本次广发银行落地这项便民服务，为内地居民推出"南向汇款"（内地汇往香港），支持用人民币汇出， 对方可收到港币或人民币；为香港居民推出"北向汇款"（香港汇往内地），支持港币或人民币汇出，到 账均为人民币。 近日，广发银行"跨境支付通"正式上线服务。作为广东省首批推广上线该服务的银行，广发银行紧跟粤 港澳大湾区发展步伐，落实跨境金融互联互通政策要求，依托金融科技实力顺利完成系统搭建，为广大 客户带来"一键跨境汇款，资金秒级到账"的全新体验，让内地与香港的资金往来更便捷。 "跨境支付通"是内地与香港快速支付系统直接联通的便民成果，由中国人民银行联合香港金融管理局推 出，通过内地网上支付跨行清算系统与香港"转数快"（FPS）系统直接连接，打通了两地跨境支付的壁 垒。通过这项服务，两地居民无需繁琐手续，就能享受高效、安全的小额跨境转账服务，覆盖日常各类 生活场景。 科技创新赋能跨境支付，金融温度联通民生场景 汇路透明 全程可溯 手机银行APP支持汇款状态全程追踪，支付进度清晰可见，全流程可追溯、可核查，资金流向了然于 心。 广发银行"跨境支付通"办理路径 无论是子女留学缴费、跨境医疗结算，还是出境旅行消费、亲友跨境转账 ...

Core Viewpoint - The Hong Kong Stock Exchange (HKEX) has launched its first self-developed index, the HKEX Technology 100 Index, marking a significant milestone in its history [1] Group 1: Index Overview - The HKEX Technology 100 Index includes the largest 100 mainland technology-related companies listed in Hong Kong, covering six major innovation themes: artificial intelligence, biotechnology and pharmaceuticals, electric vehicles and smart driving, information technology, the internet, and robotics [1] - The index exhibits a characteristic of concentration at the top with a dispersed tail, indicating that while leading companies dominate, there is a broad coverage of other constituents [2] Group 2: Component Analysis - Xiaomi Group-W (1810.HK) holds the highest weight at 12.42%, followed by Alibaba-W (9988.HK) at 11.82%, with Tencent Holdings (0700.HK), Meituan-W (3690.HK), and BYD Company (1211.HK) making up the top five, which collectively account for 51.28% of the index weight [2] - The remaining 48.72% of the weight is distributed among 95 other constituent stocks, reflecting a long-tail distribution pattern [2] Group 3: Investment and Market Implications - The index is designed to enhance investability and liquidity, as all constituent stocks are eligible for southbound trading, providing a standardized tool for mainland investors to participate in the Hong Kong technology sector [3] - An ETF based on the HKEX Technology 100 Index has been authorized for launch in mainland China, expanding the channels for mainland capital to engage with Hong Kong's technology market [3] Group 4: Broader Economic Impact - The HKEX Technology 100 Index and its related ETF products serve as a new vehicle connecting mainland and Hong Kong capital markets, lowering the barriers for individual and institutional investors to access cutting-edge technology companies [4] - This initiative supports the capital market's role in fostering technological innovation and promotes deeper cross-border financial connectivity [4]

Core Insights - UnionPay Data has signed cooperation agreements with several local financial institutions in Sri Lanka, including LB Finance PLC and Dialog Finance PLC, to provide debit and credit card issuance systems and cross-border QR code payment solutions, enhancing payment services and promoting economic and cultural exchanges between China and Sri Lanka [2][3] Group 1: Partnership and Solutions - The collaboration aims to empower local institutions by improving payment service offerings and expanding payment options for residents [2] - UnionPay Data has established partnerships with nearly 50 financial institutions across 17 countries and regions, including markets such as Hong Kong, Macau, Cambodia, Myanmar, Laos, Malaysia, Suriname, and New Zealand [2] - The company provides comprehensive support for card issuance, QR code payments, cross-border remittances, mobile wallets, and 3DS, facilitating quick card issuance, convenient card usage, and secure payments [2] Group 2: Market Expansion and Strategy - In 2023, UnionPay Data has enhanced its card acquiring system product line to support overseas institutions in accepting mainstream payment methods across various scenarios, both online and offline [3] - The company is expanding its market reach to South Asian countries such as the Maldives, Nepal, and Bangladesh, offering customized solutions to meet local financial institutions' digital transformation needs [3] - This partnership with Sri Lankan financial institutions is a significant achievement under UnionPay's "globalization" strategy, aimed at improving the global payment network and promoting cross-border financial connectivity [3]