金融直达基层加速跑

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农发行山东省分行:借“加速跑”东风,助推山东金融高质量发展
Qi Lu Wan Bao· 2025-07-01 09:04
Core Viewpoint - The Shandong branch of Agricultural Development Bank has been recognized for its outstanding financial services and contributions to rural revitalization, particularly through the "Accelerated Run" initiative aimed at enhancing financial support to grassroots levels [1][3]. Group 1: Financial Performance - In 2024, the Agricultural Development Bank's Shandong branch issued loans totaling 1,931 billion yuan, with a loan balance of 7,161 billion yuan, reflecting an increase of 1,020 billion yuan since the beginning of the year, positioning it among the top financial institutions in the province [3]. - As of this year, the branch has issued loans amounting to 1,302 billion yuan, with a loan balance of 7,980 billion yuan, an increase of 819 billion yuan since the start of the year, leading among provincial branches of the bank [3]. - The bank has issued 435 billion yuan in loans for ecological protection in the Yellow River basin, with a loan balance of 3,271 billion yuan, accounting for half of the total credit in the region [3]. Group 2: Project Implementation - The bank actively participates in the "Accelerated Run" initiative, engaging with local governments and businesses to identify needs, communicate policies, and resolve issues, ensuring efficient project execution [4]. - A new "Project Matching Conference" model was introduced, resulting in the signing of 18 projects worth 21.2 billion yuan, with a total of 1,601 projects and financing needs of 769.1 billion yuan identified [4]. - Currently, 593 projects, amounting to 350.1 billion yuan, have entered the loan processing stage, representing 46% of the total financing needs identified [4]. Group 3: Support for Rural Revitalization - The bank has issued 123 billion yuan in loans for grain, cotton, and oil, including 39 billion yuan for summer grain purchases, supporting over 240 grain enterprises and nearly 1,000 purchasing points [5]. - In urban village renovation, the bank has provided 405 billion yuan in special loans this year, accounting for 55% of the province's total, benefiting 120,000 households and supporting the construction of over 200,000 resettlement houses [5]. - The bank has also introduced an "All-Region Service Loan," with 15 billion yuan approved and 2 billion yuan disbursed for comprehensive land remediation [5].
2025好品金融|农行山东分行: 深耕“五篇大文章”,赋能齐鲁高质量发展
Qi Lu Wan Bao· 2025-06-26 00:30
Core Viewpoint - Agricultural Bank of China Shandong Branch is committed to serving rural revitalization and has established multiple demonstration zones to support various regional economic initiatives, achieving significant social impact and recognition in financial assessments [1][2]. Group 1: Rural Revitalization Initiatives - The bank has created several demonstration zones, including Weifang, Linyi, Dongying, Heze, and Yantai, each focusing on different themes such as ecological protection, food security, and marine economy [1][2]. - It has introduced specialized financial products like "Grain Farmer e-loan," "Golden Garlic Loan," and "Pomegranate e-loan" to support agricultural production and rural development [1]. Group 2: Green Finance Development - The bank has implemented a "Green Finance Service System" to promote sustainable development, with green credit balance exceeding 3178 billion yuan, marking a 16.5% increase from the beginning of the year [3]. - The proportion of green loans in total loans has surpassed 25%, reflecting the bank's commitment to environmental sustainability [3]. Group 3: Inclusive Finance - Agricultural Bank of China Shandong Branch has developed a comprehensive digital inclusive finance product system, addressing the financing challenges faced by small and micro enterprises [3]. - As of May, the balance of inclusive loans reached 1837 billion yuan, with an annual increase of 252 billion yuan, serving over 285,000 small and micro clients [3]. Group 4: Elderly Financial Services - The bank has launched the "Agricultural Bank Pension" service brand, offering products like "Pension e-loan" and establishing senior-friendly service points [5]. - It has issued over 23 million social security cards and served more than 12 million elderly clients, with 1.6 billion yuan in loans allocated to the pension industry in the first five months of the year [5]. Group 5: Collaboration with Government and Enterprises - The bank emphasizes cooperation with government and enterprises to enhance financial service delivery, particularly through the "Financial Directly Reaching the Grassroots" initiative [6][9]. - It has successfully streamlined approval processes, significantly improving efficiency and facilitating a loan of 25 million yuan to support a key enterprise [9].
10天2亿!中国银行山东省分行跑出服务基层加速度
Qi Lu Wan Bao· 2025-06-25 12:17
Core Viewpoint - The Shandong branch of the Bank of China successfully implemented a financing case for the Weifang Zhucheng Natural Gas Pipeline Project, recognized as a typical case of the "Financial Directly Reaching the Grassroots" initiative, demonstrating effective financial service delivery to rural areas [1][2]. Group 1: Project Overview - The Weifang Zhucheng Natural Gas Pipeline Project is a significant infrastructure initiative with a total investment of 330 million yuan, benefiting over 62,000 households [4]. - The project aims to enhance clean energy access in rural areas, contributing to the local economy and improving living standards [1][5]. Group 2: Financial Mechanism - The Shandong branch of the Bank of China established a three-tiered efficient coordination mechanism to facilitate financial services, resulting in an average project approval time reduction of over 30% since the initiative's launch in November last year [2][4]. - A breakthrough financing solution was developed based on the future gas charging rights of the enterprise, allowing for a pledge financing model that bypassed traditional collateral requirements [4][5]. Group 3: Implementation and Results - The financing process from application to disbursement was completed in just 10 days, with 200 million yuan allocated to the project [5]. - The project is expected to generate an annual gas supply of over 50 million cubic meters, with projected annual revenue for the enterprise reaching 180 million yuan based on current gas prices [5].
山东16市持续推进“金融直达基层加速跑”
Qi Lu Wan Bao· 2025-04-22 21:09
张如意济南报道 活动现场,省委金融办分管日常工作的副主任、省委金融工委分管日常工作的副书记、省地方金融管理 局局长陈颖在讲话中指出,菏泽市"金融直达基层加速跑"活动要聚焦三个方面持续发力:一要在聚焦重点 扩大规模上持续发力,围绕重点项目、龙头企业、产业集群、房地产领域、科创和中小企业、城投公司 等六个方面,不断拓宽服务领域,提升服务质效。二要在快速审批提升效率上持续发力,抓住货币政策适度 宽松、贷款规模充裕等有利外部条件,突出融资项目纳入、纳入项目审批、授信项目放款三个"提速 度"。三要在拓宽渠道优化结构上持续发力,要充分发挥信贷融资主渠道作用,坚持表内融资与表外融资齐 抓,区分企业发展阶段、行业领域、经营状况等,统筹用好信贷资源、资本市场和保险资金,多渠道满足企 业融资需求,优化企业融资结构。 菏泽市委书记张伦表示,近年来,菏泽市加压奋进,推动经济社会高质量发展取得显著成效,未来将持续围绕 做好金融"五篇大文章",深入实施金融支持突破菏泽、鲁西崛起三年行动,推动一揽子金融政策落地见效, 金融服务实体经济质效稳步提升。希望借助省委金融办搭建的良好平台,与广大金融机构深化合作,共筑 产业升级新高地,共拓乡村振兴 ...