If systems are centralized, power is consolidated. ...

TradFi isn't the enemy, centralization is. TradFi just happens to be very centralized... ...

Industry Trend - Increased digitalization leads to heightened risks associated with centralization [1]

RT Arjun Sethi (@arjunsethi)JPMorgan Is Charging for Access to User Data. This Is a Pivotal Moment for Financial InfrastructureJPMorgan is moving to charge fintech companies for access to customer data. This data includes transaction histories, balances, and behavioral signals generated by end users interacting with the banking system. Until now, this information has been accessible through data aggregators or direct APIs, enabling fintech innovation across payments, budgeting, lending, and more.By introduc ...