Core Insights - The Shenzhen banking and insurance sectors have maintained stable operations in 2023, focusing on high-quality development and achieving significant growth in various financial metrics [1][2]. Banking Sector Performance - As of the end of October, the total assets of the banking sector in Shenzhen reached 14.36 trillion yuan, a year-on-year increase of 4.37% [1] - The total liabilities amounted to 13.97 trillion yuan, with a year-on-year growth of 4.44% [1] - The balance of various loans was 9.91 trillion yuan, reflecting a year-on-year increase of 4.92% [1] - The balance of various deposits reached 10.00 trillion yuan, growing by 4.95% year-on-year [1] Insurance Sector Performance - The insurance industry in Shenzhen achieved original premium income of 191.05 billion yuan in the first ten months, marking a year-on-year increase of 12.20% [1] - This growth rate is the highest among first-tier cities in China [1] Support for Foreign Trade - In the first ten months, new loans issued to foreign trade enterprises by Chinese banks in Shenzhen totaled 763.57 billion yuan, up 9.83% year-on-year [2] - The financing balance for cross-border e-commerce increased by 39.92% year-on-year [2] - Loans to small and micro foreign trade enterprises grew by 20.58% [2] - Export credit insurance provided coverage of 93.69 billion USD to 31,000 foreign trade enterprises, a year-on-year increase of 13.80% [2] Consumer Finance Initiatives - Personal consumption loans in Shenzhen reached 835.29 billion yuan by the end of October, with a year-on-year growth of 4.95% [4] - Loans for service sectors such as accommodation, catering, and entertainment totaled 207.99 billion yuan, reflecting a 2.04% increase year-on-year [4] - The financial sector has implemented various measures to stimulate consumer spending, including issuing cash vouchers and promoting digital currency transactions [4][5] Technological Integration in Finance - Companies like 招联消费金融 have utilized AI and technology to enhance consumer finance services, reaching 340 million registered customers and disbursing over 3.2 trillion yuan in loans [5][6] - The focus on new citizen groups has improved the accessibility and inclusivity of consumer finance services [6]

【导读】深圳金融监管局多措并举稳外贸促消费 11月25日，深圳金融监管局组织召开2025年"凝聚改革共识提振发展信心"第四场新闻发布会，介绍深圳 银行业保险业近期运行情况，通报深圳银行业保险业稳外贸促消费有关工作举措和成效。 据介绍，2025年前10个月，全市中资银行新发放外贸企业贷款7635.66亿元，同比增长9.83%；截至2025 年10月末，全市个人消费贷款余额为8352.88亿元，同比增长4.95%。 截至10月末，深圳金融监管局监管的银行业资产总额为14.36万亿元，同比增长4.37%；前10个月，辖区 保险业实现原保险保费收入1910.45亿元，同比增长12.20%。银行业资产总额和原保险保费收入规模均 居全国大中城市第三位。 中国进出口银行深圳分行、中国建设银行深圳市分行、招商银行深圳分行、出口信保深圳分公司和招联 消金相关负责人分别介绍了本机构稳外贸促消费有关工作举措和成效。 多措并举稳外贸促消费，金融精准滴灌打通经济循环脉络 潘文波介绍，2025年，面对严峻复杂的外部环境，深圳金融监管局强化监管引领，引导深圳银行业保险 业为外贸企业稳健发展注入强劲金融动能。2025年前10个月，全市中资银 ...

中国基金报记者 江右 潘文波表示，深圳金融监管局认真落实《国家金融监督管理总局关于发展消费金融助力提振 消费的通知》相关要求，指导银行业保险业聚焦消费重点领域和环节，持续加大金融支持力 度，为更好发挥消费对经济发展的基础性作用提供有力支持。截至 2025 年 10 月末，全市 个人消费贷款余额为 8352.88 亿元，同比增长 4.95% ；住宿餐饮、养老、托育、家政、文 化娱乐、体育等消费领域服务业经营主体贷款余额为 2079.96 亿元，同比增长 2.04% 。 【导读】深圳金融监管局多措并举稳外贸促消费 11 月 25 日，深圳金融监管局组织召开 2025 年 " 凝聚改革共识 提振发展信心 " 第四场新 闻发布会，介绍深圳银行业保险业近期运行情况，通报深圳银行业保险业稳外贸促消费有关 工作举措和成效。 据介绍， 2025 年前 10 个月，全市中资银行新发放外贸企业贷款 7635.66 亿元，同比增长 9.83% ；截至 2025 年 10 月末，全市个人消费贷款余额为 8352.88 亿元，同比增长 4.95% 。 截至 10 月末，深圳金融监管局监管的银行业资产总额为 14.36 万亿元，同比增长 ...