Core Viewpoint - Multiple banks are initiating the cleanup of long-dormant accounts, which include both personal and corporate accounts, to mitigate risks associated with fraud and money laundering [1][3]. Group 1: Bank Actions - Several banks, including Industrial Bank and Bank of China, have announced measures to restrict transactions on accounts identified as long-dormant starting from October 15 [2]. - Industrial Bank has adjusted its criteria for identifying long-dormant accounts, changing the balance threshold from 100 yuan to 10 yuan and extending the inactivity period from 180 days to 365 days [2]. - Other local banks, such as Fengtai Rural Commercial Bank and Huludao Bank, have also issued warnings regarding the cleanup of long-dormant accounts [2]. Group 2: Reasons for Cleanup - The cleanup of long-dormant accounts is driven by regulatory requirements and aims to prevent risks related to telecom fraud and money laundering [3]. - Long-dormant accounts, often referred to as "sleeping accounts," can lead to wasted financial resources and expose consumers to increased risks of fraud [3]. Group 3: Consumer Recommendations - Industry experts recommend that consumers regularly monitor and manage their bank accounts, including closing any accounts that are no longer in use [4]. - Consumers are advised to use services like the "one-click card check" feature in the Cloud Flash Payment app to track their bank accounts [4]. - If an account is identified as long-dormant but still needed, consumers should conduct at least one transaction before the bank's restrictions take effect to avoid complications [4]. Group 4: Account Recovery Process - If a bank account is frozen due to being classified as long-dormant, account holders can visit bank branches with their identification and bank card to reactivate their accounts [5]. - Banks emphasize that they will not request sensitive information such as passwords or verification codes through phone calls or messages during the cleanup process [5].

近日，民生银行济宁任城支行组织工作人员走进当地某篮球馆，开展了一场别开生面的防范电信网络诈 骗宣传活动。此次活动是该行积极履行社会责任、提升公众金融安全意识的重要举措，受到了现场运动 爱好者和场馆工作人员的热烈欢迎。 活动当天，支行工作人员利用篮球馆人流量大的特点，在场地周边设立了宣传咨询台，通过发放宣传折 页、现场讲解、互动问答等方式，向广大篮球爱好者普及防范电信网络诈骗知识。工作人员用通俗易懂 的语言，结合近期发生的真实案例，详细讲解了冒充公检法、虚假投资理财、网络刷单、假冒客服等常 见诈骗手法，并传授了识别和防范诈骗的技巧。 "没想到打个篮球还能学到防诈骗知识，真是太实用了！"正在场馆内打球的张先生表示，"银行工作人 员讲解的案例都很贴近生活，让我对诈骗手段有了更清醒的认识，以后遇到类似情况就知道怎么应对 了。" 活动现场，工作人员还特别提醒大家，要时刻保持警惕，不轻信陌生来电、不透露个人信息、不向陌生 账户转账，遇到可疑情况要及时拨打110或银行客服电话核实。同时，工作人员还指导大家安装使用"国 家反诈中心"APP，开启来电预警功能，为财产安全多加一道防线。 此次宣传活动共发放宣传资料50余份，接待咨 ...

为进一步巩固宣传效果，工作人员们在家长聚集处开展金融知识微课堂，利用简易展板和道具，通过情 景模拟的方式，向等待接送孩子的家长们揭示最新骗术。一个个真实的案例向家长们敲响警钟，"如果 您收到孩子受伤急需医药费的短信，会怎么做？"工作人员提出的问题引发家长思考。随后详细解析了 这类诈骗的识别方法和应对措施："首先保持冷静，立即联系学校或孩子本人核实，切勿盲目转账。"短 短10分钟的微课堂，家长们听得全神贯注，不时有人拿出手机拍照记录。家长王女士感慨道："之前总 觉得电信诈骗离我们很远，今天听了案例才知道，骗子的手段这么隐蔽，特别是针对孩子的骗局，我们 做家长的一定要提高警惕。" 此次活动得到家长们的一致好评，累计发放宣传折页100余份，参与人次110余人，通过宣传，切实提升 了家长们金融风险防范意识，提高风险辨别能力，守护好自身资金财产安全。 民生银行微山支行将持续推进金融知识进校园、进社区活动，不断创新宣传形式，将防范电信网络诈骗 宣传常态化、长效化，切实保障人民群众金融权益，为创造美好生活贡献金融力量。 秋意渐浓，天气逐渐凉爽，微山县某小学校园门口，人头攒动，家长们早早来到学校接送岗等待孩子放 学。利用家长 ...

Core Insights - Minsheng Bank is actively engaging in financial education and fraud prevention initiatives across various regions, combining entertainment with informative outreach to enhance community awareness and safety [1][2][3][4] Group 1: Fraud Prevention Initiatives - In Guizhou, Minsheng Bank's Guiyang branch launched a large-scale anti-fraud campaign titled "Payment Safety Day," utilizing outdoor movie screenings to attract community participation and educate residents on fraud prevention [1][2] - The "Golden Bell" anti-fraud team from Minsheng Bank distributed over 2,000 anti-fraud manuals, reaching more than 2,000 community residents during the campaign [2] - The use of local dialects by bank staff helped bridge communication gaps with elderly residents, making fraud prevention knowledge more relatable and memorable [2] Group 2: Financial Education Activities - In Ningxia, Minsheng Bank organized a "Financial Knowledge Adventure" event that integrated financial education with tourism, allowing thousands of visitors to learn about financial safety while enjoying local attractions [3] - The event featured immersive educational experiences, including detailed discussions on identifying retirement investment traps and digital financial safety for different age groups, resulting in over 300 public consultations and the distribution of more than 5,000 informational brochures [3] Group 3: Commitment to Social Responsibility - Minsheng Bank's initiatives reflect its commitment to safeguarding the financial well-being of the public and enhancing financial literacy, demonstrating the bank's role in balancing economic efficiency with social value in the banking sector [4]

随着互联网的飞速发展，电信网络诈骗花样不断翻新，让人防不胜防，给人们的资金财产安全带来严重 威胁，为进一步践行社会责任，切实提升群众防范电信网络诈骗的意识，提高快速识别、快速处置电信 网络诈骗的能力，近日，中国民生银行济宁微山支行走进公园开展了一场别开生面的防范电信网络诈骗 宣传活动。 活动过程中，银行员工穿梭于晨练人群，递上精心设计的宣传折页，折页内容聚焦老年人最易"中招"的 陷阱：冒充"公检法"要求转账、谎称"子女出事"急需用钱、打着"高回报理财"或"免费医疗"幌子吸金 等，每一类骗局都配以真实案例和醒目警示图标，图文并茂。折页更贴心列出"防诈六不口诀"：不轻 信、不透露、不转账、不扫码、不链接、不贪利。不少群众分享自己或周围亲朋好友曾经遇到过的电信 诈骗案例，纷纷感叹，没想到电信网络诈骗离我们这么近，日常生活中一定要多加防范。 为进一步巩固宣传效果，工作人员在群众聚集的凉亭处开展微课堂，使用通俗易懂的语言向群众讲解典 型的电信诈骗网络案例。现场群众中，以老年人居多，工作人员特意总结了老年人常见的三类高发骗 局："温情陷阱"：骗子伪装成社区干部或老友，嘘寒问暖后推销"特效药"或"养老床位"，利用老人情感 ...

Core Viewpoint - The Minsheng Bank Liaocheng Branch has initiated a financial education campaign aimed at preventing telecom and online fraud, focusing on enhancing community residents' ability to recognize and respond to fraud tactics [1][2] Group 1: Event Overview - The campaign is themed "Prevent Telecom and Online Fraud, Protect the People's 'Wallet'" and is designed to strengthen the community's defense against fraud [1] - Activities included hanging banners, distributing illustrated manuals, and playing short videos to quickly engage community residents [1] Group 2: Educational Content - Bank staff explained common fraud types using relatable examples, such as "impersonating customer service for refunds" and "fake lottery winnings," illustrating the deceptive tactics used by fraudsters [1] - Special emphasis was placed on scams targeting elderly residents, highlighting characteristics of high-yield investment schemes and the risks of illegal fundraising [1] Group 3: Interactive Engagement - An interactive "scenario simulation" segment was included, where staff acted as fraudsters, allowing residents to practice their fraud detection skills [2] - Residents shared personal experiences with scams, which were analyzed by staff to identify risk points and reinforce the message that any scheme requiring upfront payment is likely a scam [2] Group 4: Future Initiatives - The Minsheng Bank Liaocheng Branch plans to continue focusing on community education, targeting various demographics such as schools and rural areas, and will utilize both online and offline methods to expand outreach [2]

在厅堂宣传方面，莒南支行精心打造"金融知识微驿站"，在客户等候区设置互动宣传展台。工作人员创 新采用"一分钟课堂"形式，利用客户办理业务间隙，重点讲解《反诈维权小蓝本》中提炼的电信网络诈 骗"十个公式"，例如"公检法来电+安全账户=诈骗、网恋交友+引导投资=诈骗、快递丢失+索要验证码= 诈骗"等简明易记的反诈口诀。这种"化繁为简"、图文并茂、通俗易懂宣传方式，有效增强了教育宣传 效果，特别是老年客户群体也能快速掌握防骗要点。针对持续高温天气，莒南支行充分发挥数字化宣传 优势。通过客户微信群开展"反诈知识每日一学"活动，累计推送防骗知识20余条，举办全民反诈云课堂 线上沙龙，结合《全民反诈在行动》系列视频，深度剖析新型诈骗手法。 据统计，本次活动共触达金融消费者300余人次，有效提升了群众的金融素养和防诈能力。民生银行临 沂莒南支行相关负责人表示，"我们不仅要揭露骗局，更要传授实用的防骗技能，真正做到防范于心， 反诈于行"。下阶段，莒南支行将持续深化金融知识普及工作，将防诈教育宣传常态化、长效化，不断 丰富教育宣传形式和内容，为守护群众财产安全贡献金融力量。 为切实提升社会公众防范电信网络诈骗的意识和能力，自7 ...

互动引导：案例警示"警钟长鸣" 针对近期新闻播报的快递短信诈骗，民生银行济南自贸区支行工作人员结合近期发生的真实案例，以情 景模拟、问答互动的方式，引导社区居民参与讨论。"如果收到快递短信，到了取货点确没有发现快 递，该怎么做？"、"发现被骗后第一时间该拨打哪个电话？"等问题的设置，让社区居民在互动中加深 对反诈流程的记忆。此外，银行工作人员还向社区居民推广"国家反诈中心"APP的下载与使用，讲解其 来电预警、诈骗举报等功能，呼吁大家筑牢"技术+意识"双重防护网。 为提升社区居民防范电信网络诈骗的意识与能力，切实守护人民群众的财产安全，近日，民生银行济南 自贸区支行组织工作人员深入合作社区，开展防范电信网络诈骗专题宣传活动，通过"零距离"服务将反 诈知识送进千家万户。 精准科普：反诈知识"入脑入心" 活动现场，民生银行济南自贸区支行工作人员通过设立咨询台、发放宣传手册、播放反诈案例视频等形 式，向社区居民详细讲解电信网络诈骗的常见类型，包括"冒充公检法"、"杀猪盘"、"虚假贷款"、"刷 单返利"等典型骗局。针对老年群体易受骗的特点，工作人员重点剖析了"保健品诈骗"、"养老金诈 骗"等套路，用通俗易懂的语言拆解 ...

Core Viewpoint - The training session conducted by Minsheng Bank's Dongying Xicheng Branch aimed to enhance awareness and capabilities in preventing telecom network fraud among employees and customers, emphasizing the importance of collaboration between police and banks in combating fraud [1][2]. Group 1: Training Session Details - The training featured a police officer from the Dongying Public Security Bureau who analyzed common types and trends of telecom fraud, providing insights into typical cases occurring in banks [1]. - Key points for banks in fraud prevention were highlighted, including the need for improved customer identification and effective warning and deterrent measures [1]. - The session included discussions on the characteristics of involved accounts and emergency response processes, addressing why telecom fraud is difficult to combat and the consequences it brings [1]. Group 2: Outcomes and Future Actions - The training effectively increased the vigilance and sensitivity of all employees at the branch regarding telecom fraud, enhancing their awareness and understanding of the necessity for police-bank collaboration [2]. - Moving forward, the Dongying Xicheng Branch will adhere to fraud prevention requirements, focusing on risk prevention and collaborative response, aiming to strengthen the partnership with law enforcement to protect customers' finances [2].

未来，该行将继续秉持"客户至上，安全第一"的理念，不断加强防诈工作力度，为守护老百姓 的"钱袋子"贡献更多的力量。 无独有偶，几乎同一时间，江苏银行无锡沁园支行也上演了相似的一幕。客户杨女士前来办理7万 元现金取款业务。柜员在操作时，系统发出警示，提示账户资金进出存在异常。柜员立即询问客户资金 来源及取款用途，面对客户的含糊其辞，网点运营主任果断介入。杨女士表示该笔资金是其表姐借款给 其女儿使用的，但经过深入调查和与客户女儿的核实，待支取的7万元为陌生人转入，非杨女士表姐， 款项来源异常，运营主任果断选择报警。在等待民警到来的过程中，网点员工始终密切关注着客户动 态，积极安抚其情绪。最终，经民警确认，与杨女士发生交易的对手涉嫌诈骗，杨女士也被带回派出所 作进一步调查。梁溪公安高度赞扬了江苏银行工作人员的责任心和风险防范意识，授予当事柜员"见义 勇为"奖项。 这两起案例只是江苏银行无锡分行众多成功防诈案例的缩影。多年来，该行高度重视防范电信网络 诈骗工作，不断强化员工防诈培训，提升员工的风险识别能力和应对水平。同时，该行积极引入科技手 段，用好大数据，完善风险预警系统，第一时间阻断异常交易。在多管齐下的防诈策略 ...