在深耕大蒜产业之外，邳州农商银行还将金融服务延伸至肉鸡养殖、冰糖葫芦等地方特色领域。在新河 镇，该行积极参与"双增收，一起富"行动，为肉鸡产业链的企业、养殖户和共建村提供全方位金融支 持。在"冰糖葫芦第一村"四王村，客户经理驻村走访，精准对接村民需求，配套"乡村振兴贷"等专项产 品。一位冰糖葫芦制作能手在金融支持下购置真空包装机、完成质检认证，年销售额从50万元跃升至 200万元，并带动8位村民实现就业增收。 聚焦服务创新，从"能办理"到"懂需求" 邳州农商银行持续推进网点转型，将传统交易场所升级为综合化、智能化、场景化的金融服务枢纽。通 过完善机具配置、优化岗位设置、提升人员素质，增设多种智能设备，打造集智能服务与专业指导于一 体的精品网点。在业务高峰时段，灵活增设弹性窗口，增派业务引导员协助客户使用自助渠道。此外， 成立"小圆金融服务队"主动为行动不便或有特殊需求的客户提供上门服务，真正将柜台延伸到田间地 头、客户家中。 从"金融输血"到"信用造血"，邳州农商银行通过将金融服务、科技赋能、产业支撑、文化培育有机融 合，探索出一条具有邳州特色的农村信用体系建设之路，持续为乡村振兴注入新动能。今后，邳州农商 ...

Group 1: Agricultural Development and Financial Support - A veteran entrepreneur, Miao Jiaxin, has transformed from a soldier to a leader in "antibiotic-free egg" farming, producing 400,000 fresh eggs daily and generating over 80 million yuan in annual sales [1] - The Xuzhou Rural Commercial Bank has provided 14.5 million yuan in credit support to Miao, enabling over 30 local households to join the antibiotic-free farming initiative, each increasing their annual income by over 100,000 yuan [1] - As of August 2025, the agricultural loan balance in Xuzhou reached 461.36 billion yuan, with an increase of 58.15 billion yuan from the beginning of the year, reflecting a year-on-year growth of 11.97% [1] Group 2: Food Security and Infrastructure Financing - The Xuzhou branch of the People's Bank of China emphasizes food security, guiding financial institutions to prepare special credit funds for grain purchases and offering interest rate discounts to grain operators [2] - In the first eight months of 2025, the city issued 8.29 billion yuan in re-loans and discounts, with 3.535 billion yuan allocated for agricultural support [2] - The Agricultural Bank of Xuzhou has increased credit investments in rural infrastructure, providing over 2 billion yuan in loans for rural projects, significantly improving living conditions in rural areas [2] Group 3: Ecological Restoration and Financial Innovation - Xuzhou has supported ecological restoration projects in 19 abandoned mining sites and promoted green low-carbon development in rural areas [3] - The Xuzhou branch of the People's Bank of China has innovated "government + finance" services, enabling local banks to handle over 240 government services and improve access to financial services in rural areas [3] Group 4: Financing Mechanisms and Entrepreneurship - The Xuzhou branch of the People's Bank of China has established a mechanism linking monetary policy tools with entrepreneurship loans, issuing 144.917 million yuan in such loans from January to August 2025 [4] - The bank has collaborated with various departments to provide targeted loans for major agricultural projects, totaling 20.5 million yuan in the same period [4] - The Xuzhou Rural Commercial Bank has issued 35.75 billion yuan in agricultural loans, benefiting nearly 100,000 small and micro enterprises and farmers [4] Group 5: Support for Agricultural Enterprises - Jiangsu Kangsheng Agricultural Development Co., which produces 60 tons of mushrooms daily, has received 30-40 million yuan in loans from Xuzhou Rural Commercial Bank, highlighting the bank's role in supporting local agricultural enterprises [5] - The bank has provided 290 million yuan in comprehensive credit support to Weiwei Food and Beverage Co., a national-level agricultural industrialization leader, facilitating its growth into a large enterprise group [7]