作者 | 刘银平 编辑 | 付影 来源 | 独角金融 管理资产规模超过1700亿元的泉州银行，董事长、行长迎来迭代。 7月份，泉州银行原董事长林阳发到龄退休后，原行长江文鹏被提名为新任董事长，10月其任职资格获 核准。行长一职空缺两个月后，泉州银行近日迎来新任行长，由华夏银行（600015.SH）福州分行副行 长李明钦出任。 新任行长李明钦、前任及现任董事长的履历有着相似之处：都有国有银行、股份制银行的管理经验，且 深耕福建本地金融体系。这种兼具"大行视野"与"本土深耕"的复合背景，为泉州银行在复杂市场环境中 稳舵前行、创新发展提供了宝贵经验与战略定力。 在完成董事长、行长"双核"更换后，泉州银行却面临一场"压力测试"——在连续四年利润稳健增长后， 今年前三季度营收与利润出现"双降"，利息净收入与投资收益同步收缩，资产质量压力隐现。 1 图源：罐头图库 担任行长2年后，2025年7月，随着林阳发到龄退休，江文鹏被提名为泉州银行董事长人选，10月其任职 资格获监管核准，不再担任行长一职。江文鹏2024年的薪酬为139.28万元，在所有董监高中位居首位。 董事长、行长先后更迭， 新行长李明钦来自华夏银行 泉州银行 ...

Core Viewpoint - Recent management changes at Minsheng Bank include the appointment of Li Wenshi as vice president and the retirement of Shi Jie due to age [1][2][9] Group 1: Management Changes - Li Wenshi, born in 1977, has been appointed as vice president of Minsheng Bank, pending regulatory approval [1][2] - Shi Jie has retired from his position as vice president due to age, effective July 23, 2025 [7][9] - The current executive structure consists of one president and five vice presidents, with a notable presence of "post-70s" executives [1][9] Group 2: Li Wenshi's Background - Li Wenshi joined Minsheng Bank in 2004 and has held various positions, including branch manager and department head [7] - He has received multiple accolades, including being named a "contributor to Minsheng development" and a "financial service expert" [7] - His educational background includes a law degree from Shanxi University and an MBA from Tsinghua University [5] Group 3: Shi Jie's Contributions - Shi Jie, born in 1965, has served in various roles within Minsheng Bank since 2016 and has been recognized for his dedication and contributions [8][9] - His tenure included significant involvement in optimizing business structure and enhancing risk management capabilities [9] Group 4: Shareholding Changes - Lin Li has been approved as a director of Minsheng Bank, with his company, Liyue Group, increasing its shareholding to nearly 5% [10][11] - Liyue Group's shareholding has risen to 4.945%, just below the 5% threshold for mandatory disclosure [11] Group 5: Asset Management Strategy - Minsheng Bank has been actively working to resolve historical non-performing assets, with a focus on cash recovery strategies [14][15] - The bank reported a total asset of 7.78 trillion yuan, with a non-performing loan ratio of 1.46% and a provision coverage ratio of 144.27% [15]