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湖南金融“二十条”支持“三个高地”建设
Xin Lang Cai Jing· 2026-02-26 19:41
围绕支持"内陆地区改革开放高地"建设,要求创新对非经贸合作金融服务,支持设立对非特色支行;支 持自贸区与国际物流通道建设,立足特色功能定位定制金融产品,鼓励银行保险机构深化与"单一窗 口"及市场采购贸易等平台的系统直连;扩大出口信用保险覆盖面,与银行服务形成协同效应;从投资 和消费两方面齐发力推动促内需政策落地,切实畅通国内国际双循环。 ■湖南日报全媒体记者 黄炜信 三湘都市报2月26日讯 近日,湖南金融监管局出台《湖南银行业保险业支持"三个高地"建设若干意 见》,以五大方面20条措施,引导银行业保险业金融资源精准投放,大力支持湖南"三个高地"建设。 围绕支持"国家重要先进制造业高地"建设,要求构建产业链专属金融服务体系,引领金融资源与产业图 谱深度绑定,探索不依赖核心企业信用的供应链"脱核"模式;着力护航中小企业发展,大力支持民营企 业信用贷款和中长期贷款融资需求,优化无还本续贷相关产品;支持制造业智能化绿色化融合化发展; 持续扩大首台(套)重大技术装备保险、重点新材料首批次应用保险覆盖面。 围绕支持"具有核心竞争力的科技创新高地"建设,要求加强"贷款+外部直投",支持投早、投小、投长 期、投硬科技,扩大" ...
事关低空经济发展,重磅文件来了
Zhong Guo Ji Jin Bao· 2026-02-12 12:26
Core Viewpoint - The implementation opinion on promoting the high-quality development of low-altitude insurance has been released, emphasizing the importance of establishing a comprehensive low-altitude insurance system to support the safety and healthy development of the low-altitude economy [1][5]. Summary by Sections 1. Importance of Low-Altitude Insurance - Low-altitude insurance is crucial for ensuring the safety of low-altitude flight activities, providing risk protection for the manufacturing and operation of low-altitude aircraft, infrastructure construction, and various specialized services [4][10]. 2. Development Goals - By 2027, a preliminary mandatory insurance system for unmanned aerial vehicle (UAV) liability insurance will be established, with a continuous enrichment of low-altitude insurance products to meet diverse application scenarios [5][10]. - By 2030, a basic policy framework for low-altitude insurance will be formed, enhancing its role in ensuring the safety and health of the low-altitude economy [5][10]. 3. Policy Framework - The implementation opinion calls for integrating insurance into the overall planning and regulatory framework for low-altitude economic development, promoting the establishment of relevant laws and regulations [11]. - It encourages local governments to incorporate insurance into their low-altitude economic policies and to develop supportive measures tailored to local conditions [11]. 4. Insurance Mechanisms - The document advocates for the use of insurance mechanisms to enhance risk management within the low-altitude economy, particularly for manufacturers and operators of low-altitude aircraft [12]. - It emphasizes the need for major enterprises in the low-altitude industry chain to collaborate through insurance to reduce risk costs across the supply chain [8][12]. 5. Technological Integration - There is a push to utilize emerging technologies to facilitate convenient and intelligent online operations for insurance related to micro, light, and small UAVs [8][13]. - The establishment of a low-altitude insurance information platform is highlighted, aiming to integrate with low-altitude intelligent network systems for better data sharing and risk management [6][14]. 6. Service Optimization - The opinion stresses the importance of developing a comprehensive insurance product system covering the entire low-altitude industry chain, including research, manufacturing, and operational aspects [13]. - It aims to provide targeted insurance protection based on various application scenarios such as agriculture, logistics, and emergency management [13]. 7. Capacity Building - The document calls for enhancing the professional capabilities of insurance institutions to better identify and assess new risks associated with low-altitude operations [14]. - It encourages the cultivation of specialized talent within the insurance sector to improve risk assessment and product development [14]. 8. Organizational Coordination - A coordinated approach among relevant government departments is necessary to implement the low-altitude insurance initiatives effectively [16]. - The establishment of a regular communication mechanism is proposed to address challenges encountered during the promotion of low-altitude insurance [16].
三部门:逐步建立覆盖低空全产业链的保险产品体系
Bei Jing Shang Bao· 2026-02-12 09:56
Core Viewpoint - The implementation opinion aims to promote the high-quality development of low-altitude insurance, guiding insurance companies to align with the trends of the low-altitude economy and establish a comprehensive insurance product system covering the entire industry chain [1] Group 1: Insurance Product Development - The opinion encourages the development of insurance products that cover new risks associated with low-altitude operations, including safety in flight, technology, network and data, environmental and facility safety, and human operation safety [1] - There is a focus on increasing the supply of insurance for medium and large unmanned aerial vehicles while optimizing traditional insurance for manned aircraft [1] Group 2: Technological Integration - The implementation opinion emphasizes the use of emerging technologies to facilitate convenient and intelligent online operations for insurance related to micro, light, and small unmanned aerial vehicles [1] - It calls for the integration of professional resources to optimize underwriting and claims processes, thereby enhancing consumer satisfaction [1] Group 3: Support for Export and International Expansion - The opinion highlights the need to strengthen support for export credit insurance, export product liability insurance, and reinsurance to assist the low-altitude industry in expanding its overseas applications [1]
去年深圳出口信用保险赔付近13亿,追债化险超26亿
Nan Fang Du Shi Bao· 2026-02-06 12:00
Core Insights - Shenzhen Export Credit Insurance Company (Shenzhen Credit Insurance) is projected to cover over $110 billion in foreign trade exports from Shenzhen by 2025, marking a 15% year-on-year increase and accounting for approximately 30% of the city's export scale [2] - Shenzhen's total foreign trade volume is expected to reach 4.55 trillion yuan in 2025, a 1.4% increase year-on-year, maintaining positive growth for six consecutive years and ranking first among mainland Chinese cities [2] - The city has implemented a series of financial support measures for foreign trade, including increasing government financing guarantees and stabilizing credit support [3] Group 1: Export Credit Insurance Impact - Shenzhen Credit Insurance is expected to cover over $52 billion in exports and investments to Belt and Road countries by 2025, representing a 42% year-on-year increase [4] - The company has helped recover over 2.6 billion yuan in debts and mitigate risks for foreign trade enterprises, demonstrating its role in supporting businesses against international market risks [2] Group 2: Financial Support Measures - In 2022, Shenzhen's banks issued 763.57 billion yuan in new loans to foreign trade enterprises, a 9.83% increase year-on-year, while cross-border e-commerce financing balances grew by 39.92% [3] - The city has introduced the "Cross-border E-commerce Insurance" to support domestic purchases and facilitate global market expansion, along with a 50% premium subsidy for eligible enterprises [3] Group 3: Challenges and Trends - The international trade environment is becoming increasingly complex, with rising uncertainties and instabilities affecting Shenzhen's exporting enterprises [5] - Companies are facing common challenges such as geopolitical conflicts and trade barriers, which have intensified risks compared to previous years [5] - There is a growing willingness among Shenzhen enterprises to expand overseas, moving beyond mere product sales to establishing marketing networks and production bases abroad [5]
中国信保:更好助力稳外贸稳外资
Jin Rong Shi Bao· 2026-02-03 01:34
王浩表示,中国信保要锚定"十五五"中期目标,2026年开拓奋进,在高质量履职上见行见效。一是 坚决扛起稳外贸政治责任,打好外贸"突围2.0"持久战;二是持续夯实核心政策性业务发展根基,打好 阵地战;三是积极为建设强大国内市场、进出口平衡发展多作贡献,打好主动战;四是做好保赔追联 动、提升资金运用效能和资信服务质量,打好攻坚战。 本报讯 记者王笑报道 1月29日至30日,中国出口信用保险公司(以下简称"中国信保")在北京召开 2026年度工作会议暨党建工作会议。中国信保党委书记、董事长王浩发表讲话,党委副书记、副董事 长、总经理盛和泰作年度工作报告。 会议认为,"十四五"时期,中国信保坚持以习近平新时代中国特色社会主义思想为指导,持续深入 贯彻落实习近平总书记关于充分发挥出口信用保险作用的重要指示精神,圆满完成各项任务。 会议提出,做好2026年工作要坚持稳中求进工作总基调,完整准确全面贯彻新发展理念,服务加快 构建新发展格局,着力推动高质量发展,充分发挥出口信用保险的逆周期和跨周期调节作用,全力支持 扩大高水平开放,更好助力稳外贸稳外资,更好服务高质量共建"一带一路",更好服务金融强国建设, 更好统筹发展和安 ...
2025年末湖南保险业总资产规模超5800亿元 保障能力稳步提升
Zhong Guo Xin Wen Wang· 2026-01-29 10:05
为服务经济高质量发展,湖南丰富科技保险供给,鼓励保险机构创新科技保险产品,更好服务新质生产 力和科技创新。2025年,全省财险业为1350家次高新技术企业提供风险保障201.7亿元,同比增长 53%,已赔付1.6亿元。该省还扩大出口信用保险覆盖面,优化承保理赔条件,助力培育外贸新动能。 湖南金融监管局相关负责人表示,2026年将加强监管引领,完善政策机制,引导优化产品服务,更好发 挥保险业在稳预期、防风险、促发展中的作用,为湖南在"十五五"时期实现高质量发展提供更加稳健、 可持续的风险保障支撑。(完) (文章来源:中国新闻网) 中新网长沙1月29日电 29日召开的湖南保险业服务经济社会发展新闻发布会透露,2025年末,全省保险 业总资产规模5863.9亿元,较2020年末增长74.4%。2025年实现原保险保费收入1935.8亿元,较2020年 增长27.9%。"十四五"期间累计赔付支出3479.8亿元,较"十三五"增长71.1%。保险业经营发展和保障能 力稳步提升。 扎实筑牢民生保障底线,湖南大力发展养老金融,印发《湖南银行业保险业做好金融"五篇大文章"推进 养老金融高质量发展三年行动方案》,引导保险机构丰 ...
广西金融监管局:广西商业车险单均保费1421元,为全国最低
Bei Jing Shang Bao· 2026-01-19 11:16
Group 1 - The Guangxi Financial Regulatory Bureau aims to guide the insurance industry to support high-quality economic and social development by leveraging its role as an economic stabilizer and social stabilizer by 2025 [1] - As of November 2025, the total assets of the Guangxi insurance industry reached 273.9 billion yuan, with a year-on-year growth of 8.12%, and the annual original insurance premium income was 87.8 billion yuan, increasing by 2.18% [1] - The cumulative risk protection provided by vehicle insurance in Guangxi reached 29.57 trillion yuan, with a year-on-year growth of 12.21%, and the number of new energy commercial vehicle insurance policies issued was 1.0532 million, up 37% [1] Group 2 - Export credit insurance is expected to support Guangxi enterprises' exports and overseas investments amounting to 6.45 billion USD, reflecting a year-on-year increase of 17% [2] - The government support plan for overseas credit risk has provided coverage for 1,734 small and micro foreign trade enterprises in Guangxi, with an insured amount of 2.1 billion USD, maintaining a coverage rate above 75% for five consecutive years [2] - As of November 2025, ship insurance provided risk protection of 86 billion yuan, with a year-on-year growth of 19.22%, and the scale of cargo transportation risk protection reached 888.58 billion yuan [2]
中国信保2026年新年致辞
Xin Lang Cai Jing· 2025-12-31 06:18
来源:中国出口信用保险公司 时光如织,岁月成章。当今年的365个日夜即将汇入历史的长河,我们又一次站在了辞旧迎新的渡口。 从旧岁到新年,万事万物都在诉说着告别与迎接。 回望来时路,几多风雨,几多辉煌。2025年,是"十四五"规划的收官之年,也是"十五五"规划的谋篇之 年。这一年,中国信保与广大外经贸企业共同执笔,在中国式现代化的壮美新篇上留下了浓墨重彩的时 代丹青。我们在变局中勇开新局,在挑战中笃行不怠,以实干诠释担当,这一年—— 我们将服务国家战略作为根本点,书写政策性金融的赤子之心。以党的二十大和二十届历次全会、中央 经济工作会议、中央金融工作会议精神为指引,始终牢记"国之大者",服务国家战略和大事要事成效显 著。出口信用保险名列国家政策措施,成为关键时刻国家信得过、用得上的政策工具。创新产业链承保 整体布局,推动产业集群高效发展,支持海外仓、境外经贸合作区建设,成立海南营业部,全面开启信 保服务新篇章……我们以"信保方案"诠释"信保担当",全年承保规模再超万亿美元,为我国外经贸事业 高质量发展筑牢风险屏障。 我们将全面深化改革作为突破点,激活高质量发展的一池春水。从组建深改专班到出台进一步全面深化 改革 ...
中国信保山西分公司:发挥出口信用保险作用,推动山西绿色能源国际合作
Xin Lang Cai Jing· 2025-12-26 10:51
Core Insights - The China Export & Credit Insurance Corporation's Shanxi branch has provided risk protection for Shanxi's $28.9 billion foreign economic and trade activities, with support for foreign trade amounting to $24.62 billion in 2023 [1] - The company is focusing on supporting the new energy sector, particularly in solar and wind power, while also aiding the transformation of traditional energy and chemical industries [1][2] - In 2024, under the support of export credit insurance, Shanxi's exports of "new three products" (solar cells, lithium batteries, and electric vehicles) are expected to achieve a remarkable growth of 199% year-on-year [1] Industry Support and Initiatives - The company actively supports the national green low-carbon development strategy by assisting key local enterprises in participating in global supply chain restructuring [2] - Projects include investments in wind power in Bangladesh and low-carbon steel production in Malaysia, showcasing the company's commitment to sustainable development [2] - The company has been insuring multiple overseas solar and wind projects, demonstrating significant results and leading roles in Southeast Asia, Northeast Asia, the Middle East, and Africa [2] Notable Projects - The 119 MW solar power project in Singapore, constructed by China Energy Engineering Group Shanxi Institute, marks a significant achievement for Chinese enterprises in the region [3] - The Oman Manah No. 2 solar power project is notable for achieving a 90% commercial risk compensation ratio, becoming a model case for policy insurance supporting green energy initiatives [3]
金融监管总局:铁路运输单证金融服务试点成效显著
Ren Min Wang· 2025-12-26 05:17
Core Insights - The People's Bank of China held a press conference on December 25 to discuss financial support for the accelerated construction of the Western Land-Sea New Corridor, emphasizing the importance of railway transport document financial services in supporting enterprises to explore diverse markets and develop land trade [1] Group 1: Product Development - The product system for railway transport document financial services has become more comprehensive, with large banks, joint-stock banks, and local banks offering services that cover international settlement, letter of credit issuance, accounts receivable/payable financing, and freight loans [1] - Insurance institutions provide risk protection for enterprises through export credit insurance and cargo transport insurance, enhancing the support for enterprises in terms of credit management and financial services [1] Group 2: Business Exploration - Financial institutions are leveraging pilot opportunities to optimize and enhance product services, improving the quality and efficiency of trade finance services [2] - Some banks are utilizing blockchain technology to create information platforms that facilitate online settlement and financing while ensuring the authenticity of trade information [2] - Collaboration with China Railway Group has led to the launch of a "logistics finance" section on the railway freight platform, offering services such as freight loans and letter of credit issuance [2] Group 3: Policy Environment - The policy environment is continuously improving, with local departments actively collaborating to strengthen the pilot foundation [2] - A "Cross-Border Easy Financing" financial service platform has been established in Chongqing, utilizing advanced technologies like big data and privacy computing to assess the credit status and operational data of domestic and foreign trade enterprises [2]