12月23日，农业银行（601288）滨州分行为当地某门窗加工小微企业发放流动资金贷款49万元，该笔业 务由滨州市融资担保集团提供担保、山东鲁财再担保公司提供再担保分险，是全国省级层面落地的首 笔"政担e贷"业务，也标志着国家融资担保基金与农业银行联合打造的"总对总"专项产品在山东正式落 地。 2025年以来，山东投融资担保集团与农业银行山东省分行全面深化合作，双方依托联合运营机制，秉持 紧密协同、高效联动的理念，共同按下合作发展"加速键"。通过干部双向挂职、业务流程优化、党建业 务融合、试点系统直连等一系列扎实举措，持续激活银担合作动能，推动合作业务规模实现跨越式增 长，较去年同期增长127%。 下一步，双方将继续深化多领域合作，充分发挥各自资源与专业优势，持续优化金融服务，以资源整合 与创新协同为抓手，为全省小微、"三农"等市场主体提供更加精准、高效的金融支持。 "政担e贷"是国家融资担保基金与农业银行总行联合推出的银担批量合作专项产品，依托"银行主动授 信、政府性担保体系多级分险增信"的总对总合作模式，业务全流程线上操作，极大提升了办理效率， 有效降低了业务风险。该产品在省内快速落地，得益于山东投融资担 ...

为深化银担战略协作纽带，凝聚服务"三农"发展的磅礴力量，近日，江南农村商业银行与江苏省农业融 资担保有限责任公司（下称"江苏农担"）联合举办篮球友谊赛。双方以篮球为桥梁，在竞技中传递友 谊，在协作中夯实共识，为银担协同助力乡村振兴书写生动注脚。 篮球赛场的协作共赢，正是银担合作的生动写照。此次友谊赛不仅拉近了双方距离，而且凝聚了干事创 业的精气神。未来，江南农村商业银行将把赛场上"不服输、不放弃"的拼搏精神，转化为优化"三农"金 融服务的实际行动；把团队协作的凝聚力，转化为银担协同推进乡村振兴的强大动力。 比赛当日，场馆内氛围热烈如火。随着裁判一声哨响，双方球员迅速进入状态：江南农村商业银行队员 攻势迅猛，凭借默契配合连续发起快攻，精准投篮频频得分；江苏农担队员防守稳健，紧密卡位、积极 抢断，用顽强拼劲一次次化解危机。赛场上，球员们奔跑的身影、精准的传球、有力的扣篮，构成一道 道活力四射的风景线；赛场边，双方职工组成的助威团呐喊声、欢呼声此起彼伏，每一次精彩攻防都引 来全场喝彩。 下一步，江南农村商业银行将与江苏农担常州公司紧密对接，共同谋划2026年业务"开门红"，持续深化 银担合作机制，在服务农业经营主体 ...

Group 1 - Shanghai Chengxiang Metal Products Co., Ltd. received a 2 million yuan entrepreneurial guarantee loan from Agricultural Bank of China, alleviating its financial pressure during business expansion [2] - The entrepreneurial guarantee loan is supported by the Shanghai Financing Guarantee Center, which provides policy guarantees and waives guarantee fees, allowing companies to enjoy fiscal interest subsidies after normal repayment [2] - A small enterprise focused on rare disease drug research benefited from the entrepreneurial guarantee loan since 2020, evolving into a high-tech enterprise in Shanghai [2] Group 2 - Shanghai certain laser technology company faced exchange rate risks due to importing precision components from Germany and received a tailored foreign exchange risk hedging solution from Industrial and Commercial Bank of China [3] - The solution allowed the company to lock in a six-month forward exchange rate without any guarantee deposit, saving nearly 300,000 yuan in costs [3] - Bank of China Shanghai Branch launched a "trade finance special batch loan" to meet the seasonal liquidity needs of an import-export company, providing a comprehensive financial service solution [3] Group 3 - A clothing manufacturing small enterprise utilized the "Smart Loan e-loan" product, which allows for a fully digital application process, significantly reducing financing anxiety [4] - The product employs a collaborative model of "digital + finance + guarantee," enabling intelligent credit assessment and self-service withdrawals [4] - The maximum online revolving guarantee limit can reach 5 million yuan, ensuring efficient use of the guarantee fund pool and establishing a comprehensive risk monitoring system [4] Group 4 - Shanghai Pudong Development Bank launched the "Science Guarantee Loan" online batch guarantee service for technology small enterprises, providing a fully online process for credit guarantee loans [5] - The service enabled a technology service company to secure a 2 million yuan loan on the same day through online application and signing, addressing financing challenges and reducing costs [5]