2026.01. 27 本文字数：1424，阅读时长大约3分钟 作者 | 第一 财经 郑娜 1月26日，南京印发了《关于加快培育新质生产力推动高质量发展的若干政策（2026年版）》。关于房地产 市场，该政策明确推动既有库存商品房全部纳入房票超市，推行"全城通兑"和"电子房票"，满足被征收群众 安置需求。 上海易居房地产研究院副院长严跃进提到，"房票"安置并不是一个新概念，但南京这一政策通过"全覆 盖"、"全城通"和"电子化"对房票的性质和效能进行了优化。 具体来看，"推动既有库存商品房全部纳入"意味着将市场上的滞销存货整体"打包"成一个可选的资产池，突 破了以往房票仅能购买指定安置房或少数合作楼盘的局限，赋予被征收人真正的市场选择权，也极大便利了 跨区住房改善的需求释放。 58安居客研究院院长张波表示，南京的"电子房票"、"全城通兑"等政策有效提升了房票的流通性，有助于加 速去化、缓解财政压力，是稳楼市的重要工具，同时公寓、车位等非住宅产品也借此获得了新的去化渠道。 严跃进认为，对被征收群众（房票持有人）而言，创新后到房票选择范围明显扩大，从在特定区域市场认购 商品房，到可在全市范围可认购商品房，真正成为新建 ...

Core Viewpoint - The Nanjing Municipal Government has issued policies aimed at accelerating the cultivation of new productive forces to promote high-quality development, with a focus on exploring new models for real estate development [1] Group 1: Real Estate Development Policies - The government aims to effectively utilize national real estate support policies to meet various housing needs, including rigid and improved housing demands [1] - Existing inventory of commercial housing will be included in a housing voucher supermarket, promoting "citywide exchange" and "electronic housing vouchers" to address the needs of displaced residents [1] - The scope for withdrawing housing provident fund for monthly rent payments will be expanded, with a 20% increase in the withdrawal limit for families with multiple children who do not own housing in Nanjing [1] Group 2: Housing Provident Fund Adjustments - Homebuyers' parents and children who meet the withdrawal conditions can apply to withdraw housing provident fund for purchasing homes [1] - The maximum loan term for existing housing provident fund loans will be extended to 30 years [1]