Group 1 - The audit report reveals that several financial institutions have engaged in irregular practices in the disposal of non-performing assets, with a total of over 50 billion yuan being concealed through various means [1][2] - The audit focused on two policy banks and three local small and medium-sized banks, which were found to have issues not only with non-performing assets but also in areas such as real estate financing and account supervision [1][2] - A total of 209.68 billion yuan in loans was improperly issued to real estate projects lacking complete documentation, while 247.43 billion yuan in public fundraising risks were identified [2][3] Group 2 - The report indicates that while financial risks are being effectively mitigated, there are still weak links, particularly in the issuance of loans to real estate projects without proper risk assessment [2][3] - Three major issues were highlighted: inaccurate reporting of data related to national strategy and the real economy, concealment of non-performing asset disposal, and significant irregularities in lending practices [3] - Specific cases include the failure of certain banks to classify 193.8 billion yuan in loans as non-performing despite borrowers being unable to repay, and the extension of repayment terms by local banks to hide 318 billion yuan in non-performing loans [3]