一、身份造假：一场精心编织的 "名师幻象" 三、骗局升级：从签到荐股到招募班长的步步为营 "桂荷发名师" 荐股持续亏损，绝非偶然，而是诈骗链条中的关键环节，背后藏着三重套路： 其一，反向荐股收割佣金。诈骗团伙与非法配资公司、庄股持有者勾结，故意推荐即将暴跌的股票。投资者跟风买入后，庄家顺利出货，团伙则 从中赚取高额佣金。这种 "亏投资者的钱，赚庄家的钱" 的模式，注定了荐股必亏的结局。 其二，概率骗局制造假象。他们同时向数百个群推送不同股票，利用股市概率规律，总有部分群遇到上涨个股。这些 "幸运群" 的盈利截图会被刻 意转发到其他亏损群，营造 "名师偶尔失手" 的错觉，诱导投资者继续跟随。 其三，亏损铺垫转型诈骗。持续亏损后，"名师" 会将责任归咎于 "散户资金量小、缺乏机构通道"，为后续引导投资者转入虚假平台埋下伏笔。这 与智道商学院骗局中 "股市行情差，转投虚拟货币" 的话术如出一辙。 近期活跃于荐股群的 "神州学院证券研究所桂荷发"，实为彻头彻尾的冒牌货。据公开信息核实，真实的桂荷发是经济学博士、江西财经大学科技 金融研究中心主任，曾任该校金融学院副院长，现兼任江西省科技金融促进会副会长，从未与所谓 " ...

Group 1 - The article highlights a scam targeting parents in a middle school in Jiangdu District, Yangzhou City, where a fake class payment group was created to deceive parents into paying school fees [1][5] - A parent, Ms. Liu, was added to a fraudulent QQ group named "Class Fee Group" by someone impersonating her child's math teacher, which raised suspicions [3][5] - The scam involved a request for a payment of 398 yuan, with payment details sent to a person named "xian," leading to confusion among parents until the real teacher alerted them about the scam [5][7] Group 2 - Local police launched an investigation after receiving reports, discovering that the funds were funneled to an account belonging to a suspect named Ma from Guangdong [9] - The suspect, Ma, was found to have committed the scam multiple times, with at least seven successful frauds in Yangzhou and over twenty incidents nationwide [9]

Group 1 - The core viewpoint of the article is the implementation of the national "child-rearing subsidy" policy, which provides an annual subsidy of 3600 yuan for families with children up to three years old, starting from January 1 this year [1] - The policy aims to alleviate the financial burden of child-rearing for families, but it has attracted the attention of fraudsters who are targeting individuals interested in this subsidy [1][4] - The police have identified two main scams related to the subsidy, including impersonating government departments and creating a sense of urgency regarding limited availability [2][7] Group 2 - The first scam involves fraudsters posing as government officials, creating fake documents, and using counterfeit websites to collect personal information, leading to financial loss [4][6] - The second scam involves spreading false information in parent groups, claiming limited slots for the subsidy to induce panic among parents [9][11] - To apply for the subsidy, the public can use both online and offline channels, with an online system integrated with popular payment platforms like Alipay and WeChat, and offline applications requiring specific documents at local administrative offices [13]

Group 1 - The article highlights a new type of scam targeting students after the college entrance examination, where fraudsters impersonate educational authorities to falsely claim that students have been caught cheating and their scores will be recorded as zero [1][2] - The scam involves sending messages that may include links to phishing websites, which can lead to malware infections and the theft of personal information and bank funds [1] - Police advise recipients of such messages to remain calm, verify the information with their school or local education examination authority, and avoid responding to the messages or providing personal information [2] Group 2 - In addition to the "zero score" scam, fraudsters may also claim to have "special channels" for early score checking, offer fake internal admission quotas, or impersonate experts on counterfeit websites to steal personal information and money from students and parents [2] - Authorities emphasize the importance of vigilance among students and parents, advising them not to disclose personal information, click on unknown links, or trust suspicious calls [2][3]

Core Viewpoint - The article emphasizes the increasing targeting of students by fraudsters, highlighting various scams that exploit their lack of experience and awareness [2][6]. Group 1: Types of Scams - Scam One: Middle school students are lured by fraudsters using idol culture and anime themes, enticing them with offers like "free merchandise" and "unlocking hidden content," leading to payments for "entry fees" or "deposits" [3]. - Scam Two: University students are targeted with fake "easy money" job offers for order brushing, where initial small rebates build trust, followed by demands for larger upfront payments under false pretenses, resulting in significant financial losses [4]. - Scam Three: International students face cross-border scams where fraudsters impersonate officials, claiming issues like "money laundering" or "visa irregularities," pressuring students into large transfers while isolating them from outside help [5]. Group 2: Prevention Measures - The article advises students and parents to verify identities and transaction channels, avoid pre-payment, and purchase cultural products only from official platforms [6]. - It stresses the importance of protecting personal information, avoiding suspicious links, and regularly updating passwords [6]. - The article encourages open communication with family and authorities when encountering suspicious situations or threats [6].

Core Viewpoint - The article emphasizes the increasing targeting of students by fraudsters, highlighting three main types of scams that specifically affect middle school students, college students, and international students [2][3]. Group 1: Types of Scams - Scam One: Middle school students are lured by fraudsters using their interest in idol culture and anime, offering "free merchandise" or "unlocking hidden content" to entice them into social media groups, where they are then pressured to pay "entry fees" or "deposits" [4]. - Scam Two: College students are targeted with promises of "easy money" and "daily high pay" through fake part-time jobs that require them to pay upfront for tasks, leading to significant financial losses when refunds are denied [5]. - Scam Three: International students face scams where fraudsters impersonate officials, claiming the students are involved in illegal activities, and demand large transfers to prove their innocence, often isolating them from outside help [6]. Group 2: Prevention Measures - The Beijing Financial Regulatory Bureau advises students and parents to verify identities and transaction channels, refuse to make advance payments, and purchase cultural products only from official platforms [8]. - It is recommended to enhance awareness of fraud prevention, communicate with friends and family when suspicious situations arise, and verify any unexpected offers or communications through official channels [9].