Core Viewpoint - The article emphasizes the importance of diversified asset allocation in investment strategies, inspired by Ray Dalio's "All Weather Strategy," which suggests that having 10-15 uncorrelated return streams can significantly reduce non-systematic risk while capturing overall market returns [5][6]. Asset Allocation Strategy - The investment strategy involves a total investment of approximately 3 million, with a focus on multi-asset diversification to achieve a cumulative return exceeding 3 million [3]. - The allocation includes 33% in overseas investments, with a mix of active and passive management strategies, such as the Nasdaq 100 Index fund and various actively managed global technology funds [7][11]. - Domestic investments account for 46%, employing various strategies including balanced, growth, small-cap, and micro-cap funds to capture different market opportunities [12][13]. - A 16% allocation is made to dividend indices, focusing on companies with consistent dividend payouts, providing a sense of security in the investment portfolio [14]. - The commodity allocation is 20%, primarily in gold, oil, and soybean meal ETFs, serving as a hedge against market volatility and inflation [15][16]. Risk Management and Investment Philosophy - The investment approach prioritizes stability and risk management, aiming to preserve profits and control drawdowns in a volatile market environment [16]. - The philosophy encourages investors to find a rhythm that suits their risk tolerance, avoiding the temptation to chase quick profits or panic during market downturns [16].