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农行内蒙古分行:金融服务实体产业助力企业提质增效
转自:新华财经 实体经济是区域经济的"根"与"魂"。近年来,农业银行内蒙古分行始终坚守金融服务实体经济的本源初 心,主动对接不同领域企业的发展需求,让金融活水"精准滴灌"实体企业,助力实体经济高质量发展。 截至目前,该行支持实体经济贷款余额3756亿元,增量307.5亿元。 精准助力,促农牧业龙头企业发展 锡林郭勒盟威远畜产品有限责任公司组建于2004年8月,是一家集活羊、活牛收购,肉食品加工、销售 于一体的股份制企业。公司硬件设施完备,藏储库储存量达4500吨,速冻库日速冻能力为120吨,预冷 库排酸容量可容纳1600只羊,拥有年加工108万只羊单位的牛羊屠宰加工生产线,实现全程预冷、精细 分割、规模化冷链生产。凭借过硬的产品质量,公司严格对标国际食品行业质量标准,赢得市场与消费 者的广泛好评。 深耕产业发展多年,公司荣誉加身,2019年获评内蒙古自治区农牧业产业化重点龙头企业,同年9月联 合牧户斩获养殖与生产绿色有机证书;2021年被评为"农牧产业化"内蒙古自治区示范联合体;2025年荣 获第七批"农业产业化国家重点龙头企业"。在自身稳步发展的同时,公司积极践行社会责任,充分发挥 龙头企业辐射带动作用,创 ...
农行内蒙古分行:多点发力护航乡村振兴
转自:新华财经 锡林郭勒盟威远畜产品有限责任公司作为农业产业化国家重点龙头企业,以"龙头企业+合作社+牧 户"模式带动牧民增收,但缺乏传统抵押物导致融资困境。农行锡林郭勒分行创新推出冷冻肉抵押贷 款,投放1000万元信贷资金。"这笔'及时雨'让我们得以扩大生产、升级技术。"公司负责人表示,金融 支持让企业进一步延伸了产业链条。 创新服务模式畅通惠民通道 "让农牧民足不出村享便捷金融服务"是农行内蒙古分行的坚守。该行构建"网点+掌上银行+惠农服务站 +金融村主任+流动党员先锋队"五位一体服务体系,持续提升服务覆盖面与可得性。 针对地域辽阔、交通不便的实际,该行在偏远地区布局惠农服务站,组建流动团队,将贷款发放、金融 知识普及送到田间地头;选聘"村两委"成员、致富带头人担任"金融村主任",发挥桥梁纽带作用;升级 掌上银行"乡村版",推出蒙语版及适老化功能,让农牧民"会用、好用"。 产品创新上,该行推出"粮农e贷""乡旅贷"等专项产品,推广"农担e贷",探索农村土地承包经营权等特 色抵押方式;加大对脱贫旗县、边境旗县及特殊群体的支持,通过"富民贷""固边贷"传递金融温度,推 动服务从单一贷款向综合金融服务转变。 作 ...
广西银税互动惠及中小微企业近五十万户——精准画像提高融资便利度
Jing Ji Ri Bao· 2025-12-06 22:00
Core Insights - The Guangxi region has been enhancing the bank-tax interaction mechanism during the 14th Five-Year Plan period, facilitating the conversion of tax credit into financing credit for enterprises, thereby creating a virtuous cycle of "promoting credit through tax, exchanging credit for loans, and supporting enterprises with loans" [1] Group 1: Bank-Tax Interaction Mechanism - Since 2021, the total amount of bank-tax interaction loans in Guangxi has reached 806.69 billion yuan, benefiting nearly 500,000 small and micro enterprises [1] - The tax authority has included 20 items of information, such as tax credit levels and tax amounts, into the data-sharing scope to create precise profiles for enterprises in credit financing [1] - The optimization of the government-bank-tax data-sharing platform has reduced the credit approval time for enterprises to under 5 minutes [1] Group 2: Support for Small and Micro Enterprises - The establishment of a "data sharing + credit empowerment" mechanism in the China-Malaysia Qinzhou Industrial Park has effectively transformed the tax credit of technology-based small and micro enterprises into financing credit [2] - Guangxi Yunbo Health Technology Co., Ltd. received a 5 million yuan innovation loan through this mechanism to support its production line upgrades and new technology development [2] - Traditional financing methods often take over 3 months to complete, which does not meet the urgent funding needs for continuous R&D in rapidly evolving industries [2] Group 3: Recent Loan Disbursements - In the first ten months of this year, the cumulative amount of bank-tax interaction loans in Guangxi reached 147.17 billion yuan, primarily directed towards the manufacturing, wholesale and retail, and leasing and business service sectors, benefiting 76,000 small and micro enterprises [3] - The collaboration between banks and tax authorities has created a comprehensive credit financing conversion system, making tax credit a "golden key" for enterprise development [3] - The bank-tax interaction not only reduces lending risks for banks but also enhances the precision of credit issuance, promoting a cycle of "honest taxation - convenient financing - growth" that supports high-quality development of the real economy [3]
数说“十四五”成绩单,看金融之笔绘就美好生活新画卷
21世纪经济报道· 2025-12-05 00:29
14 11 1 11 欢迎新进直播间的宝宝,这是 咱们云南传承了1700余年的 非遗彝绣,喜欢的话抓紧时间 下单~ "十四五"时期,我国各地建设非遗工坊 1.29万家,带动相关产业120万余人就业 增收。 如今,在金融活水的助力下 千年彝绣技艺正焕发新光彩 逐步发展成为"把妈妈留在家门口"的 幸福产业、温暖产业 我行推出了金穗"绣娘贷" "绣坊贷""园区贷"一系列 特色金融产品,帮助咱们解 决融资难题。 这下可以"带着娃、 绣着花、养着家"了! 九州银行推山"全曲露练"行动 为嘉堡非 以工以1、1、工体界次 1、4、八分、八分分十 遗传承人和绣娘们制定专属金融服务方案, 助力千年彝绣走出深山,走向新世界,焕发 新光彩。 "十四五"期间 金融活水润泽千行百业、千企万户 一个个平凡的梦想 化作一抹抹动人的色彩 共同绘就一幅美好生活新画卷 翠姨是云南楚雄的一位绣娘 靠着一针一线,她绣出了一家人的美好生活 也绣出了传承非遗的终身事业 这家位于内蒙古的现代化牧场 。 是吴先生苦心经营了多年的心血 如何改善奶牛的生长、产奶环境 从而产出更多"放心奶" 是他一直钻研的课题 在冀中平原的麦田 农户老李正在操作着一架农业无人机 ...
金融活水滋养科创沃土
Ren Min Ri Bao· 2025-11-26 22:21
Group 1 - Postal Savings Bank of China Anhui Branch provided a customized financial solution of 60 million yuan credit and 50 million yuan equity arrangement to Zhuopu Intelligent Equipment Co., alleviating their funding pressure due to high R&D costs and extended payment cycles [1] - The low-altitude economy has become a new growth area for high-quality economic development in Wuhu City, Anhui Province, with Wuhu United Aircraft Technology Co., specializing in UAVs, receiving 200 million yuan in credit from Agricultural Bank of China Anhui Branch to support their drone base project [1][2] - Agricultural Bank of China Anhui Branch has issued 85 million yuan in loans to over 30 small and micro enterprises in the Wuhu Aviation Industrial Park, focusing on personalized financial services to meet the funding needs of businesses [2] Group 2 - Bank of China Anhui Branch established a professional team to assess the financing needs of Anhui Xinghe Power Equipment Technology Co., providing a comprehensive financial service plan that includes 50 million yuan in equity investment and 100 million yuan in credit support for their rocket development project [3] - The "investment-loan linkage" model employed by Bank of China ensures continuous support for key technological breakthroughs while addressing funding bottlenecks in the industrialization process, contributing nearly 160 billion yuan in credit support to 14,000 manufacturing enterprises in Anhui by September 2025 [3]
安徽持续优化服务 降低企业融资成本 金融活水滋养科创沃土
Ren Min Ri Bao· 2025-11-26 22:10
Group 1 - Postal Savings Bank of China Anhui Branch provided a customized financial solution of 60 million yuan credit and 50 million yuan equity arrangement to Zhuopu Intelligent Equipment Co., alleviating their funding pressure due to high R&D costs and extended payment cycles [1] - The low-altitude economy has emerged as a new growth area for high-quality economic development in Wuhu, Anhui Province, with Wuhu United Aircraft Technology Co., focusing on drone development, receiving 200 million yuan in credit from Agricultural Bank of China Anhui Branch to support their project [1][2] - Agricultural Bank of China Anhui Branch has issued loans totaling 85 million yuan to over 30 small and micro enterprises in the Wuhu Aviation Industrial Park, enhancing financial services to meet the needs of the low-altitude economy [2] Group 2 - Bank of China Anhui Branch established a professional team to assess the financing needs of Anhui Xinghe Power Equipment Technology Co., providing a comprehensive financial service plan that includes 50 million yuan in equity investment and 100 million yuan in credit support [3] - The "investment-loan linkage" model employed by Bank of China ensures continuous support for key technological breakthroughs while addressing funding bottlenecks in industrialization, contributing nearly 160 billion yuan in credit support to 14,000 manufacturing enterprises in Anhui by September 2025 [3]
点赞丨农行东莞分行:深耕普惠金融,服务超2万家小微企业
Nan Fang Du Shi Bao· 2025-11-18 08:18
Group 1 - The core viewpoint emphasizes the importance of improving people's livelihoods while promoting high-quality economic development in Guangdong Province, as highlighted in the government work report and the Dongguan Municipal Party Committee meeting [2] - The "Hundred Million Thousand Project" is a key initiative aimed at integrating economic production, people's livelihoods, and ecological sustainability, marking a significant milestone in its three-year implementation [2] - The launch of the 7th Southern Metropolis Daily "Dongguan Citizen Praise List" aims to collect outstanding cases that demonstrate the project's effectiveness in enhancing economic production and people's well-being [2] Group 2 - Agricultural Bank of China Dongguan Branch has focused on inclusive finance, achieving rapid growth in inclusive loans and a steady decline in financing costs, serving over 20,000 small and micro enterprises with an inclusive loan balance exceeding 36 billion yuan by September 2025 [2][3] - The bank has introduced the "Inclusive e-Station" platform, leveraging technology to provide a one-stop online financial service for small and micro enterprises, enhancing the convenience of credit services [3] - The bank's innovative financial products, such as "Technology e-loan" and "Specialized and New 'Little Giant' Loan," are designed to support technology enterprises facing financing challenges [5] Group 3 - The bank employs a "one project, one plan" service model to provide tailored financial support to various industry clusters, enhancing the quality of inclusive finance [7][8] - The commitment to continuously optimize the inclusive financial service system aims to empower small and micro enterprises and support the sustainable development of the real economy [10]
绘就金融“五篇大文章”新图景
Jin Rong Shi Bao· 2025-11-13 03:38
Core Viewpoint - The People's Bank of China (PBOC) in Zhanjiang is actively implementing financial strategies to support key sectors such as technology, green finance, inclusive finance, elderly care, and digital finance, contributing to the high-quality economic development of Zhanjiang. Group 1: Financial Support for Key Sectors - The PBOC in Zhanjiang has introduced a comprehensive action plan to enhance financial support for technology, green, inclusive, elderly care, and digital sectors, deploying 30 specific measures [1] - The loan balance for the financial "five articles" reached 206.166 billion yuan, with a year-on-year growth of 28.7%, leading the province [1] Group 2: Technology Finance Empowerment - The PBOC has established a multi-level technology finance service system, directing credit resources towards innovation, with a total of 480 million yuan allocated to support loans for technology enterprises since 2025 [2] - The balance of technology loans in Zhanjiang reached 75.3 billion yuan, growing by 34.6% year-on-year, ranking first in the province [2] Group 3: Green Finance Initiatives - The PBOC has launched financing actions focused on green projects, with the green loan balance reaching 64.859 billion yuan, a year-on-year increase of 34.6%, ranking second in the province [3] - Innovative financial products have been developed to support the low-carbon transition in traditional high-carbon industries, providing over 300 million yuan in financing [3] Group 4: Inclusive Finance Development - The PBOC is enhancing inclusive finance mechanisms to support small and micro enterprises, with the inclusive loan balance reaching 67.939 billion yuan, a year-on-year increase of 15.7% [4] - The number of credit villages in Zhanjiang reached 1,684, covering 100% of administrative villages with a total credit amount of 38.309 billion yuan [4] Group 5: Elderly Care Financial Services - The PBOC is exploring a "finance + elderly care" service model, promoting health and insurance solutions for the elderly, including the establishment of a home care experience center [5] Group 6: Digital Finance Innovations - The PBOC is leveraging digital technologies to enhance financial services, with 12.12 billion yuan in loans issued through a credit information sharing platform for small and micro enterprises [6] - The digital RMB personal wallets reached 1.6255 million, with 230,000 merchants and a total transfer amount of 3.62 billion yuan [7] Future Directions - The PBOC in Zhanjiang will continue to implement the financial "five articles" strategy, focusing on the development of Zhanjiang as a provincial sub-center city and a key area for modern coastal economic development [7]
广东湛江:绘就金融“五篇大文章”新图景
Jin Rong Shi Bao· 2025-11-13 03:15
Core Insights - The People's Bank of China (PBOC) in Zhanjiang has implemented financial policies to support key sectors such as technology, green finance, inclusive finance, elderly care, and digital finance, contributing to high-quality economic development in the region [1][2][3][4][5][6][7] Group 1: Financial Support for Key Sectors - The PBOC has introduced a comprehensive action plan and guidelines to enhance financial support for Zhanjiang's economic development, resulting in a loan balance of 206.17 billion yuan, a year-on-year increase of 28.7%, the highest growth rate in the province [1] - As of August 2025, the technology loan balance in Zhanjiang reached 75.3 billion yuan, with a year-on-year growth of 34.6%, leading the province [2] - Green loans in Zhanjiang amounted to 64.86 billion yuan by June 2025, reflecting a year-on-year increase of 34.6%, ranking second in the province [3] - Inclusive finance loans reached 67.94 billion yuan by June 2025, with a year-on-year growth of 15.7%, and the number of credit villages reached 1,684, covering 100% of administrative villages [4] Group 2: Innovative Financial Products and Services - The PBOC has developed various financial products to support technology innovation, including 4.8 million yuan in re-loans for small and micro enterprises and 25.5 billion yuan in intellectual property pledge financing [2][3] - New financial products such as "Micro Quick Loan" and "Digital Transformation Loan" have been introduced to enhance financing convenience for small businesses [4][6] - The PBOC has also promoted a "Financial + Elderly Care" service model, integrating insurance and health services to support the aging population [5] Group 3: Digital Finance Development - The PBOC has leveraged digital technology to enhance financial services, issuing loans totaling 1.212 billion yuan through a credit information sharing platform for small and micro enterprises [6] - By mid-2025, Zhanjiang had opened 1.6255 million digital RMB personal wallets, with 230,000 merchants accepting digital currency, facilitating 5.5883 million transactions worth 3.62 billion yuan [7]
农行安徽分行为低空经济企业注入逾20亿元金融“燃料”
Core Viewpoint - The low-altitude economy in Anhui Province, particularly in Wuhu City, is experiencing rapid growth, with the industry value projected to reach 46.38 billion yuan in 2024, reflecting a year-on-year increase of 15.6% [1] Group 1: Low-altitude Economy Development - Anhui Province is one of the first pilot provinces for comprehensive low-altitude airspace management reform, enhancing top-level design and support policies [1] - Wuhu City is positioning itself as a new hub for the low-altitude economy, contributing to high-quality economic development [1] Group 2: Financial Support and Services - Agricultural Bank of China (ABC) Anhui Branch has provided significant financial support, offering 2.09 billion yuan in credit to 55 clients in the low-altitude economy sector [1][2] - The bank has facilitated the construction of a drone base by providing a credit line of 200 million yuan for Wuhu United Aircraft Technology Co., Ltd. [1][2] - ABC Anhui Branch has issued various loans totaling 850 million yuan to over 30 small and micro enterprises in the Wuhu Aviation Industrial Park, enhancing financial vitality in the low-altitude economy [2] Group 3: Future Plans - ABC Anhui Branch plans to deploy professional financial service teams to provide tailored financial solutions and optimize credit policies for enterprises in the Wuhu Aviation Industrial Park [3]