构建境内外贯通、全生命周期科技金融服务体系，一是率先落地债市科技板全国"首批发行""首批注 册""首单风险分担工具"，2025年，非金融企业发行科创债券规模合计441.5亿元，居全国城市第二。二 是"腾飞贷""科技初创通""科汇通"三大模式获全国推广，助力深圳5100余家初创期成长期科技企业获贷 超160亿元。三是科技创新和技术改造再贷款支持2843家科技企业、122个技术改造项目发放贷款611亿 元，居全国城市第三。 三、打造深圳全域支付示范区，从最初一公里"包教包会"到最后一公里"即买即退"，提振入境消费同比 增长超3成 最初一公里"包教包会"。在深圳机场、深圳湾口岸等5个综合服务中心协助外籍人员完成有关支付操 作，累计服务近3万人次。最后一公里"即买即退"。构建涵盖现金、银行卡、电子钱包等多门类多品种 的便利化退税退付体系，率先推出"退付至境内外电子钱包"等多项全国性首创举措，推动离境退税商品 销售金额同比增长1.99倍。做好十五运会、文博会、高交会等国际性活动支付保障，2025年，便利支付 服务激活深圳入境消费1.89亿笔、264亿元，同比分别增长约3成。超300万港人在深开立银行账户，其 中代理见证 ...

近日，中国人民银行深圳市分行、国家外汇管理局深圳市分局发布2025年度"十件大事"，涵盖货币政策 落实、科技金融创新、跨境金融便利化、支付服务升级等多个关键领域： 一、落实好适度宽松的货币政策，做好金融"五篇大文章"，形成科技、普惠贷款余额2个"2万亿"，绿 色、数字经济贷款余额2个"1万亿"的信贷格局。 全力落实适度宽松的货币政策，快速落地"507"一揽子货币政策措施，释放降准资金614亿元，助力稳增 长、稳市场、稳预期。2025年末，深圳市存款余额超14万亿元，贷款余额近10万亿元，存贷款规模稳居 全国城市第三。科技、绿色、普惠小微、数字经济产业贷款余额分别为2.26万亿元、1.40万亿元、1.97 万亿元、1.35万亿元，贷款增速均高于各项贷款增速。新发放服务消费与养老领域贷款占广东省比重超 六成。 二、落地全国首批债市"科技板"，发行规模超400亿，"腾飞贷""科技初创通""科汇通"三大模式获全国 推广。 构建境内外贯通、全生命周期科技金融服务体系，一是率先落地债市科技板全国"首批发行""首批注 册""首单风险分担工具"，2025年，非金融企业发行科创债券规模合计441.5亿元，居全国城市第二；二 是 ...

北京商报讯（记者 岳品瑜 董晗萱）12月24日，北京商报记者获悉，WeChat港币钱包（WeChat Pay HK）成为首个接入"跨境支付通"的电子钱包。香港居民可以在WeChat支付与服务页面找到"转数快 （FPS）"入口，通过跨境支付通系统向内地个人银行账户或手机号码进行跨境转账。 WeChat Pay HK表示，用户可以通过跨境支付通免手续费向内地个人银行账户或手机号码进行跨境转 账，亦可收到来自内地付款人的款项。每人每日上限1万港元，每年上限20万港元，与其他跨境支付通 机构相同。 "跨境支付通的上线标志着内地与香港在支付基础设施互联互通方面迈出关键一步，也标志着我国跨境 支付体系进入高效、便捷的新阶段。"博通咨询首席分析师王蓬博评价道。这有助于增强两地货币在零 售支付场景中的互认与使用。港元作为国际自由兑换货币之一，在"跨境支付通"机制下与人民币实现无 缝对接，不仅可提升人民币在跨境小额高频交易中的接受度，也为未来人民币与其他外币的互联互通积 累了实践经验。 王蓬博指出，跨境支付通扩容，一方面有助于维护香港金融中心的地位，另一方面，侧面体现出境内外 小额、高频场景下跨境支付需求庞大。 而WeChat ...

2025年是科技引领、转型加速的一年。以"杭州六小龙"为代表的一批前沿科技企业崭露头角，在人工智 能、机器人、游戏开发等领域取得突破性进展；在城市发展方面，"现代化人民城市"建设逐步推进，通 过大数据、云计算等先进技术，实现城市管理的精细化、智能化；"育儿补贴"全面升级，大大缓解了年 轻家庭的压力，为社会人口结构的优化和家庭稳定奠定了坚实基础。 苏超、票根经济等入选2025年度十大新词语 中新社北京12月16日电 (记者 应妮)"2025年度十大新词语"16日发布，依次为：苏超、票根经济、杭州 六小龙、现代化人民城市、育儿补贴、跨境支付通、对等关税、新大众文艺、轻体、拉布布。 中国国家语言资源监测与研究中心发布上述新词语并予以注解： 2025年是蓬勃发展、锐意创新的一年。城市特色体育联赛如雨后春笋般涌现，其中以"苏超"最为瞩目， 它不仅激活了地域文化，还成为城市品牌推广的新引擎；"票根经济"的兴起，不仅让电影票、演出票等 传统票根焕发新生，电子票务凭证也融入AR技术、区块链等高科技元素，进一步激活了链式消费潜 力。 编辑：郭晋嘉 广告等商务合作，请点击这里 本文为转载内容，授权事宜请联系原著作权人 中新经纬版 ...

12月8日，国际货币基金组织上海中心正式开业。此举是上海国际金融中心建设的里程碑，标志着中国 深度参与全球金融治理迈入制度化、常态化的新阶段。 6月18日，在2025陆家嘴论坛开幕式上，中国人民银行行长潘功胜宣布了八项金融开放举措，政策覆盖 金融基础设施、跨境投融资、结构性货币政策创新等领域。这八项政策传递出我国金融治理逻辑深刻转 型的强烈信号，从侧重流量、通道和市场准入的"要素开放"阶段，迈向围绕规则设计、制度保障的"制 度型开放"阶段。 今年以来，金融管理部门出台多项开放措施，推动内地与香港快速支付系统实现互联互通，取消港澳金 融机构入股保险公司总资产规模要求，推出深化跨境投融资外汇管理改革一揽子措施……总的来看，我 国金融业高水平开放稳步拓展，金融体系竞争力持续提升。 拓展金融市场互联互通 今年以来，金融管理部门有序推进金融服务业和金融市场高水平开放，拓展金融市场互联互通，优化沪 深港通、债券通、互换通机制，便利更多投资者投资我国金融市场，提高金融市场国际化水平。 人民币国际影响力进一步增强 近年来，金融管理部门统筹推进人民币清算行布局优化、离岸人民币市场发展、双边本币互换、重点企 业领域地区人民币使用 ...

Core Viewpoint - The collaboration between Shanghai and Hong Kong aims to establish a global financial center that can compete with New York and London, enhancing China's financial security and international influence [1][3]. Summary by Sections Strategic Significance of Shanghai-Hong Kong Collaboration - The collaboration is essential for building a strong international financial center, as neither Hong Kong nor Shanghai can independently challenge the dominance of New York and London [3]. - According to the GFCI38 report, Hong Kong ranks third and Shanghai eighth globally, but both lag significantly behind New York and London in key financial metrics [3]. - As of June 2024, the market capitalization of listed companies in New York is $69.48 trillion, compared to $3.87 trillion in Hong Kong and $6.3 trillion in Shanghai [3]. Importance of Renminbi Internationalization - A robust currency is crucial for becoming a financial powerhouse, and advancing the internationalization of the Renminbi is a key component of this strategy [4]. - By the end of 2024, the Renminbi is projected to be the fourth largest payment currency globally, but its international status does not match China's economic strength [4]. - The Renminbi's "currency international payment coverage rate" is only 0.25, significantly lower than the dollar (1.82), euro (1.51), pound (2.17), and yen (0.97) [4]. Progress in Financial Connectivity - The "Shanghai-Hong Kong Stock Connect" has seen significant upgrades, enhancing capital market connectivity [6]. - By May 2025, net inflows through the Hong Kong Stock Connect exceeded 4.35 trillion HKD, with southbound trading accounting for 22.5% of Hong Kong's market turnover [6]. - The launch of the "Cross-Border Payment Link" in June 2025 has streamlined cross-border payments between Hong Kong and mainland China [7]. Action Plan for Collaborative Development - The "Shanghai-Hong Kong International Financial Center Collaborative Development Action Plan" focuses on four key areas: deepening connectivity, enhancing cross-border financial services, promoting standardization and innovation, and optimizing institutional collaboration [8]. - The collaboration aims to elevate China's voice and influence in the global financial system [8]. Future Opportunities and Challenges - The collaboration faces both opportunities from national strategies and challenges from infrastructure connectivity and regulatory differences [10]. - The experience of London and New York provides valuable insights for Shanghai and Hong Kong's financial collaboration, emphasizing the importance of complementing each other's strengths [10]. Proposed Directions for Advancement - Six key areas for advancement include enhancing financial infrastructure connectivity, promoting offshore and onshore financial integration, developing cross-border finance, advancing green finance, fostering fintech collaboration, and establishing a robust support mechanism [11][12].

Core Viewpoint - CITIC Bank officially launched the "Cross-Border Payment Pass" product on the 24th, enhancing its personal cross-border financial service capabilities by providing real-time cross-border fund transfer services for individual customers [1] Group 1: Product Features - The "Cross-Border Payment Pass" is based on the People's Bank of China's online payment interbank clearing system (IBPS) and connects with overseas rapid payment systems [1] - The product supports two-way rapid remittances between bank accounts in mainland China and Hong Kong, featuring easy operation, quick arrival of funds, and mobile number payment support [1] - Customers can perform outbound transactions via CITIC Bank's mobile banking, with real-time fund crediting, while inbound transactions allow mobile number payments and are available 24/7 [1] Group 2: Compliance and Security - The service is built on a foundation of stringent risk control, implementing strict customer identity verification and information protection measures [1] - Compliance with anti-money laundering regulations and dynamic adjustments to fraud detection strategies are integral to the service [1]

Core Insights - The integration of technology and finance is essential for high-quality development, with a focus on innovation as a core driver of economic growth [1][2] - The Guangdong-Hong Kong-Macao Greater Bay Area (GBA) is emerging as a significant hub for new industries such as artificial intelligence, biomedicine, and high-end equipment, supported by national strategies [1][2] - The "14th Five-Year Plan" emphasizes the importance of technology and innovation, indicating a strategic commitment to achieving technological self-reliance and leadership [1][2] Group 1: Technology and Finance Integration - Technology and finance are interdependent, forming a "double helix" structure that promotes mutual advancement and regional development [2] - Successful global examples, such as Silicon Valley and Wall Street, illustrate the benefits of deep integration between technology and finance [2] - The GBA is leveraging financial resources to enhance technological capabilities, aiming for a synergistic relationship [2] Group 2: Financial Innovations and Achievements - Since the launch of the "technology board" in May, Guangdong has issued 102 technology innovation bonds, exceeding 110 billion yuan by the end of October [2] - Major cities like Guangzhou and Shenzhen are central to venture capital resources, showcasing the GBA's role as an international technology innovation center [2] - Diverse financial instruments, including technology loans and intellectual property pledge financing, are facilitating the transformation of knowledge into capital for tech enterprises [2] Group 3: Cross-Border Financial Development - The acceleration of cross-border financial services in the GBA is providing new momentum for technology finance [3] - Collaborative platforms such as Hengqin, Qianhai, Nansha, and He Tao are establishing a comprehensive and efficient cross-border financial policy framework [3] - Innovative products and mechanisms like "cross-border payment," "bond connect," and "cross-border wealth management" are enhancing global resource connectivity for GBA tech companies [3]

Core Insights - The integration of technology and financial innovation is essential for high-quality development, with a focus on the Guangdong-Hong Kong-Macao Greater Bay Area as a key player in this dynamic [1][2] - The "14th Five-Year Plan" emphasizes the importance of technology and innovation, indicating a strategic push towards achieving technological self-reliance and strength [1][2] - The Greater Bay Area is witnessing significant advancements in technology finance, with various financial instruments and policies supporting the transformation of intellectual assets into capital [2][3] Group 1 - The Greater Bay Area is emerging as a vital hub for new industries such as artificial intelligence, biomedicine, and high-end equipment, benefiting from its unique geographical advantages and national strategic support [1] - The "14th Five-Year Plan" outlines a clear direction for building a technology finance system that aligns with technological innovation, highlighting the government's commitment to fostering this integration [1][2] - The concept of a "double helix" structure illustrates the interdependent relationship between technology and financial innovation, which is crucial for regional development [2] Group 2 - The Greater Bay Area has seen substantial achievements in technology finance, with over 102 technology innovation bonds issued in Guangdong since May, totaling more than 110 billion yuan [2] - Major cities like Guangzhou and Shenzhen are central to gathering venture capital resources, enhancing the area's status as an international technology innovation center [2] - Cross-border financial services are accelerating, with platforms like Hengqin, Qianhai, Nansha, and He Tao creating a comprehensive and efficient cross-border financial policy system [3]

Core Viewpoint - The 20th China Economic Forum emphasizes the intertwined relationship between technology and financial innovation, highlighting the need for the Guangdong-Hong Kong-Macao Greater Bay Area to leverage financial support for technological development [1] Group 1: Financial Innovation in the Greater Bay Area - The Greater Bay Area is accelerating cross-border financial services, injecting new momentum into technology and finance development [1] - A comprehensive and efficient cross-border financial policy system has been established through four major cooperation platforms: Hengqin, Qianhai, Nansha, and He Tao [1] - Innovative products and mechanisms such as "Cross-border Payment Connect," "Swap Connect," "Bond Connect," "Cross-border Wealth Management Connect," and "Dual Q" pilot programs are being implemented to facilitate cross-border capital flow [1] Group 2: Global Comparisons - The forum draws comparisons with global bay areas, noting that San Francisco thrives on the "Venture Capital + Silicon Valley" model, New York benefits from "Wall Street + East Coast Innovation Corridor," and Tokyo excels with "Syndicated Loans + High-end Manufacturing" [1] - The need for the Greater Bay Area to create a "quantum entanglement" state between finance and technology is emphasized, suggesting a strategic approach to enhance its global competitiveness [1]