陪伴式金融服务
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从初创到成长,泸州银行“陪伴式”金融护航白酒包材企业
Jin Rong Jie· 2025-12-19 04:17
精准融资,纾困增效 白酒包装是白酒产业链的重要环节,不仅关乎产品附加值提升,更是品质安全的关键屏障。作为扎根泸州、深耕区域白酒产业的本土金融机构,泸州银行始 终秉持"陪伴式"服务理念,深度融入企业发展全生命周期。其与古蔺县某白酒包材企业的1,900万元信贷合作,正是这一理念的生动写照。 未产先访,伴航启程 2022年11月,古蔺县某白酒包材企业注册成立。彼时这家由意大利知名防伪盖集团与宜宾老牌名酒制盖企业联手打造的重点企业,尚处于项目筹备期。得知 古蔺县引入这一白酒包装骨干企业后,泸州银行主动靠前:在古蔺经开区统筹协调下,该行火速组建由古蔺支行、公司客户部、供应链金融部构成的专属服 务团队,赶赴宜宾与企业负责人深度座谈,详细了解企业技术优势、发展规划及融资需求。这次主动对接,为后续"有需必应"的紧密陪伴筑牢了坚实基础。 投产遇困,资金告急 2024年,该企业制盖项目顺利完工投产,依托外资先进技术,企业迅速融入古蔺酱酒生态圈,跻身郎酒核心供应商行列。然而,订单激增与智能化改造计划 同步推进,前期厂房建设、设备投入消耗大量资金,企业陷入流动资金短缺困境,加上缺乏足值抵押物,银行融资困难,企业发展脚步受阻。 得知企 ...
“陪伴式”金融服务 助力企业发展底气十足
Qi Lu Wan Bao Wang· 2025-08-26 13:22
Group 1 - The core viewpoint of the article highlights the significant role of financial support from Anqiu Rural Commercial Bank in facilitating the operations of Shandong Longda Environmental Engineering Co., Ltd, particularly in the context of increasing demand for environmental projects [1][3] - Shandong Longda Environmental Engineering Co., Ltd, established in 2019, specializes in the production and installation of wastewater treatment and fiberglass products, experiencing a notable increase in order volume due to rising environmental project demands [3] - The company faced a funding requirement of 15 million yuan for raw material procurement to ensure timely project delivery, which posed a challenge for its cash flow [3] Group 2 - Anqiu Rural Commercial Bank responded promptly to the company's financing needs by arranging a specialized financial service team to understand the operational status of the company and develop a flexible phased loan plan [3] - The bank provided an initial loan of 10 million yuan, which effectively addressed the company's immediate funding shortage, with an additional 5 million yuan to be disbursed based on actual production progress and raw material procurement needs [3] - The bank has focused on serving the real economy by addressing the financing pain points of enterprises, establishing specialized teams, and implementing a series of measures to provide tailored financial service solutions [3]