will have nearly 1,000 maturing products, while other major firms like Zhaoyin Wealth Management, Jianxin Wealth Management, Bank of China Wealth Management, Industrial Bank Wealth Management, and Ping An Wealth Management will each have over 600 maturing products [2] Group 2: Investment Period Analysis - Products maturing in the 6-12 month period are the most numerous, totaling 4,667, accounting for 33.8% of the total; the 3-6 month period follows with 3,600 products (26.1%), and the 1-2 year period has 3,502 products (29.6%) [4] Group 3: Performance Metrics - The overall performance threshold achievement rate for 11,092 maturing products is 48.76%, with a lower limit achievement rate of 82.36% [7] - Fixed income products have a lower limit achievement rate of 84.28% and a mid-point achievement rate of 49.66% [7] - Short-term products (1-3 months) show high performance, with lower limit achievement rates exceeding 90% [7] Group 4: Yield Performance - The average annualized yield for fixed income products is 3.02%, with products maturing in over 3 years yielding the highest average at 4.16% [10] - Mixed products have a lower average annualized yield of 2.27%, with the highest yield for those maturing in over 3 years at 7.04% [10]