Core Viewpoint - The 19th Shenzhen International Financial Expo showcases the innovative financial products and services of the Industrial and Commercial Bank of China (ICBC) Shenzhen Branch, emphasizing its commitment to supporting the local economy and aligning with national financial strategies [6][7][14]. Group 1: Technology Finance - ICBC Shenzhen Branch presented a comprehensive financial service system tailored for technology enterprises, addressing the unique financing challenges faced by high-tech companies [8][9]. - The bank introduced a "Science and Technology Product Family" that activates the value of intellectual property and equity assets, including the first copyright pledge financing in Shenzhen [9]. - A "three-in-one" review mechanism was created to focus on future value indicators rather than current revenue, enhancing the evaluation of technology firms [9]. Group 2: Inclusive Finance - ICBC Shenzhen Branch's inclusive finance initiatives have led to a historic loan balance exceeding 200 billion yuan, with an annual growth rate of 43% [10][12]. - The bank showcased three major products: "Business Quick Loan," "Online Loan," and "Digital Supply Chain," which cater to various financing needs of small and micro enterprises [10]. - The "Park e-loan" product was highlighted, which quantifies soft strengths like patent counts and R&D investment to assess loan eligibility [10][11]. Group 3: Sports and Financial Integration - The bank's participation in the 15th National Games exemplifies the integration of sports, finance, and culture, offering themed financial products to enhance community engagement [13][14]. - ICBC Shenzhen Branch launched a series of financial products related to the National Games, including themed debit and credit cards, aimed at converting spectator enthusiasm into tangible benefits for residents [13].

Core Insights - The article highlights the launch of "Yue Ten Cold Chain Loan," the first online financing product in China that integrates big data with the agricultural cold chain industry, aimed at addressing the financing challenges faced by small and micro enterprises [1][2] Group 1: Product Innovation - The "Yue Ten Cold Chain Loan" utilizes an all-online cold chain order financing model, leveraging big data technology and core enterprise credit transmission to alleviate the financing difficulties of small and micro businesses [1] - The product allows merchants to apply for funding through an online platform, with approval processes completed in as little as 24 hours [1] Group 2: Industry Impact - The integration of "smart big data + AI algorithms" by Yue Ten Supply Chain creates an efficient and transparent agricultural cold chain ecosystem, enhancing operational efficiency and reducing costs across the industry [2] - The initiative not only supports food safety but also injects strong financial momentum into the integrated development of urban and rural economies [2]