2026.01. 26 本文字数：1885，阅读时长大约3分钟 作者 | 一财评论员 投资于人正从认知意愿进入行动实践。 日前民政部、财政部印发《关于实施向中度以上失能老年人发放养老服务消费补贴项目的通知》，从今年1 月1日起，经统一评估为中度、重度、完全失能登记的老年人，可以申请每月最高800元的养老服务消费补 贴，其中居家养老服务消费券抵扣比例为50%，机构养老服务券抵扣比例为40%。 人口老龄化正让中国的照料困境越发凸显。这一方面缘于席卷而来的深度老龄化和少子化，以及家庭结构和 人口流动的变化，导致失能老人占失能人口比重不断走高。官方数据显示，全国有4200万失能、半失能老 人。北京大学全球健康发展研究院的《中国人口老龄化时期人口与健康的趋势和挑战（2015-2020）》估 计，2030年中国老年人失能期将增加到7.44年，2050年增加到11.45年。 另一方面，我国重治疗轻预防的状况，让失能问题越发突出。当前人们依然用年轻社会的生产经营方式来看 待银发经济，缺乏对老人需求贴切的理解。比如医养领域依然以治疗为主进行规划，在预防医养投入方面相 对不足。 同时，未富先老问题正在冲击经济社会，以失能人口为例 ...

Group 1 - The U.S. President Trump announced plans to impose simple tariffs ranging from 15% to 50% on most countries [2] - The Ministry of Civil Affairs and the Ministry of Finance in China issued a notice for the implementation of a subsidy program for elderly care services, marking the first nationwide subsidy for elderly care [3] - The World Health Organization issued a warning about the resurgence of the chikungunya virus, which is spreading from the Indian Ocean region to Europe and Asia [5] Group 2 - The Chinese government clarified the tax policies for the Hainan Free Trade Port, establishing a "zero tariff" system to enhance trade liberalization [6] - The Ministry of Commerce announced that a new round of economic talks between China and the U.S. will take place in Sweden, focusing on mutual respect and cooperation [7] - A joint action plan was released by three departments in China to address illegal behaviors in vehicle transportation, aiming to enhance road safety [8] Group 3 - The Ministry of Ecology and Environment emphasized that nuclear safety is crucial for the development of nuclear power, advocating for strict regulation [13] - The National Climate Center forecasted that 3 to 4 typhoons will impact China's coastal areas in late July and August [14] - The Chinese government announced the resumption of tourist visas for Chinese citizens to India after a five-year hiatus [15] Group 4 - A land auction in Suzhou, Jiangsu Province, set a new record for the highest floor price at 65,242 yuan per square meter, surpassing the previous record [18] - A report highlighted that Jiangsu Province dominates the top 10 of the 2025 China County Economic Development rankings, with six counties listed [19] - The Kunming Housing Provident Fund Management Center announced adjustments to the standards for personal housing loan applications, easing criteria for first and second homes [20] Group 5 - The U.S. stock market saw significant gains, with the Dow Jones Industrial Average rising over 500 points, driven by optimism regarding upcoming trade agreements [36][37] - A report indicated that the average interest rate for three-month fixed deposits in China has entered the "0 era," reflecting a downward trend in deposit rates [38] - Regulatory authorities warned consumers about the rise of "professional debtors" scams, urging caution against easy wealth traps [39]