在浙江省市场监督管理局（省知识产权保护中心）统筹下，人保财险浙江分公司与省内8家国家级知识 产权快保护平台展开深度合作，共同建设海外知识产权"风险评估+保险"机制，切实解决出海企业面临 的知识产权纠纷应对难题，为企业"走出去"筑牢知识产权保护屏障。 作为杭州市首家投保知识产权海外侵权责任险的企业，灵伴科技在"走出去"的过程中，被美国某公司以 专利侵权为由提起诉讼。在评估确认自身产品并未构成实质侵权后，灵伴科技立即启动保险机制。 人保财险浙江分公司会同杭州知识产权保护中心，与企业开展多轮策略研讨与政策指导，成立包含企业 知识产权管理岗、企业法务、杭州知识产权保护中心专家、海外律所、理赔定损员组成的专项应对小 组，通过多方协同的"积极应诉+谈判"，明确了产品不存在侵权的事实，共同制定应对策略和解决方 案。 2025年3月，灵伴科技最终与美国某公司签署和解协议，人保财险浙江分公司承担灵伴科技涉诉费用的 90%，最终赔付维权费用9万美元。"海外知识产权风险评估＋保险"机制在护航企业跨海发展中发挥了 重要作用，为企业"走出去"筑牢了知识产权保护屏障。 人保财险浙江分公司建立海外知识产权"风险评估+保险"机制，为企业"走 ...

信用保障，以"不变"保险应形势"万变" 为保障中小微企业因海外交易突生变故导致的损失，帮助中小微企业更好地拓展海外市场，人保财 险苏州市分公司积极落实"江苏省小微企业出口信用保险统保平台"和"苏州市中小微企业出口信用保险 统保平台"等政策，提供专业的信用保险服务，保障客户国外买方拖欠、破产、拒绝收货等风险和国外 买方所在国的战争、汇兑限制、取消进口许可证等风险导致的直接损失等，最高赔付比例80%。2024 年，公司共支持出口企业401家，保障出口金额42亿美元，为企业提供收汇保障、助力企业稳健"出 海"。 一单多保，护航外贸货物"漂洋过海" 为保障外贸企业的供应链物流环节，人保财险苏州市分公司创新"一单制"国际多式联运集装箱货物 运输保险，以集装箱为运输载体，采用国际多式联运方式，将属地生产的多个货品运送至境外，首批投 保即提供总保额130万美元保障。以"一单制"实现托运人一次委托、费用一次结算、货物一次保险、多 式联运经营人全程负责，有效解决企业在陆海铁分段式投保中遇到的各环节保险责任不清晰的问题，减 少货物运输的赔付风险和责任认定难度，降低企业物流运输成本，扩大保险责任，提高服务质量效率， 护航"一带一路 ...

Core Viewpoint - The article discusses the recent policies introduced by the Guangzhou Development Zone (Huangpu District) aimed at enhancing financial services to support high-quality development of the real economy and technological innovation, with a focus on flexible investment mechanisms and risk tolerance [1][3]. Group 1: Policy Measures - The newly introduced measures include a total of 50 billion yuan for a technology innovation and entrepreneurship investment mother fund, which will leverage social capital to focus on strategic emerging industries [3]. - The policy framework consists of a "12345" modern financial investment service system, which includes one policy system, two major cultivation projects, three service mechanisms, four service carriers, and five activity brands [1]. - The risk tolerance mechanism allows for significant losses in seed and angel investments, with up to 100% loss permitted for individual projects, marking a shift in the approach of state-owned funds [3][4]. Group 2: Financial Support and Investment - The new policies provide substantial financial support for licensed financial institutions and venture capital firms, with incentives up to 2 million yuan for headquarters and 100,000 yuan for investments in early-stage technology companies [8]. - The Guangzhou Development Zone has over 900 venture capital institutions with a total scale exceeding 270 billion yuan, indicating a robust investment landscape [8]. - Knowledge property rights are emphasized as a key focus area, with policies encouraging companies to use intellectual property as collateral for financing, thus addressing funding challenges for startups [9][11]. Group 3: Economic Impact - The Huangpu District has seen significant growth in its industrial output, with the automotive industry generating 62.36 billion yuan in value, reflecting an 8.7% increase, and the integrated circuit industry growing by 17.1% [13]. - The district's GDP reached 206.91 billion yuan, with a year-on-year growth of 4.0%, surpassing the city's growth rate of 3.8% [13].

Core Insights - The company is committed to leveraging insurance services to support the high-quality development of Shenzhen, aligning with national strategies and local economic goals [1][4][6] Group 1: Innovation in Insurance Products - The company launched four innovative weather-related insurance products, including "Low Altitude Weather Insurance" and "Infrastructure Weather Insurance," to address meteorological risks in emerging industries [2][3] - The company introduced the first "Calculation Chain Insurance" in the country, providing risk coverage for a well-known data enterprise, enhancing competitiveness in the digital economy [2] - In the smart automotive sector, the company is collaborating with academic institutions to develop insurance solutions for new energy vehicles and intelligent driving technologies [3] Group 2: Comprehensive Risk Management Solutions - The company has developed a comprehensive insurance system covering the entire innovation chain, including a trial insurance product for a pharmaceutical company, providing over one million yuan in risk coverage [4] - The company has initiated a data intellectual property insurance product to protect against infringement losses, supporting enterprises in global competition [4] - A new data asset insurance product was launched to assist a smart elderly care technology company in realizing the value of its data assets [5] Group 3: Green Finance and Social Governance - The company has received multiple awards for its contributions to green finance and continues to innovate in the renewable energy sector, focusing on risk management for energy storage and offshore wind power [6] - The company has implemented a governance model for small construction projects, providing over 120 billion yuan in risk coverage to enhance social safety levels [7] - The company is actively participating in cross-border financial innovation and technology finance development, aiming to contribute to the high-quality development of the region [7]

Group 1 - The core viewpoint emphasizes the importance of integrating technology and finance, with Guangdong Guoshou Property Insurance leading in the technology insurance sector since 2018 [1] - Guangdong Guoshou's technology insurance premium scale exceeded 620 million yuan in 2024, marking a 7.23% year-on-year growth, providing 1.19 trillion yuan in risk protection for strategic emerging industries [1] - The company has developed a comprehensive technology insurance service system, including traditional products and innovative areas such as intellectual property insurance and aerospace insurance [1] Group 2 - In the intellectual property protection field, Guangdong Guoshou has shown strong innovation, achieving over 32 million yuan in premium income since launching its intellectual property business in 2023, ranking first in the system [2] - The company signed the first commercial secret insurance in the province with the Greater Bay Area Integrated Circuit and System Application Research Institute, addressing the unique needs of the integrated circuit industry [2] - Guangdong Guoshou has provided risk protection for 25,000 patent and trademark applications, amounting to 81.3 million yuan, supporting small and medium-sized technology enterprises [3] Group 3 - Guangdong Guoshou's case of commercial secret insurance was recognized as one of the top 50 typical cases in the Guangdong Province Technology Finance Exchange and Promotion Conference [3] - The company plans to continue innovating in technology finance services and develop more insurance products tailored to industry characteristics [3]