Core Viewpoint - The article highlights the implementation of a personal consumption loan policy with fiscal interest subsidies by SPD Bank's Changsha branch, aimed at boosting consumer spending and supporting economic growth in Hunan province [1] Group 1: Policy Implementation - SPD Bank's Changsha branch successfully issued its first personal consumption loan of 130,000 yuan under the fiscal interest subsidy policy on September 3 [1] - The bank established a special task force to quickly adapt to the new policy, completing system upgrades, process optimizations, and staff training [1] Group 2: Loan Features - The first subsidized loan focuses on household consumption, allowing customers to apply for the "Pu Flash Loan" product while benefiting from a 1% annual fiscal interest subsidy [1] - The loan processing is efficient, with the system automatically identifying eligible consumption behaviors, and the subsidy being directly deducted from interest payments, effectively reducing financing costs for consumers [1] Group 3: Future Plans - SPD Bank's Changsha branch plans to continue aligning with national policy directions, optimizing financial services, and expanding the coverage and beneficiary groups of the subsidy policy [1] - The bank aims to invigorate the consumer market in Hunan and contribute to high-quality economic development by providing financial support [1]

Core Viewpoint - The article highlights the implementation of a personal consumption loan policy by SPD Bank's Changsha branch, aimed at boosting consumer spending and supporting economic growth in response to national directives [1] Group 1: Policy Implementation - SPD Bank's Changsha branch has successfully issued its first personal consumption loan of 130,000 yuan under the new fiscal subsidy policy [1] - The bank established a special task force to quickly adapt its systems, optimize processes, and train personnel to facilitate the new policy [1] - A green approval channel was created to ensure efficient processing of the subsidy loans, allowing the benefits to reach consumers promptly and accurately [1] Group 2: Loan Features - The first subsidized loan focuses on household consumption, allowing customers to apply for the "Pu Flash Loan" product while benefiting from a 1% annual fiscal subsidy [1] - The loan processing is streamlined, with the system automatically identifying eligible consumption behaviors, and the subsidy being directly deducted from interest payments, effectively reducing financing costs for consumers [1] Group 3: Future Plans - SPD Bank's Changsha branch plans to continue aligning with national policy directions, further optimizing financial services, and expanding the coverage and beneficiary groups of the subsidy policy [1] - The bank aims to invigorate the consumer market in Hunan and contribute to high-quality economic development by injecting financial support [1]