近日，多家银行信用卡发布公告，称将调整停发部分信用卡，其中多为联名卡。 业内人士指出，这场行业性调整背后，是信用卡市场从"跑马圈地"向"精耕细作"的深刻转型。银行主动 剥离低效产能，告别规模竞赛，转而聚焦价值深挖，通过数字化升级、生态自主可控等路径，重构信用 卡业务的核心竞争力。 业内专家普遍认为，这不仅是产品结构的优化，更是整个行业进入战略重构期的标志性信号。 中经记者 张漫游 北京报道 从"规模竞赛"到"价值深挖" 多家银行联名卡停发 日前，中国银行（601988.SH）发布公告称，因该行业务调整，自2025年8月31日起，将停止发行部分 信用卡产品，并调整信用卡产品卡面，具体涉及24款产品。 7月初，中信银行（601998.SH）方面表示，为更好地提升服务质量，结合市场环境及消费需求的变 化，2025年8月31日24时起，该行将停止办理部分银联联名信用卡产品的申请、补卡、换卡及到期续卡 业务。此前，浦发银行（600000.SH）信用卡中心亦发布公告称，该行从2025年5月12日（含）起停止 发行部分信用卡产品，具体包括14种产品。 《中国经营报》记者梳理发现，银行调整的信用卡业务多为联名卡产品。对此，浦 ...

Core Insights - The CSEAC 2025 will take place from September 4 to 6, 2025, at the Wuxi Taihu International Expo Center, focusing on the semiconductor equipment and core components industry in China [1][12] - The event aims to promote professionalization, industrialization, and internationalization within the semiconductor sector [12] Group 1: Event Highlights - Highlight 1: The exhibition will cover over 60,000 square meters with more than 1,000 participating companies, reflecting a 40% year-on-year increase in exhibitor numbers, indicating robust growth in China's semiconductor equipment and components industry [1][12] - Highlight 2: The event will feature over 150 overseas companies from 22 countries and regions, fostering global collaboration within the semiconductor industry [3][4] - Highlight 3: A total of 18 professional forums will be held concurrently, addressing industry challenges and innovations, including a main forum with industry leaders discussing future trends and strategic insights [5][10] Group 2: Talent and Industry Development - Highlight 4: The exhibition will focus on building a talent ecosystem in the integrated circuit industry, with nearly 30 universities participating in on-site recruitment events, where over 80 exhibitors will announce job openings [10] - Highlight 5: Wuxi is a key hub for the integrated circuit industry in China, featuring a complete industrial chain from design to manufacturing and packaging, which enhances collaboration and competitiveness among participating companies [12]

Core Insights - Feishu's ambition is to redefine enterprise collaboration through AI, aiming for practical applications rather than mere concepts [2][8][21] - The monthly active users of Feishu's multi-dimensional table are approaching 10 million, marking it as a significant player in enterprise software [2][11][12] - Despite impressive commercialization results, profitability remains a challenge for Feishu, DingTalk, and WeChat Work [3][20] Company Developments - Feishu has launched a suite of AI products, including knowledge Q&A, AI meetings, Aily, and Feishu Miaodai, targeting real enterprise pain points [2][8] - The multi-dimensional table has seen significant updates, including a single table capacity increase to 10 million rows and improved loading speeds [9][10] - Feishu's enterprise-level agent development platform, Aily, allows users to create customized agents for various business needs [14] Market Position - Feishu is competing with DingTalk and WeChat Work, forming a triad in the collaborative software market [17] - In the new energy vehicle sector, 60% of the top 30 brands are using Feishu, showcasing its strong market presence [19] - In the consumer sector, Feishu has captured significant market share, with 5 out of 6 listed tea brands and 7 out of 10 listed domestic beauty brands using its platform [20] Industry Trends - The B-end market is accelerating the commercialization of generative AI, with enterprises expected to invest $4.6 billion in 2024, an increase of nearly 8 times [16] - The competitive landscape for enterprise software is shifting from single-function products to ecosystem building, driven by AI advancements [15]