Core Viewpoint - Qilu Bank's stock price valuation has been significantly adjusted due to market trading factors since the third quarter of 2025, indicating a potential undervaluation of its long-term growth value [1] Group 1: Market Impact and Valuation - The stock price of Qilu Bank has been influenced by market trading factors, leading to a sufficient adjustment in its valuation [1] - The management team has recently completed a new round of stock buybacks, reinforcing the belief that the bank's long-term growth value is underestimated by the market [1] Group 2: Future Projections - Qilu Bank is set to enter a new three-year planning cycle in 2026, which may provide further growth opportunities [1] - Profit growth projections suggest that the dividend yield for 2025 and 2026 will be 4.65% and 5.20%, respectively, aligning with the needs of long-term investment funds [1] Group 3: Investment Recommendation - The bank is recommended as a long-term investment, maintaining a "buy" rating [1]