Core Insights - Wang Ziru and Luo Yonghao, prominent figures in the digital technology sector, are both facing high consumption restrictions due to significant personal debts stemming from failed financing agreements [1] Group 1: Financial Difficulties - Wang Ziru disclosed a personal debt of approximately 100 million yuan, which has resulted in restrictions on high consumption, limiting his travel options to lower-class trains [1] - Luo Yonghao revealed that he is currently involved in over 100 lawsuits and faced a consumption restriction that forced him to cancel a flight and travel by train for 17 hours [1] - Both individuals' financial troubles are largely attributed to poor company performance and liabilities arising from "betting agreements" related to their respective companies [1] Group 2: Legal and Financial Agreements - Luo Yonghao's financial obligations stem from a "repurchase clause" signed during the financing of Smartisan Technology in 2015, which required him to buy back shares if the company did not go public within five years [1] - Wang Ziru's debt of approximately 100 million yuan includes obligations from failed betting agreements, with specific amounts of 36.29 million yuan in enforced payments and over 28.78 million yuan in unfulfilled obligations [1] - Market analysts suggest that the stringent requirements for personal guarantees in domestic financing contribute to the financial burdens faced by entrepreneurs like Wang Ziru and Luo Yonghao, contrasting with more lenient practices in foreign financing [1]