在深耕大蒜产业之外，邳州农商银行还将金融服务延伸至肉鸡养殖、冰糖葫芦等地方特色领域。在新河 镇，该行积极参与"双增收，一起富"行动，为肉鸡产业链的企业、养殖户和共建村提供全方位金融支 持。在"冰糖葫芦第一村"四王村，客户经理驻村走访，精准对接村民需求，配套"乡村振兴贷"等专项产 品。一位冰糖葫芦制作能手在金融支持下购置真空包装机、完成质检认证，年销售额从50万元跃升至 200万元，并带动8位村民实现就业增收。 聚焦服务创新，从"能办理"到"懂需求" 邳州农商银行持续推进网点转型，将传统交易场所升级为综合化、智能化、场景化的金融服务枢纽。通 过完善机具配置、优化岗位设置、提升人员素质，增设多种智能设备，打造集智能服务与专业指导于一 体的精品网点。在业务高峰时段，灵活增设弹性窗口，增派业务引导员协助客户使用自助渠道。此外， 成立"小圆金融服务队"主动为行动不便或有特殊需求的客户提供上门服务，真正将柜台延伸到田间地 头、客户家中。 从"金融输血"到"信用造血"，邳州农商银行通过将金融服务、科技赋能、产业支撑、文化培育有机融 合，探索出一条具有邳州特色的农村信用体系建设之路，持续为乡村振兴注入新动能。今后，邳州农商 ...

Core Insights - Agricultural Bank of China (ABC) is committed to serving the "three rural issues" and supporting rural revitalization through effective financial services that integrate deeply into local specialty industries [2][3] - The rope net industry in Huimin County, Shandong, has an annual output value exceeding 30 billion, significantly contributing to the local economy and holding a core position in both national and global markets [2] - The industry faces challenges such as funding shortages and weak risk resistance among small and micro enterprises, making precise financial support crucial for industrial upgrades [2] Financial Support Initiatives - ABC has innovated financial products like "Rope Net - Quick Business Loan" and "Technology E-Loan," which are based on real business operations and effective order contracts, thus broadening financing channels and lowering entry barriers for enterprises [2] - The bank has provided credit to over 400 individual businesses related to the rope net industry, amounting to nearly 300 million, and has issued loans exceeding 150 million to over 20 technology-based enterprises, with interest rates below the market average [3] Future Outlook - ABC plans to continue enhancing its "Finance + Industry Chain" service model, aiming for more precise credit allocation, flexible service measures, and efficient approval processes to support the upgrade and high-end development of the Huimin rope net industry [3]