Core Points - Industrial and Commercial Bank of China (ICBC) and China Construction Bank (CCB) have suspended certain gold investment services due to macroeconomic policy impacts and risk management requirements [1][2] - Both banks will continue to support existing customers with ongoing investment plans and redemptions [1][2] Group 1: Service Suspension Details - ICBC has suspended the opening of new accounts, active accumulation, new fixed accumulation plans, and requests for physical gold extraction starting from today [1] - CCB has also suspended real-time purchases, new investment plans, and physical gold exchanges, effective from today [1] Group 2: Minimum Investment Adjustments - ICBC announced an increase in the minimum investment amount for its gold accumulation service from 850 yuan to 1000 yuan, effective October 13 [3] - Other banks, including Bank of China and Ping An Bank, have also raised their minimum investment thresholds for gold accumulation products in October [6][9] Group 3: Market Volatility and Risk Awareness - ICBC has advised investors to be aware of market changes and enhance risk prevention measures due to increasing market instability and significant fluctuations in gold prices [5] - Banks are implementing a combination of raising investment thresholds and issuing risk warnings to manage risks effectively while protecting consumer rights [9]