Group 1 - The U.S. President Trump announced plans to impose simple tariffs ranging from 15% to 50% on most countries [2] - The Ministry of Civil Affairs and the Ministry of Finance in China issued a notice for the implementation of a subsidy program for elderly care services, marking the first nationwide subsidy for elderly care [3] - The World Health Organization issued a warning about the resurgence of the chikungunya virus, which is spreading from the Indian Ocean region to Europe and Asia [5] Group 2 - The Chinese government clarified the tax policies for the Hainan Free Trade Port, establishing a "zero tariff" system to enhance trade liberalization [6] - The Ministry of Commerce announced that a new round of economic talks between China and the U.S. will take place in Sweden, focusing on mutual respect and cooperation [7] - A joint action plan was released by three departments in China to address illegal behaviors in vehicle transportation, aiming to enhance road safety [8] Group 3 - The Ministry of Ecology and Environment emphasized that nuclear safety is crucial for the development of nuclear power, advocating for strict regulation [13] - The National Climate Center forecasted that 3 to 4 typhoons will impact China's coastal areas in late July and August [14] - The Chinese government announced the resumption of tourist visas for Chinese citizens to India after a five-year hiatus [15] Group 4 - A land auction in Suzhou, Jiangsu Province, set a new record for the highest floor price at 65,242 yuan per square meter, surpassing the previous record [18] - A report highlighted that Jiangsu Province dominates the top 10 of the 2025 China County Economic Development rankings, with six counties listed [19] - The Kunming Housing Provident Fund Management Center announced adjustments to the standards for personal housing loan applications, easing criteria for first and second homes [20] Group 5 - The U.S. stock market saw significant gains, with the Dow Jones Industrial Average rising over 500 points, driven by optimism regarding upcoming trade agreements [36][37] - A report indicated that the average interest rate for three-month fixed deposits in China has entered the "0 era," reflecting a downward trend in deposit rates [38] - Regulatory authorities warned consumers about the rise of "professional debtors" scams, urging caution against easy wealth traps [39]

2025.07. 23 本文字数：1374，阅读时长大约2分钟 作者 | 第一财经 陈君君 半年内可获百万元，外加公司、房产或汽车，交换条件只是个人征信……"职业背债人"骗局在社会上 流行起来，不少金融消费者上当受骗。监管近期再度提示广大消费者提高警惕，远离"职业背债"陷 阱。一旦成为"职业背债人"，将面临诸多风险隐患：背上巨额债务、信用破产并涉刑责。 监管提示，金融消费者需提高风险意识，切记任何承诺以个人名义贷款，却声称"不用你还"的话术， 本质都是骗局。面对"职业背债"这类看似轻松赚钱的"好事"，一定要保持清醒，不要铤而走险，贪小 失大。 "职业背债人"的陷阱 在社交平台的隐秘角落，近期时常能看到一些极具诱惑力的招募信息："一手大量村民、花户，速 来""白户可做，三个月下款，到手200万。""一个月轻松入账百万""3到6个月，净赚500万。"这些看 似诱人的高额报酬，往往能轻易吸引不少人的目光。 记者发现，"花户""白户""一手村民资源"等"黑话"实则是职业背债生意从业者留下的暗号，这些"黑 话"背后隐藏着一个庞大的骗贷产业链，受害者多为金融知识匮乏的弱势群体。 上述"黑话"中，"白户"是指从未有过贷款记 ...

Core Viewpoint - The rise of "professional debtors" scams is alarming, with financial consumers being lured into taking on massive debts under false promises of high returns without repayment obligations [1][6][7] Group 1: Scam Mechanism - Recruitment messages on social media often promise high returns, such as "earn 1 million in a month" or "get 200 million in three months," targeting financially illiterate individuals [2][6] - Terms like "white household" and "flower household" are used as coded language within the scam industry, indicating individuals with clean credit records or those with overdue records, respectively [2][3] - Loan intermediaries often inflate property values through fake appraisals, leading victims to take on loans far exceeding the actual value of the property [3][4] Group 2: Regulatory Response - Regulatory bodies have issued multiple warnings about the risks associated with becoming a "professional debtor," emphasizing the potential for significant debt burdens and legal consequences [5][7] - In 2024, over 3,800 cases of such fraudulent loans were reported, with total amounts exceeding 5 billion, highlighting the scale of the issue [6] - The financial regulatory authority has reiterated that promises of "high returns" and "no repayment required" are red flags for scams [6][7] Group 3: Risks Involved - Individuals involved in these scams face substantial financial risks, including the obligation to repay loans that far exceed any compensation received [7] - Personal credit ratings can be severely impacted, leading to difficulties in obtaining legitimate financial services in the future [7] - Legal risks are significant, as participants may be implicated in criminal activities such as fraud, money laundering, and illegal fundraising [7]