原标题：东莞银行业绩承压A股候场17年无果 两年被罚1332万董监高涨薪225万 长江商报消息 ●长江商报记者 徐佳 冲刺A股17年未果，东莞银行股份有限公司（以下简称"东莞银行"）正面临合规治理与业绩下滑的双重 挑战。 近日，中国人民银行广东省分行对东莞银行作出行政处罚决定。因违反金融统计、支付结算等相关规 定，东莞银行被警告并罚没387.04万元。 据长江商报记者不完全统计，2024年以来，东莞银行总行及分支机构合计被罚1332万元，其中百万级罚 单就有四张。 东莞银行的经营层面同样压力显现。2025年前三季度，东莞银行实现营业收入69.17亿元，同比减少约 9.4%；归属于母公司股东的净利润（以下简称"归母净利润"）25.46亿元，同比减少20.7%。继2024年之 后，东莞银行再次出现营收、归母净利润双降。 截至2025年9月末，东莞银行核心一级资本充足率已由2024年末的9.31%降至9.13%，资本补充需求迫 切。 值得关注的是，业绩下行期间，2024年，东莞银行的董监高薪酬总额2515万元，同比增加225万元，增 长9.8%。 在IPO进程屡因财务资料过期而中止、内控漏洞频现的背景下，如何完善治 ...

Core Viewpoint - Xiamen Bank has appointed Zhang Qiufa as the new vice president, with his qualifications recently approved by the regulatory authority, indicating a strategic move to enhance leadership in retail banking [2][4]. Group 1: Appointment of Zhang Qiufa - Zhang Qiufa, born in November 1976, has extensive experience in retail banking, having held various senior positions at Industrial Bank [5]. - His appointment was approved after a board decision on May 12, 2023, and the approval from the regulatory authority came approximately two and a half months later [4][6]. Group 2: Financial Performance - Xiamen Bank reported a revenue of 5.759 billion yuan for 2024, a year-on-year increase of 2.79%, but the net profit attributable to shareholders decreased by 2.61% to 2.594 billion yuan, indicating a situation of "increased revenue but decreased profit" [7][8]. - In the first quarter of 2024, the bank's revenue fell by 18.42% to 1.214 billion yuan, and net profit dropped by 14.21% to 645 million yuan [8]. - Xiamen Bank is the only bank among 42 A-share banks to experience a year-on-year decline in loan volume, with total loans and advances decreasing from 209.7 billion yuan in 2023 to 205.46 billion yuan in 2024 [8]. Group 3: Regulatory Issues - The bank faced regulatory penalties in 2024, including a fine of 400,000 yuan for improper sales of financial products and a notification regarding illegal collection of personal information by its corporate banking app [8].

Core Viewpoint - Xiamen Bank has approved the appointment of Zhang Qiufa as the vice president, who has extensive experience in retail banking from his previous role at Industrial Bank [1][2]. Group 1: Appointment of Zhang Qiufa - Zhang Qiufa, born in November 1976, has been approved to serve as the vice president of Xiamen Bank after the board's decision in May [2][3]. - He has a strong background in retail banking, having held various senior positions at Industrial Bank, including vice president of the Fujian Management Department [2][3]. Group 2: Financial Performance - Xiamen Bank reported a revenue of 5.759 billion yuan for 2024, a year-on-year increase of 2.79%, while net profit attributable to shareholders decreased by 2.61% to 2.594 billion yuan [4]. - The bank experienced a decline in loan volume, with total loans and advances dropping from 209.7 billion yuan in 2023 to 205.46 billion yuan in 2024, a decrease of 4.24 billion yuan [4]. - In the first quarter of 2024, the bank's revenue fell to 1.214 billion yuan, down 18.42% year-on-year, and net profit decreased by 14.21% to 645 million yuan [4]. Group 3: Regulatory Issues - Xiamen Bank faced regulatory penalties in 2024, including a fine of 400,000 yuan for improper sales of financial products and a warning issued to a branch manager [4]. - The bank's corporate banking app was also reported for illegal collection and use of personal information [4]. Group 4: Market Performance - As of August 1, 2024, Xiamen Bank's stock price was 6.86 yuan per share, with a total market capitalization of 18.1 billion yuan [5]. - The stock showed a slight increase of 0.15% on that day [6].