Core Insights - Dave Inc.'s ExtraCash service is crucial for the underbanked, representing 14.2% of U.S. households in 2023 [1][2] - The underbanked prefer neobanks due to limited access to affordable credit and high fees from traditional banks [2] - ExtraCash provides interest-free cash advances up to $500 without traditional credit checks, utilizing alternative data underwriting [3] - The new fee structure for ExtraCash, with a 5% fee capped at $15, enhances transparency and affordability for users [4] - Mobile banking is on the rise, with over 79% of the population expected to use online banking by 2029, positioning Dave's mobile-first platform favorably [5] - ExtraCash helps users avoid costly traditional banking fees, promoting financial resilience and inclusion [6] Financial Performance - DAVE's stock has increased by 657.6% over the past year, outperforming the industry average of 45.8% and competitors CoreCard and Qifu Technology [7] - DAVE trades at a forward price-to-earnings ratio of 25.69, higher than the industry average and Qifu Technology's 23.15 [11] - The Zacks Consensus Estimate for DAVE's earnings in 2025 is $8.74 per share, reflecting a 66.8% increase from the previous year [14]

Moretus Research delivers state-of-the-art, buy-side quality equity research for serious investors seeking clarity, conviction, and alpha. We focus on going beyond the obvious. We practice positive paranoia when analyzing investments — understanding sentiment, knowing where our competition is right or wrong, and how that will shape the future of any given security we’re researching. We won’t always be right, but we’re right more often than we’re wrong. More importantly, when we are right, we’re right big. A ...

Asia Pacific Economic Research 03 July 2025 China alt-data trackers chartpack (Series 38) Full recovery in container shipping to US, govt bond issuance strong As we head into 2H and wait for the official June activity data, we update our alt-data trackers to gauge near-term activity and policy delivery momentum. Key takeaways are below (vs last update on 16 June). Net government bond issuance under TSF (ex. refinancing LGB) 0 10 20 30 40 50 60 70 Jan Feb Mar Apr May Jun 2025 2024 2023 2022 2021 2020 2019 % ...

Core Insights - Moretus Research specializes in high-quality equity research aimed at serious investors, focusing on clarity, conviction, and alpha generation [1] - The firm employs a strategy of "positive paranoia" to analyze investments, emphasizing sentiment analysis and competitive positioning to predict future performance [1] - A notable investment recommendation was made at the beginning of 2023, where Carvana was purchased at $5 per share, highlighting an 88% short interest that was deemed excessive, leading to a significant turnaround [1] - The investment in Carvana yielded over 60 times returns over three years, showcasing the firm's ability to identify substantial opportunities [1] - Moretus Research aims to uncover data advantages through alternative data sources, covering both current holdings and potential future investments [1]

SHENZHEN, China, June 06, 2025 (GLOBE NEWSWIRE) -- MoonFox Data, China’s leading provider of all-scenario data insights and analytics services, was recently invited to deliver a keynote address at the Neudata Hong Kong Data Summit 2025, held at the Hong Kong Cordis Hotel. Senior Analyst Max Ma presented "Navigating China's Market Pulse in 2025: Data-Driven Strategic Investment Insights," offering global investment institutions and enterprise clients an in-depth analysis of the latest trends in China's macro ...

FICC Research Investment Sciences 28 April 2025 Alternative Data View High-frequency alt data: no red flags (yet) Daily credit card transaction and job openings data thus far show little cause for concern about US activity. The most recent momentum in spending and new job postings is about in line with – and never far below – point-in-time comparisons with prior years. We look at signals from alternative data sources—US Barclays credit card spending and LightCast job openings data – for additional reference ...