Core Viewpoint - The People's Bank of China and the National Financial Regulatory Administration have announced a policy adjustment regarding the minimum down payment ratio for commercial property loans, setting it at no less than 30% [1] Group 1: Policy Changes - The minimum down payment ratio for commercial property loans, including "commercial-residential mixed-use properties," has been adjusted to a minimum of 30% [1] - Provincial branches of the People's Bank of China and local offices of the National Financial Regulatory Administration are authorized to determine the minimum down payment ratio for their respective cities based on local government regulations, following the principle of "differentiated policies" [1]

Core Viewpoint - The People's Bank of China and the National Financial Regulatory Administration have jointly announced an adjustment to the minimum down payment ratio for commercial housing loans, setting it at no less than 30% [1] Group 1 - The minimum down payment ratio for commercial properties, including "commercial-residential mixed-use properties," has been adjusted to a minimum of 30% [1] - Provincial branches of the People's Bank of China and local offices of the National Financial Regulatory Administration will determine the minimum down payment ratio for each city based on local government policies, adhering to the principle of "differentiated measures for different cities" [1]