【 导读 】厦门银行副行长张秋发任职资格获批，曾任兴业银行总行福建管理部副总裁 中国基金报记者 马嘉昕 8 月 1 日， 厦门银行 发布公告称，近日收到《国家金融监督管理总局厦门监管局关于张秋 发厦门银行副行长任职资格的批复》，核准张秋发担任该行副行长。 资料显示，厦门银行成立于 1996 年 11 月，总部位于福建省厦门市，于 2020 年 10 月在 上海证券交易所主板上市，是大陆首家具有台资背景的城商行，也是福建省首家上市城商 行。 近年来，厦门银行业绩面临较大的压力。财报显示， 2024 年该行实现营业收入 57.59 亿 元，较上年同期增长 2.79% ；归属于母公司股东的净利润为 25.94 亿元，同比下降 2.61%。 整体呈现出 " 增收不增利 " 的情况。 2024 年，厦门银行也是 A 股 42 家银行中唯一一家贷款规模同比下滑的银行，贷款和垫款 总额由 2023 年的 2097 亿元减少至 2054.6 亿元，减少 42.4 亿元。 再添一名 "70 后 " 副行长 今年 5 月 12 日，厦门银行曾发布公告称，经该行董事会审议，同意聘任张秋发为该行副行 长。时隔约两个半月后，张秋发任职 ...

Core Viewpoint - Xiamen Bank has approved the appointment of Zhang Qiufa as the vice president, who has extensive experience in retail banking from his previous role at Industrial Bank [1][2]. Group 1: Appointment of Zhang Qiufa - Zhang Qiufa, born in November 1976, has been approved to serve as the vice president of Xiamen Bank after the board's decision in May [2][3]. - He has a strong background in retail banking, having held various senior positions at Industrial Bank, including vice president of the Fujian Management Department [2][3]. Group 2: Financial Performance - Xiamen Bank reported a revenue of 5.759 billion yuan for 2024, a year-on-year increase of 2.79%, while net profit attributable to shareholders decreased by 2.61% to 2.594 billion yuan [4]. - The bank experienced a decline in loan volume, with total loans and advances dropping from 209.7 billion yuan in 2023 to 205.46 billion yuan in 2024, a decrease of 4.24 billion yuan [4]. - In the first quarter of 2024, the bank's revenue fell to 1.214 billion yuan, down 18.42% year-on-year, and net profit decreased by 14.21% to 645 million yuan [4]. Group 3: Regulatory Issues - Xiamen Bank faced regulatory penalties in 2024, including a fine of 400,000 yuan for improper sales of financial products and a warning issued to a branch manager [4]. - The bank's corporate banking app was also reported for illegal collection and use of personal information [4]. Group 4: Market Performance - As of August 1, 2024, Xiamen Bank's stock price was 6.86 yuan per share, with a total market capitalization of 18.1 billion yuan [5]. - The stock showed a slight increase of 0.15% on that day [6].