这是西安公安以"专业+机制+大数据"新型警务模式构筑反诈防线的一个缩影。 "多亏民警上门提醒，不然我这辈子攒下的积蓄就没了。"12月10日，提起半个月前的遭遇，西安市 莲湖区居民王女士仍心有余悸。 前不久，西安市公安局反诈中心通过大数据研判发现，王女士遭遇虚假投资理财诈骗，于是立即启 动分级劝阻机制。民警上门拆解作案手法，同步通过技术反制切断诈骗通联、限制资金交易，成功守住 了王女士的养老钱。 近年来，西安市公安局推动反诈中心与侦查中心融合升级并实现实体化运行，通过建强优化工作机 制流程，构建起"打防管控宣治"一体化工作体系，切实提升反诈工作效能，让反诈工作从"被动响应"转 向"主动防控"，初步形成多维预警、快速响应、精准拦截、智能处置的反诈防控新机制。 依托西安市电信网络诈骗预警劝阻联动工作机制，西安市公安局反诈中心整合公安内外网大数据资 源，从"资金端、网络端、电话端"多维度研判，精准识别潜在被骗人员。 "根据被骗风险等级，我们对紧急高危预警对象主动上门劝阻，结合诈骗类型拆解作案手法，同步 用技术反制切断诈骗通联、限制资金交易；对中低危预警对象主动电话预警，指导关闭涉诈域名网址、 删除涉诈App、拉黑涉诈 ...

Core Viewpoint - The integration of technology and finance is crucial for enhancing risk management in the banking sector, especially in combating the rising trend of telecom fraud [1][2][3] Group 1: Technology and Risk Management - 华夏银行 has developed the "火眼" anti-fraud system to provide early identification, warning, and intervention against fraud risks [1][2] - The bank employs a dual mechanism of "technology empowerment + human intervention" to strengthen its fraud prevention efforts [1][8] - The system has successfully prevented significant financial losses for clients, demonstrating its effectiveness in real-time fraud detection [2][5] Group 2: Case Studies of Fraud Prevention - A case involving a 67-year-old client,董女士, highlights the system's ability to detect unusual account activity and prevent a potential loss of 5000 yuan [2][3] - Another incident on August 29 showcased the bank's rapid response to an account manipulation attempt, where staff intervened within minutes to protect the client's funds [4][6] - The collaboration between the bank and law enforcement has proven essential in safeguarding clients' assets, as seen in the case of a 60-year-old client,解女士, who was targeted by scammers [6][7] Group 3: Customer Engagement and Support - The bank emphasizes the importance of family involvement in fraud prevention, creating a multi-layered defense mechanism that includes real-time alerts and family communication [8][9] - Positive customer feedback and gratitude reflect the bank's commitment to protecting clients' financial security and building trust [5][9] - The bank aims to continue enhancing its fraud prevention strategies while maintaining a focus on customer service and community trust [9]