Group 1 - The core viewpoint of the news is the establishment of an overseas intellectual property "risk assessment + insurance" mechanism by the Zhejiang branch of PICC, in collaboration with eight national-level intellectual property fast protection platforms, to address the challenges faced by enterprises in handling intellectual property disputes when expanding overseas [1][3][4] Group 2 - PICC Zhejiang branch has partnered with Lingban Technology Co., Ltd., a unicorn in the AR industry, to provide the first intellectual property overseas infringement liability insurance in Hangzhou, which includes compensation for economic liabilities and legal support in case of unintentional infringement claims [3] - Lingban Technology faced a patent infringement lawsuit from a U.S. company but, after confirming that their product did not constitute substantial infringement, activated the insurance mechanism, leading to a collaborative response strategy involving multiple stakeholders [3][4] - The insurance mechanism played a crucial role in facilitating Lingban Technology's cross-border operations, with PICC Zhejiang branch covering 90% of the litigation costs, amounting to $90,000, demonstrating the effectiveness of the risk assessment and insurance model in protecting enterprises' intellectual property [4]