Amy一家在北京用餐（右一为Amy） 本报（chinatimes.net.cn）记者付乐 北京摄影报道 2025年以来，我国跨境贸易、人员往来活跃度显著回升，为跨境支付注入了强劲发展动力。 12月25日，记者走访了全国首个"入境消费友好型商圈"北京蓝色港湾。时值圣诞节点，商圈内不少外籍 消费者穿梭驻足，消费支付环节便捷顺畅。 走访过程中，记者采访了来自厄瓜多尔的Amy（化名）一家，Amy称，自己到中国之前已经下载了微信 支付和支付宝这两个软件。 "今天是我和姐姐刚到中国的第一天，专程和父母一起过圣诞节。我父母已经来中国一个月了，一家人 打算在这里待一年零两个月。"Amy笑着补充道。从餐饮消费到礼品选购，移动支付已成为他们在华日 常消费的主要方式。 除了入境消费端，跨境支付行业的变革正在上演。《华夏时报》记者采访多家跨境支付机构发现，2025 年以来，跨境支付政策红利持续释放，底层基础设施建设不断完善，叠加金融科技的赋能，正共同推动 行业告别以往单一的资金通道模式，朝着场景多元化、服务全链路、布局全球化的方向加速演进。 空中云汇相关负责人对本报记者表示，这本质是行业应对贸易场景多元化、合规要求精细化、服务需求 ...

Group 1 - The central theme of the news is the performance and growth of the financial technology sector, particularly focusing on the financial technology ETF and its underlying index [2][3][4] - The financial technology ETF has seen significant inflows, with a net inflow of 54.87 million yuan over three days, averaging 18.29 million yuan daily [3][4] - The financial technology ETF's one-year net value has increased by 48.55%, ranking it first among comparable funds [4] Group 2 - The top ten weighted stocks in the China Securities Financial Technology Theme Index account for 54.32% of the index, with notable companies including Tonghuashun and Dongfang Caifu [5][7] - The financial technology ETF has a management fee of 0.50% and a custody fee of 0.10%, which are among the lowest in comparable funds [4] - The ETF's tracking error is 0.042%, indicating the highest tracking precision among comparable funds [4]