这是今年以来机构踊跃调研上市银行的一个缩影。东方财富Choice数据显示，今年上半年，19家A股上 市银行累计接待超千家机构调研，创下近年来新高。 "我们上半年已经接待了两轮调研，主要是券商和保险资管，今年股价涨得比较好，前几年银行股基本 没什么机构关注，今年热度明显不一样。"某上市城商行投资者关系负责人对智通财经记者说。 41只银行股年内收涨 在这场调研盛宴中，区域银行成为机构投资者的主要目标。长三角地区的银行尤其受到青睐，宁波银 行、常熟银行和杭州银行三家的调研机构数量和调研总次数均位居前列。 国际资本也积极参与这场调研热潮。例如，5月21日，国际对冲巨头Millennium（千禧年资本）的两位 分析师对宁波银行展开调研；5月12日，杭州银行也接受了拉扎德资产管理有限公司等12家外资机构调 研。 苏商银行特约研究员薛洪言对智通财经记者说，近期机构高频密集调研上市银行，既释放出市场对银行 股投资关注度显著升温的信号，也可视作市场在经济弱复苏背景下对银行板块价值重估的深度博弈信 号。 智通财经记者 | 曾令俊 7月3日下午，青岛农商行召开了一场投资者关系活动，此次活动类别为分析师会议，参与单位包括招商 证券及 ...

Core Viewpoint - The peak dividend distribution period for A-share listed banks has arrived, with a total dividend of 427.38 billion yuan already distributed, accounting for nearly 70% of the total cash dividends for A-share listed banks in 2024 [1][3] Dividend Distribution Situation - As of June 27, 16 A-share listed banks have yet to fully implement their 2024 profit distribution plans, but all have passed shareholder meetings for approval. Everbright Bank announced its profit distribution plan on the same date [2] Market Reaction and Analysis - Analysts indicate that the dividend policies of listed banks reflect their profitability and commitment to shareholder returns. The ongoing dividend peak is increasing investor interest in bank stocks. Stable dividend policies are crucial for attracting long-term investors in the current economic environment. As more banks complete their profit distribution plans, the total dividend amount for A-share listed banks is expected to rise further. The market anticipates that with economic recovery and improved bank profitability, dividend policies will remain stable, providing continuous returns to shareholders [3] Specific Bank Dividend Details - Hu'nong Commercial Bank: Cash dividend of 0.30 yuan per share distributed on June 27 - Yu'nong Commercial Bank: Cash dividend of 0.35 yuan per share distributed on June 27 - Zhe'shan Bank: Cash dividend of 0.20 yuan per share distributed on June 27 [4]

Core Viewpoint - The peak period for cash dividend distribution among listed banks has arrived, with a significant increase in total cash dividends for 2024 compared to the previous year [1][2][3]. Summary by Sections Cash Dividend Distribution - As of June 27, 2024, 26 banks have implemented their cash dividend distribution plans, totaling 427.38 billion yuan [2][4]. - The total cash dividends for A-share listed banks are projected to reach 631.96 billion yuan in 2024, an increase of nearly 20 billion yuan from the previous year, representing a growth rate of 3.03% [3]. Dividend Increase - Nearly half of the A-share listed banks have advanced their dividend actions, with 14 banks completing both mid-term and year-end dividends by June 27 [4]. - A total of 39 out of 42 listed banks are expected to increase their cash dividends in 2024, with an overall increase of 18.6 billion yuan [5]. Major Contributors - The six major state-owned banks are the primary contributors to the dividend payouts, with total dividends exceeding 420 billion yuan [5]. - Industrial and Commercial Bank of China and China Construction Bank each have cash dividends exceeding 100 billion yuan, at 109.77 billion yuan and 100.75 billion yuan respectively [5][6]. Dividend Ratios - 14 banks have a cash dividend ratio exceeding 30% for 2024, with a slight decrease in the number of banks compared to 2023 [10]. - Notably, Ningbo Bank's cash dividend ratio increased by 6.3 percentage points to 21.91%, while Hu'nong Commercial Bank's ratio rose from 30.10% to 33.91% [10]. Mid-term Dividends - 23 A-share listed banks have implemented mid-term dividend plans, distributing a total of 257.71 billion yuan [8]. - Some banks, like Hu'nong Commercial Bank, have already proposed mid-term dividend plans for 2025 [9]. Challenges - Despite the increase in dividend frequency and ratios, the banking industry faces challenges such as narrowing interest margins and slowing revenue growth [12].