从司法披露的案情来看，刘张君的腐败行为呈现出时间跨度长、覆盖阶段全的显著特征，形 成了"在职滥权敛财、退休余权变现"的完整贪腐链条。 刘张君从1998年开始受贿，一直到2015年退休，前后跨度高达17年。1998年至2015年在职期 间，他利用担任某金融监管单位助理巡视员等职务上的便利，以及本人职权、地位形成的便 利条件，直接或者通过其他国家工作人员职务上的行为，为河南某公司等有关单位和个人在 入股和控股某村镇银行、职务晋升等方面提供帮助，非法收受财物共计1.5亿余元，造成某 村镇银行巨额贷款无法收回。 2015年5月正式退休后，刘张君并未停止贪腐步伐。2015年下半年至2021年，他凭借退休前 积累的职权影响力，继续通过其他国家工作人员的职务行为，为相关单位和个人在融资贷 款、职务晋升等方面谋取不正当利益，再次非法收受财物3700万余元。 针对其严重违纪违法事实，河南省洛阳市人民检察院以受贿罪、利用影响力受贿罪向洛阳市 中级人民法院提起公诉。 近日，最高人民法院、最高人民检察院联合发布依法惩治金融领域职务犯罪典型案例，其中 一则案例深度披露了金融监管领域腐败犯罪的细节，为行业敲响警钟。 在这起受贿、利用影响 ...

Core Viewpoint - The article discusses the recent crackdown on corruption in the financial sector, highlighting six typical cases of financial misconduct, particularly focusing on the case of Liu, who was involved in bribery and abuse of power, which is linked to the inability of depositors to withdraw funds from rural banks in Henan [3][4]. Group 1: Corruption Cases - Liu, a former assistant inspector at a financial regulatory body, was found guilty of accepting bribes totaling over 150 million yuan from 1998 to 2015, which led to significant loan defaults at a rural bank [5]. - After retirement, Liu continued to exploit his former position, receiving over 37 million yuan in bribes from 2015 to 2021 [6]. - The court sentenced Liu to death with a two-year reprieve for bribery and a separate eleven-year prison term for using influence to accept bribes, along with confiscation of all personal property [7]. Group 2: Impact of Financial Misconduct - The case of Liu and the associated rural banks has created a "scar effect" among depositors, leading to a common practice of not depositing more than 500,000 yuan in small banks [9]. - The financial misconduct linked to Liu has prompted a broader investigation into the financial regulatory system in Henan, resulting in multiple officials being investigated for corruption [10]. - The incident has reinforced the commitment to financial reform and risk mitigation, with the reform of small financial institutions being a top priority for the National Financial Regulatory Administration for two consecutive years [10][11]. Group 3: Financial Reform Initiatives - In February 2025, the establishment of Henan Rural Commercial Bank marked a significant reform effort, merging 25 smaller banks and credit cooperatives into a unified entity [11]. - The article emphasizes that financial regulation is crucial for preventing risks and ensuring the safety of public funds, as corruption in the financial sector can undermine market order and national financial security [11].